In 2024, the per capita disposable income of local urban residents will be announced one after another. Since the standard of funeral expenses for retirees is directly proportional to the per capita disposable income of urban residents, the funeral expenses of retirees will also increase in 2024.
According to the "Interim Measures for the Treatment of the Survivors of the Basic Pension Insurance for Enterprise Employees" issued by the Ministry of Human Resources and Social Security, the surviving family members of the insured person can apply for funeral expenses (also called funeral subsidies) and pensions.
So, in 2024, what are the funeral expenses and pensions of enterprise retirees, government retirees, public institution retirees, and farmers? Let's take a good look:
.01
Corporate retirees
The standard of funeral expenses for retired personnel is based on the monthly per capita disposable income of urban residents in the province in the previous year at the time of death, and it will be paid for two months. In fact, it is twice as much.
The standard of the pension: the minimum standard is the monthly per capita disposable income of urban residents in the province in the previous year for 9 months, and at the same time, if the payment period exceeds 15 years, the number of months of pension payment will be increased for each additional year of payment;
The maximum is 24 months of monthly per capita disposable income of urban residents in the province in the previous year.
furthermore
This means that as long as the retiree has received his or her pension for one year, the pension standard cannot be paid for 24 months.
Taking Shanghai as an example, the per capita disposable income of urban residents will reach 89,477 yuan in 2023, which is 7,456 yuan per month when rounded. The funeral expenses of the retired personnel are: 7456×2 = 14912 yuan.
The minimum standard of pension is 9 months of monthly per capita disposable income of urban residents in 2023, and the maximum is 24 months of disposable income of urban residents.
Then, the minimum pension for retired employees in Shanghai is: 89,477÷12×9≈67,108 yuan.
The highest is: 89477÷12×24=178954 yuan.
It can be concluded that if a retiree in Shanghai dies in 2024, the total funeral expenses plus pension will be between 82,020 yuan and 193866 yuan.
.02
Retirees of government agencies and institutions
The funeral expenses and pension standards of government agencies and institutions are different from those of retired enterprises, among them, funeral expenses are not uniform across the country, and it depends on local regulations.
For example, the funeral standard of government agencies and institutions in Shanghai is 6,000 yuan, and in Beijing it is 5,000 yuan.
As for the pension standard, there are also differences between retirees of public institutions and government agencies.
1. Pension for retirees of public institutions
The criteria are:
First of all, we must be clear: this retirement fee is not actually a pension, the general basic retirement fee is lower than the pension, if the pension of retirees in government institutions is 6,000 yuan, then the basic retirement fee may be more than 3,000 yuan, we assume that his basic retirement fee is 3,500 yuan.
It is calculated that the pension of retirees in public institutions in 2024 is: 3,500×20 = 70,000 yuan.
2. Pension for retirees of government agencies
The criteria are:
The per capita disposable income of the previous year was 51,821 yuan, so the pension of retirees in government agencies is:
51821×2+3500×40=243642 yuan. Obviously, it is much higher than the pension of retirees of public institutions.
In the end, taking the funeral expenses of 5,000 yuan in Shanghai as an example, the funeral pension of retirees in public institutions is: 3,500×20 + 5,000 = 75,000 yuan
The funeral pension of retirees of government agencies is: 51821×2 + 3500×40 + 5000 = 248642 yuan.
It can be seen that the funeral pensions of government agencies and institutions are much higher than those of public institutions.
.03
How much is a farmer's funeral pension?
At present, there is no unified national standard for funeral expenses for urban and rural residents, and they are still issued by local governments in accordance with local policies, so we can see that some places are issued according to the basic pension, some are issued according to a fixed amount, and some do not have funeral expenses.
For example, in Liaoning, starting from 2024, funeral expenses will be paid according to the minimum standard of 12-month basic pension.
In Changsha, Hunan Province, funeral expenses are paid according to the local basic pension of 15 months. This year's long-term pension for urban and rural residents is 276 yuan, so the corresponding funeral fee standard is 276 * 15 = 4140 yuan.
Xiamen, Fujian Province pays funeral expenses according to the basic pension of 20 months. Xiamen's basic pension this year is 370 yuan, so the funeral expenses are 370 * 20 = 7400 yuan.
That is to say, where funeral expenses are linked to the basic pension to be issued, the higher the basic pension standard, the longer the number of months, and the more funeral expenses. And with the adjustment of the basic pension, the funeral expenses will also increase.
The funeral expenses of urban and rural residents in Shanghai, Beijing, Shandong, Jiangxi, Heilongjiang and other places are issued according to a fixed amount, and the funeral expenses in Shanghai are 6,000 yuan, 5,000 yuan in Beijing, and only 500 yuan in Heilongjiang...
It can be concluded from this that the payment of funeral expenses after the death of farmers has nothing to do with the level of their pensions, no matter how much the farmers' pensions are, as long as they participate in the pension insurance of urban and rural residents, the standard of funeral expenses obtained is the same, and there is no difference.
Moreover, except for a few places where the funeral expenses of farmers can reach more than 6,000 yuan, such as Shanghai, Xiamen and other places, many places are about one or two thousand yuan or two or three thousand yuan, and some places may only be a few hundred, and even some areas have not established a funeral fee system and do not issue funeral expenses.
As for the materials required for different groups to receive funeral pensions, they are basically the same.
1. Certificate of death cancellation (issued by the police station where the deceased's household registration is located);
2. Death declaration form of enterprise retirees (provided by the social security office, the recipient of death benefits must be consistent with the ID card of the recipient, and the certificate provided by the social security must indicate the relationship between the recipient and the deceased);
3. Cremation certificate (provided by the Civil Affairs Bureau or funeral home), if it is not a cremation area, the Civil Affairs Office will issue a certificate of non-cremation area;
4. A copy of the front and back of the recipient's ID card.
Moreover, funeral expenses are generally collected in a lump sum, and when you receive them, you can bring the relevant supporting materials and let your immediate family members collect them.
Wan Ziwen said: Every word of the article was typed out by me, and I clicked "watching" to let me know that you are also "doing your best" for life.
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