Unemployment insurance is an important part of the mainland's social security system, which aims to ensure the basic livelihood of the unemployed during the period of unemployment and promote the re-employment of the unemployed.
So, who can receive unemployment insurance benefits?
Is there a limit on the number of times and time to receive unemployment insurance benefits?
……
Questions about unemployment insurance benefits
This one will explain it to you!
Who is eligible for unemployment insurance benefits?
Apply for unemployment insurance benefits
Two conditions must be met
1
Insured and paid for more than 1 year
2
Interruption of employment is not due to the person's will
therefore
If you have been insured for less than 1 year or voluntarily resign
is not eligible to receive money
Some friends may ask
If the company is in arrears of wages,
unemployment due to non-payment of social security,
Can I get unemployment insurance benefits?
This is okay!
therefore
Due to the company's unpaid wages
Resignation due to non-payment of social insurance
It is a non-voluntary interruption of employment
You can apply for unemployment insurance benefits
Apply for unemployment insurance benefits
What documents do I need to prepare?
So
During the period of unemployment
As long as you have a social security card or ID
You can go to the unemployment insurance agency
Apply for unemployment insurance benefits
How to apply for unemployment insurance benefits?
It is easy to apply for unemployment insurance benefits
You can do it offline or online!
Can unemployment insurance benefits only be paid once?
Up to 24 months?
Some friends are worried
Have previously received unemployment insurance benefits
After losing your job again, you won't be able to get it
Wrong! Not so!
There is no limit to the number of times you can receive unemployment insurance benefits. An unemployed person can receive unemployment insurance money if he meets the conditions for receiving unemployment insurance money.
Some friends are confused
Didn't apply immediately after becoming unemployed
Is the unemployment insurance premium invalid?
It won't be invalid!
About the collection period
Here's what I want to know
Unemployment insurance benefits
Single claim period
Up to 24 months
It is not only available for 24 months in a lifetime
If a worker finds a job and participates in the insurance after the expiration of the pension period, and meets the conditions for applying for unemployment insurance after becoming unemployed again, he or she can continue to apply for unemployment insurance benefits.
Will receiving unemployment insurance money affect finding a job in the future?
Don't worry! Get unemployment insurance benefits
It doesn't have any impact on finding a job in the future
Employers and employees who participate in unemployment insurance and fulfill their obligation to pay contributions may enjoy unemployment insurance benefits if they meet the requirements after becoming unemployed. It is the legitimate rights and interests of unemployed persons to apply for unemployment insurance benefits from unemployment insurance agencies.
According to the Notice of the General Office of the Ministry of Human Resources and Social Security on Further Promoting the "Smooth Collection and Safe Handling" of Unemployment Insurance Premiums (Ren She Ting Fa [2020] No. 24), unemployment insurance agencies shall not require unemployed persons to transfer their files, and shall not record the receipt of unemployment insurance benefits by unemployed persons in their employee files.
How will receiving unemployment insurance money affect my future pension?
The calculation of the pension of retired employees is related to factors such as the payment base, the proportion of contributions, the number of years of payment, and the average monthly salary of employees on the job in the previous year at the time of retirement, and has nothing to do with whether or not they receive unemployment insurance money.
It should be noted that:
If you are unemployed, you don't want to have your social security contributions cut off
It can be in an individual capacity
Pay basic pension insurance premiums
According to the provisions of the relevant documents, an unemployed person may pay basic old-age insurance premiums in his or her personal capacity during the period of receiving unemployment insurance money, and if there is no circumstance that he should stop receiving unemployment insurance money in accordance with the law, the handling agency shall not stop issuing unemployment insurance benefits.
In other words, receiving unemployment insurance money does not affect the unemployed person to continue to pay pension insurance premiums in his or her personal capacity, and at the same time, unemployment insurance benefits will not be suspended because he has participated in pension insurance as an individual.
There are still some questions to pay attention to↓
Do I need to go through the procedures for the suspension of unemployment insurance benefits after I am re-employed?
In accordance with the relevant provisions of the Social Insurance Law, an employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees.
After the unemployment insurance agency obtains the payment of social security premiums by the recipient through internal data sharing, it shall suspend the payment of unemployment insurance premiums.
Can the employer terminate the labor contract and enjoy unemployment insurance benefits?
According to the regulations, an unemployed person who has participated in unemployment insurance for one year or more and whose employment has been interrupted not due to his or her own will may receive unemployment insurance money.
The termination of the labor contract by the employer is a situation where the employment is interrupted not due to the person's will. Therefore, if an employee has paid unemployment insurance premiums jointly with his or her original employer for one year, he or she can apply for unemployment insurance benefits.
Can I apply for unemployment insurance benefits if I have reached retirement age and am dismissed by the company?
For insured unemployed persons who have exceeded the statutory retirement age but have not yet enjoyed the basic pension insurance benefits in accordance with the law, the handling agency shall pay unemployment insurance benefits in accordance with the regulations after they have completed the unemployment registration.
If I work part-time while receiving unemployment insurance benefits, will unemployment insurance benefits be suspended?
According to the provisions of the Social Insurance Law, if an unemployed person is re-employed, the payment of unemployment insurance money shall be stopped.
With regard to the criteria for determining whether an unemployed person has been re-employed, the state has a special provision: When an agency suspends the payment of unemployment insurance money to an unemployed person on the grounds that the unemployed person has been re-employed, it may determine whether or not the employer has paid social insurance premiums for the unemployed person as the criterion for determining whether he or she has re-employed.
Therefore, an unemployed person can continue to receive unemployment insurance benefits during the period of part-time work, as long as there is no new employer to participate in social insurance for him.
Can migrant workers participate in and enjoy unemployment insurance benefits?
OK. The "Regulations on Unemployment Insurance" stipulates that if a migrant worker recruited by a unit participates in unemployment insurance, the employing unit shall pay unemployment insurance premiums for him, and he or she will not pay the premium, and if he or she meets the requirements after becoming unemployed, he may enjoy a one-time living allowance.
In recent years, all localities have made solid progress in unifying the methods for migrant workers and urban workers to participate in insurance, and migrant workers can participate in insurance as urban workers, and the insured units and themselves will jointly pay the premiums, and those who meet the conditions will receive unemployment insurance money on a monthly basis.
Source: "Ministry of Human Resources and Social Security" WeChat public account