The property market turmoil has risen again, and experts from the Chinese Academy of Social Sciences have given new tricks
Unexpectedly, even the financial bigwigs of the Academy of Social Sciences couldn't sit still, and stood up and suggested that we should cut the reserve requirement ratio in a timely manner, and we must also cut interest rates severely. As soon as the news was released, it immediately exploded among the big guys. The Chinese Academy of Social Sciences, that is a well-known think tank in our country, and what they say is not light, so everyone has to prick up their ears and listen.
This year's property market, to be honest, is really a bit confusing. Although the policy has given a lot of sweetness, the housing price is like a shy little girl who refuses to show up. If you look at the data, in 70 big cities, the price of second-hand housing accounts for the vast majority, and the decline is not light. Now it's okay, the people who buy the house are starting to mumble, and they don't know whether to make a move.
RRR and interest rate cuts have become a new engine, can the property market usher in spring?
Cutting the RRR and interest rates, this sounds complicated, but in fact, to put it bluntly, banks have more money in their hands to lend, and at the same time, it has become easier and cheaper for us to borrow money. In this way, everyone has plenty of money, so they naturally want to invest more money and buy more things, and the property market will be lively.
Think about it, when the RRR and interest rates were cut in the past, did the housing prices rise with a wave? The big guy in the property market is sensitive to this kind of policy. So now many experts and friends who want to buy a house are saying that this is a good opportunity to buy a house. Who doesn't want to take advantage of the fact that housing prices have not risen yet? After all, if you miss this village, you won't have this store!
There are both opportunities and risks in the property market, and buyers need to choose carefully
We have to understand that in the real estate market, opportunities and risks coexist. Although the policy has given a lot of benefits, whether housing prices will rise or not depends on the supply and demand of the market in the final analysis. Friends who want to buy a house, don't be led astray by those hot topics, you have to think about it according to your actual situation and economic ability, and don't blindly follow the trend.
RRR and interest rate cuts can indeed bring a short-term boom to the market, but housing prices are not a never-ending rising machine. The real estate market is like a big family, inside and out, and all kinds of factors are mixed together. So don't keep thinking that housing prices will soar, we must always be on guard against those potential risks. When it comes to buying a house, it's big and big, and it's small, but you have to think carefully about it anyway, don't be carried away by a momentary enthusiasm.
Experts have different opinions, and the future direction of the property market is a mystery
When it comes to the recommendations of the Chinese Academy of Social Sciences, those experts who are engaged in real estate research have different opinions. Some people feel that the RRR and interest rate cuts can bring some benefits to the property market, but they also have to be careful not to cause any trouble. Some people think that if the RRR and interest rates are cut, the property market will be lively again, and housing prices will rise accordingly.
But to be honest, how can the property market be so easy to predict? It is affected by a large number of factors such as policy, economy, society, and so on. We can't just because of a suggestion or a policy that we can see the future trend of the property market. I really have to think about this matter carefully to have a general understanding.
Conclusion: Rationally look at the changes in the property market and grasp the opportunities of personal wealth
The proposal of the Chinese Academy of Social Sciences to cut the reserve requirement ratio and interest rates this time has indeed added a lot of new drama to the property market. But ah, the property market is like a naughty child, laughing and crying for a while, and no one can say what it will do next. In the face of changes in the property market, we must keep a clear head and not be blinded by those bells and whistles.
Although these policies can bring some benefits to the property market, housing prices will not rise wildly because of this. When we pursue wealth growth, we also have to take it easy, don't patronize and make money and forget about the risks. After all, risk is like an invisible thief who can steal our hard-earned money at any time. We must learn to rationally allocate assets and control risks, so that we can steadily grasp our wealth opportunities in the wind and waves of the property market.
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