"The seamless renewal of the Postal Savings Bank has brought a 'spring rain' to the tea fields. Walking on the tea mountain on the west side of Tianmu Lake, Lei Ming, general manager of Tianmu Lake Mile Ecological Agriculture Development Co., Ltd., was delighted.
"The PSBC's service is meticulous and thoughtful, and the products are very targeted, which is impressive. In the production workshop of Changzhou Langqiwei Electric Appliance Co., Ltd., Wu Dong, general manager of the company, told reporters.
In the middle of spring, the land of Jiangsu is full of vitality. From the laboratory to the production line, the "flowers" of innovation are blooming, and from the streets of the city to the fields, the pace of progress is solid and powerful. Postal Savings Bank of China Jiangsu Branch closely follows the regional strategic requirements and enterprise development needs, resonates its own "pulse" with every "breath" of the real economy, continuously optimizes financial supply, and accurately transfuses Jiangsu "quality" with innovative products, so that living water and clear springs can pour into the fertile countryside, and turn the responsibility of the bank into a "rain" to promote high-quality development and "nourishment" to moisten a better life.
Increasing efficiency and improving "quality", "living water" irrigation adds flavor to tea
The tea leaves stretch and rise in the hot water, rising and falling, and the refreshing fragrance of tea overflows. "This is 'Zhongbai No. 1', which is an upgraded version of 'Baiye No. 1'. In Tianmu Lake Mile Ecological Agriculture Development Co., Ltd. (hereinafter referred to as "Mile Ecological Agriculture"), Lei Ming introduced to reporters while making tea.
Mile Ecological Agriculture is located in Liyang Tianmu Lake Tourist Resort, mainly producing and selling Liyang white tea, golden tea, etc., and has a certain reputation in East China. The company has more than 400 acres of tea fields, located in the southern mountain area of Tianmu Lake.
In April, it is the season of tea picking. In the tea fields of Mile ecological agriculture, the mountains and rivers reflect each other, and the tea pickers are dotted among them, forming a green picture scroll of movement and stillness. "Our tea picking period is 20 days a year, and we need more than 500 tea pickers, including farmers in the village and recruits from other places. Jiang Yunda, manager of Mile ecological agriculture, made a "preview" to reporters: "This year, more than 20,000 catties of leaves can be picked, and the output of tea is expected to be about 6,500 catties according to the production of 1 catty of tea per 4.5 catties of leaves." ”
In the tea garden, the tea leaves are "new" in another year, and the tea-making equipment in the factory is also constantly "updated". "In order to produce good tea, we have updated our equipment and upgraded our plants. Recently, we have added two new wilting machines and two tea roasting machines, and renovated the building. Lei Ming pointed to an upgraded factory building and said: "We separated this room and made a temperature control system, which is constant temperature and humidity, which is more intelligent." ”
It is understood that the total investment in purchasing equipment and upgrading plants is more than 50 yuan. This part of the funds comes from the loan support of the Postal Savings Bank.
Zhang Zhenyu, vice president of the Liyang branch of the Postal Savings Bank, said that the Postal Savings Bank began to cooperate with Mile Ecological Agriculture in 2021, tailored cooperation plans for customers, and solved customers' financial problems. At present, the stock loan is 2.39 million yuan, the mortgage personal business loan is 1.39 million yuan, and the provincial agricultural guarantee loan is 1 million yuan. "The 1 million loan is a pure credit loan, which is fast to operate and low cost. This year, we efficiently renewed the loan for our customers, ensuring the continuity and convenience of credit services. ”
"If you do this, you have to do it well. Lei Ming is a "keeper artist" with the spirit of craftsmen, and he is also the vice president of the Liyang Tianmu Lake White Tea Association, and it is his determined pursuit to make tea well. "Behind a good cup of tea is the excellence of multiple processes and links. For example, fertilization, we need to apply 200-300 kg of organic fertilizer per mu of tea field a year, and more than 300 kg of rapeseed cake per mu. In order to ensure the green texture of tea, we never use pesticides and insist on manual weeding. Lei Ming said that the continuous investment of funds is also a necessary part, and the maintenance and management of tea fields will invest more than 1 million yuan a year.
"Thank you very much to the Postal Savings Bank. It is the living water of the postal reserve that has watered and fertilized our tea fields and made our tea taste more fragrant. Lei Ming said as he took the blistered "Zhongbai No. 1" and took a big sip happily.
Precise to the "new", collaborative "loan" dynamic and intelligent transformation
Outside the factory, a patent wall stands quietly, and the slogan of "knowledge guides innovation, property rights create wealth" is particularly eye-catching. This is the scene that the reporter saw in Changzhou Langqiwei Electric Appliance Co., Ltd. (hereinafter referred to as "Changzhou Langqiwei Electric") in mid-April.
"Our company currently has more than 120 patents, and the fans produced have low power consumption, fast heat dissipation and environmental protection. Wu Dong told reporters.
From "wisdom" to "quality" and "new", all kinds of manufacturing business entities are the new force for the development of new quality productivity. As a state-level high-tech enterprise, Changzhou Longqiwei Electric attaches great importance to R&D investment, accounting for up to 5% of annual sales. With the continuous expansion and upgrading of business development, there is a certain pressure on the working capital of enterprises.
Finance is an important driver for enterprises to promote "intelligent transformation and digital transformation". Last year, the Postal Savings Bank invested 2 million yuan in a two-year "intelligent transformation and digital transformation" loan for Changzhou Langqiwei Electric Appliances, which effectively alleviated the capital needs of enterprises in equipment transformation.
Financial vitality moistens the real economy, and we cannot engage in "flood irrigation", and intelligence and effectiveness are the ways to win. In 2023, in order to explore a new model of industry-finance cooperation, the tripartite cooperation between Changzhou Wujin District Industry and Information Technology Bureau, Changzhou Branch of Postal Savings Bank, and Jiangsu Wujin Credit Financing Guarantee Co., Ltd. will be officially launched. The product is a credit loan, in accordance with the principle of "government guidance, market operation, and risk sharing", and establishes a risk sharing mechanism of "intelligent transformation and digital refinancing" to better benefit enterprises and profit-making entities.
Hua Teng, president of Changzhou Daixi Branch of Postal Savings Bank, said that after the product was launched, the branch actively visited and learned that Changzhou Langqiwei Electric had financing needs in the direction of "intelligent transformation and digital transformation", and the enterprise qualification was good, so it immediately docked and relied on digital business development to efficiently complete the credit.
From the credit model to the loan amount to the service details, Wu Dong recognized the Postal Savings Bank very much. "That's how entrepreneurship is, the money is getting bigger and bigger like a snowball. Wu Dong said, "In order to achieve sustainable development, enterprises need to achieve the effective integration of innovation investment and open source and cost reduction." Fortunately, with the Postal Savings Bank's 'inquiry' and 'accompaniment' services, we have the confidence to continue to transform and leap. ”
For the support from all walks of life, Wu Dong has always had a grateful heart. "At present, the company has received more than 40 million orders, which is a bit too busy. Wu Dong told reporters that this year's performance is expected to double compared with last year.
"You can wear a suit, you can go down to the village. "The financial services of the Postal Savings Bank are solid on the city avenue and also deep into the field paths. At present, a new round of Chunhua and Autumn are in urgent need of sweat to water and fertilize, and all walks of life in Jiangsu are speeding up and moving towards spring. Determined that the real economy is symbiotic and co-prosperous, the Postal Savings Bank is also constantly writing its own service story. (Photo courtesy of Postal Savings Bank of China Jiangsu Branch)