If you have cash at home, pay attention, if you have these two types of cash at home, you must go to the bank as soon as possible to exchange it
With the continuous development of society, electronic payment has also begun to enter our lives, when we buy something, we will habitually use electronic payment, after all, electronic payment is more convenient and trouble-free than cash. This convenience is two-sided, for customers, you can save the problem of forgetting to bring cash, and for merchants, you can also avoid the trouble of finding change. However, even electronic payments cannot replace the place of cash, no matter how common they are.
After all, in some occasions, people still have to use cash, such as giving red envelopes, giving gifts, etc. For friends who have elderly people in the family, you can also prepare some cash for them, after all, these elderly people are relatively old, and few people can learn to use electronic payment, even if they learn to pay electronically, they may also lose funds due to operational errors. In order to avoid this situation, it is better to give cash to the elderly as much as possible.
For those friends who have cash at home, they also need to do a good job in the storage of cash, if the storage is not good, it is easy to lead to mildew or damage to the cash, some people may take the broken cash with adhesive tape for convenience, and take it out again to use. But the result is often that the merchant refuses to accept the payment, and what to do if there is a badly moldy or adhesive paper in the home? The best way is to go to the bank to exchange it.
Banknotes glued with adhesive tape.
I believe that many friends have seen the kind of banknotes with adhesive tape, for the overall aesthetics, many people will use scotch tape, although scotch tape can be used together with broken money, but this practice is basically no longer feasible, because many merchants will take the initiative to refuse this kind of cash. If you are rejected by the merchant in public, it will also make people feel particularly embarrassed. The most correct way is to take the damaged banknote to the bank for exchange, so as to reduce unnecessary losses.
Badly moldy banknotes.
For the sake of insurance, some people will hide their family paper money in the closet, under the bed or in a more hidden place, especially for the elderly in rural areas. Although these places may seem hidden, they can cause a number of problems, the most common of which is mould in banknotes, which are made of paper and must be kept dry when preserved. The environment under the bed or in the wardrobe is relatively humid, so there may not be much problem in placing it in a short time.
If it is placed in a humid environment for a long time, it will naturally cause moisture or bacteria to grow on the surface of the banknote, which will lead to the problem of damage and mildew of the banknote. When the banknote is damaged and moldy, it will not only affect its normal use, but also lead to the growth of bacteria and endanger our health. If you are accidentally bitten by a small animal, you will not be able to use it. What should be done about this situation?
The easiest way is to take the moldy banknote to the bank in time to exchange, because the bank has professional equipment and procedures, even if the banknote is moldy, it can also check the authenticity of the currency, and make a reasonable compensation according to the actual damage. If the damage is not too severe, you may be paid in full, but if the damage is severe, you may be paid 50% of the actual amount or other percent.