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My name is Li Hua, I am 50 years old this year, and I am an ordinary office worker. My family wasn't really wealthy, but it was stable. I have a lovely daughter named Xiaoli, who is now 25 years old and is an independent and strong girl.
My husband and I work in an ordinary factory, and our monthly salary is barely enough for our family. Although life is not rich, our family is always happy, because family is the warmest harbor. However, just when we thought that life would always be so dull, an accident quietly came.
It was a spring morning, and my husband and I were busy with a new day's work. Suddenly, I received a phone call from Xiaoli. Hearing her crying, I couldn't help but feel a pang in my heart and quickly asked her what had happened.
"Mom, Dad...... I'm ......," Xiaoli said in a choked voice.
"What's the matter, Xiaoli? I asked anxiously.
"That's right, I'...... I lost my job. Xiaoli said hesitantly.
My husband and I looked at each other, and an indescribable anxiety swelled up in our hearts. Xiaoli's job is a pillar of our family, and if she loses her job, it will be very difficult for us.
I comforted Xiaoli: "Don't worry, Xiaoli, there will always be a solution to things." Tell me the details. ”
Xiaoli wiped away her tears, choked up and said, "The company has recently laid off employees, and I have become one of the people who have been laid off. I've started looking for a new job, but the competition is so fierce that I'm worried that I won't be able to find the right job. ”
My husband and I listened silently, and our hearts were also gloomy. My husband patted me lightly on the shoulder, signaling me not to worry too much, then turned to Xiaoli and said, "Xiaoli, don't worry, we will help you through this." ”
I nodded in agreement. Then I asked, "Xiaoli, your job is unstable, what about your current mortgage?"
Xiaoli's face turned even paler, and she whispered, "I...... I haven't paid my mortgage for months, and the bank has started to collect it. ”
The news came like a bolt from the blue, and my husband and I were stunned. Five years ago, in order to give Xiaoli a warm home, we helped her take out a loan to buy a house. Now, we are in such a situation that we cannot sit idly by.
I took a deep breath, tried to stay calm, and then said to Xiaoli, "Don't worry, Xiaoli, we'll figure it out." ”
The husband continued, "Yes, if we are united as a family, we will be able to get through this difficult time." ”
Xiaoli raised her head, her eyes flashed with hope, and she looked at us gratefully: "Thank you, Mom and Dad, I will go the extra mile to find a new job." ”
In the face of Xiaoli's determined gaze, the anxiety in my heart gradually dissipated, and was replaced by a firm belief. Together, we will be able to overcome the difficult situation in front of us.
However, just when we are worried about Xiaoli's future, an accident turns our lives upside down.
It was a sunny weekend, and my husband and I took Xiaoli to the countryside for a walk. Walking through the lush woods, I felt a rare sense of ease and tranquility. However, just as we were enjoying the rare family time, a sudden accident shattered the peace.
I was chatting with my husband, and Xiaoli was running happily in front. Suddenly, I heard a scream, and when I looked up, I saw Xiaoli fall to the ground, clutching her feet in pain.
"Xiaoli, what's wrong?" I anxiously ran over, comforting her and checking on her injuries.
Xiaoli's face was full of tears, and she trembled and said, "Mom, I seem to have sprained my foot." ”
My heart tightened, and I immediately supported her and let her slowly stand up. Her husband also rushed over and anxiously inquired about Xiaoli's condition.
"Let's take her to the hospital. I proposed.
My husband nodded, then gently picked up Xiaoli, and we hurried to the nearest hospital.
In the hospital, the doctor did a detailed examination of Xiaoli and confirmed that she only sprained her foot and was fine. My husband and I breathed a sigh of relief, but we were still worried. Although Xiaoli's sprained foot is not serious, it also makes us feel the fragility and helplessness of the family.
Back at home, my husband and I decided to take a leave of absence for Xiaoli so that she could recuperate. I took care of Xiaoli, my husband was busy cooking soup and medicine, and the family was reunited. Although Xiaoli's feet have not fully recovered, our home is full of warmth and happiness.
However, just when we thought everything was going to get better, a collection letter from the bank pushed us into the abyss again.
I anxiously looked at the collection letter in my hand, and a sense of powerlessness welled up in my heart. Five years of mortgage payments have been in arrears for months, and banks are finally taking action.
"This ...... What should I do?" I shuddered as I handed the letter to my husband.
The husband frowned, he looked at the letter, pondered for a moment, and then said, "We can't drag it out any longer, we have to find a way to solve it." ”
I nodded, my heart filled with anxiety and helplessness. Seeing that the mortgage is getting more and more delayed, we don't have much time to delay.
Just as we were struggling with mortgage issues, an idea popped through my mind. I walked quickly to my computer, opened my browser, and started searching for information about mortgage solutions.
"Mom, what are you looking for?" asked Xiaoli curiously, she sat next to me and looked at me with concern.
I turned around, tried to keep my composure, and said, "Nothing, I'm looking at some stuff." ”
My husband came over, he looked at the computer screen in my hand and asked, "Did you find anything?"
I nodded, then pointed to a news report on the screen and said, "Look, this report introduces a new type of loan product called 'Lying Flat Loan', which I heard can help people with debts solve their mortgage problems." ”
The husband frowned, and he thought about it and said, "Lying flat on a loan? ”
I smiled and said, "Anyway, we can at least find out, maybe it really helps." ”
The husband nodded in agreement. We decided to go to the bank first to inquire about the flat loan to see if we could solve our mortgage problem.
So, my husband and I went to the nearest bank with great anticipation. We asked the bank counter staff about the relevant information about the flat loan, and learned about the specific situation and application conditions of this loan product. After some consideration, we decided to try to apply for a flat mortgage in the hope that we could solve our mortgage problem.
Back at home, my husband and I excitedly announced the good news to Xiaoli. Although Xiaoli is still recuperating from her injuries, her face is filled with a happy smile. Our family is united, believing that as long as we work together, we will be able to overcome the current difficulties.
After a long wait and hard work, we finally received a reply from the bank, and they agreed to our flat loan application. The stone in our hearts finally fell to the ground, and we breathed a sigh of relief and looked at each other gratefully.
"Great, finally resolved. I said happily.
My husband smiled and put his arm around my shoulders and said, "Yes, we can rest assured now." ”
Xiaoli also ran over, she smiled like a bright flower, and said, "Thank you Mom and Dad, you guys are really amazing!"
Our family hugged each other, our hearts filled with gratitude and relief. After so many difficulties and challenges, we finally ushered in the dawn of victory.
However, just as we were glad that the mortgage problem was solved, an even bigger challenge loomed. I received a phone call from my own mother.
"Huahua, have you been busy lately?" the mother-in-law's voice sounded a little anxious.
My heart tightened, I didn't know why she called, and hurriedly asked, "Mom, is there something wrong?"
My mother's voice said with a slight heaviness: "I haven't been in good health recently, and the doctor advised me to take a good rest." So I'm going to stop working for a while and I'm going to travel around. ”
When I heard the news, I couldn't help but feel a shock in my heart. Although her mother is 56 years old, she has always been a hardworking and strong woman, and she rarely feels unwell. I was a little surprised and uneasy when she suddenly decided to quit her job and travel around.
"Mom, what's wrong with you? is it serious?" I asked anxiously.
My mother-in-law comforted me and said, "Don't worry, Huahua, I just need to take a good rest, it's fine." ”
Although I let go of some worries a little, I still felt extremely uneasy. My mother-in-law's sudden decision not only surprised me, but also made me worry about her physical condition and future living arrangements.
After hanging up, I sat silently on the couch with an indescribable emotion welling up in my heart. Faced with the sudden change in my mother-in-law, I felt a little caught off guard. While I was in the midst of the joy of victory, I found myself in a new predicament.
My husband came over, gently shook my hand, and said gently, "Don't worry, Huahua, we will definitely be able to get through this difficulty." ”
I looked up at my husband, and the uneasiness in my heart gradually dissipated, replaced by a strong sense of faith. No matter what difficulties and challenges we face, as long as we work together, we will be able to overcome everything.
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