关于银行限制额度、大额取款需要预约已经是公开的秘密了，出发点也是为了保护客户的财产安全，但还是有不少人觉得银行的这个规定十分的不合理，你觉得合理吗？
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女子银行卡提额被拒、取现要预约后大发雷霆
On April 23, it was reported on the Internet that a woman had an argument with the staff when she handled business at the Agricultural Bank of China, and the reason was that the woman came to handle the transfer business, but because the amount exceeded 5,000 yuan, the bank refused to handle it, and the staff replied: The daily limit of your bank card is 5,000 yuan.
After hearing this limit, the woman was also very surprised, why did the good bank card I used to use in the past adjust to only 5,000 per day? So the woman asked the staff to adjust and modify the limit, but the bank staff also refused her request.
Well, since I don't agree to adjust the limit, then give me cash, when the woman asked for 50,000 yuan in cash, the bank staff told me that large withdrawals need to make an appointment, the woman couldn't hold back at this time, thinking that she had been queuing for so long, but she couldn't do any business, and the more she thought about it, the more angry the woman became.
女子：“我没有签字同意，你们也没有给我电话通知，凭什么就给我改到了5000元限额，我现在就想改额度，你不给我改；我又想取现金，你又说没有现金，这是我的卡，这是我的钱啊。 ”
每日限额5000元可以调整吗？
According to the single-day transaction limit of 5,000 yuan of the bank card, it may be a second-class card, if the bank card has not been used for a long time and is limited, the customer can bring a valid certificate to the bank branch to go through the cancellation procedures.
I don't know why the Agricultural Bank of China didn't handle it for the woman in the video.
Generally speaking, ABC will conduct a comprehensive assessment of the customer's credit history, income, expenditure, etc., and decide whether to increase the limit based on the assessment results.
For more than 50,000 yuan of large cash withdrawal need to make an appointment in advance, we don't need to say much, almost every bank is this regulation, in general, the daily limit of bank cards, large cash withdrawals need to make an appointment are the bank's regulations in order to prevent telecommunication network fraud, protect the safety of customers' funds, but the woman feels that these regulations are a little innocent for herself.
网友热议
有的网友认为银行的这个规定不合理，我自己的资金莫名其妙的就被限制了一天只能用多少，想要提高额度还需要各种证明，真的是太麻烦了。
有的网友认为明明应该是好事为了大家的资金安全，结果变成了大家都不方便，对自己的资金失去了支配权，有点反客为主了。
小编有话说
How should this be said? It is impossible to distinguish who is right and who is wrong, and if you want to say that it is all liberal, it is easy to cause capital security risks, and all of them are restricted, and the customer's affairs may be delayed.
It is hoped that banks will need to consider the needs and experience of their customers while implementing these regulations, and balance risk and convenience as much as possible.
对此，你有什么看法呢？