In today's society with the rapid development of science and technology, a large number of new energy vehicles have emerged, which have attracted widespread attention due to their environmental protection and energy-saving characteristics. However, a recent online survey by an automobile blogger showed that 65.6% of people prefer to choose fuel vehicles, while only 28.1% support new energy vehicles
This situation casts a shadow on the development prospects of new energy vehicles, revealing the practical problems that this emerging industry needs to face. In short, although the concept of new energy vehicles is very avant-garde, there are still many obstacles in the process of promotion and use
In the domestic automobile market, the launch of new energy vehicles is very hot, with many brands and models, and the price is becoming more and more affordable. However, as consumers choose more, problems arise after buying a car. Among them, charging and battery life are the biggest problems. Compared to the convenience of gas stations, the range of electric vehicles is still limited
Even more troubling for consumers is the fact that the cost of insurance for electric vehicles has become a significant burden. Many people only focus on the initial low cost of electric vehicles when buying a car, but do not anticipate the "hidden burden" of subsequent insurance costs. Unlike the general decline in the cost of insurance for gasoline vehicles, the premium for electric vehicles continues to rise
Xiao Li, the owner of the BYD Yuan EV, is a typical example. When his car insurance was about to expire, he tried to contact several insurance companies to renew it, but was repeatedly denied. Finally, two companies made offers, but the price was surprisingly high - PICC needed 6,000 yuan, and Life Insurance asked for 8,118 yuan. Xiao Li said helplessly: "I originally thought that electric cars could save money, but I didn't expect the insurance cost to be so high, I really can afford to buy a car but can't afford it!"
Xiao Li's experience is not an isolated case. Many netizens have expressed similar complaints, such as "there is no insurance record in a year, but the premium has increased by 1,000", "electric vehicles seem to have become the object of everyone's dislike, and insurance companies are reluctant to provide insurance for them". These feedbacks reveal an embarrassing fact: the insurance cost of electric vehicles is not only higher than that of gasoline-powered vehicles in the same price range, but also continues to rise.
In fact, the problem of high insurance costs for new energy vehicles is not isolated. It is closely linked to the overall condition of the electric vehicle, the cost of repairs, and the risk assessment of the insurance company. Due to the difference between the structure of electric vehicles and gasoline vehicles, their maintenance costs are relatively high. At the same time, the safety hazards of some electric vehicles have also made insurance companies more cautious when underwriting electric vehicles
The rise in the cost of electric vehicle insurance has increased consumers' doubts about buying new energy vehicles, and has also affected the overall development of the new energy vehicle industry. This phenomenon reveals that the new energy vehicle market is not mature enough, and the relevant supporting policies and facilities still need to be improved
This raises the question: despite its significant advantages in terms of environmental protection and energy saving, can new energy vehicles really become the dominant force in the future?
Or, until the challenges of range, value preservation, safety and insurance are solved, will new energy vehicles remain just an idealized concept?