With the development of mobile Internet technology, electronic payment can be said to have penetrated into our lives, whether it is to buy a variety of large furniture or go out to buy a grocerie every day, many people will choose to use electronic payment to complete.
According to media reports on April 17, the People's Bank of China, the Ministry of Commerce, and the State Administration of Foreign Exchange jointly issued a notice in which merchants were required to "reserve cash" and start with daily livelihood business entities such as breakfast shops and convenience stores.
After this news came out, many people are discussing whether this means that we are going to start abolishing electronic payments? There is no specific news at present, but as far as the current situation is concerned, I personally believe that this will not happen at least in the short term.
This is mainly because today's electronic payment has become the preferred payment method for many people because of convenience and other factors, and it can be said that basically many young people are mainly based on electronic payment, and the frequency of electronic payment is higher in some large cities. In addition, it can also be found that electronic payment is actually constantly optimized with the development of technology, both security and convenience have been greatly improved, the security of all aspects has been guaranteed, and the frequency of some problems has been reduced a lot.
Judging from the current situation, many people in the industry believe that this requirement is actually to take care of some elderly groups and foreigners. First of all, many elderly people are not strong in their ability to accept and learn new things, and at the same time, for security and other considerations, there are also a large number of elderly people who rarely or almost do not use electronic payment.
In today's situation of the huge use of electronic payment, some stores no longer accept paper money, but refuse on the grounds that there is no paper money, change, etc. In fact, this situation is a clear violation of relevant laws and regulations, but few people will conduct in-depth investigation.
The best way to change this situation is to ask the merchant to reserve some cash, in which case it is impossible to refuse a cash payment on a similar grounds. At the same time, it can also be more beneficial for some elderly people or expatriates to buy goods. Expatriates, on the other hand, are unable to use mobile payment apps because they do not have a domestic ID card.
In addition to effectively solving the situation that some merchants do not accept paper money payment, this method is actually more conducive to ensuring the relevant security, after all, in the case of electronic payment and cash payment in parallel, it is equivalent to us walking on "two legs", so there is no need to worry about some unexpected situations that cause electronic payment to be unusable and cause bad effects.
For us, in fact, we can always have some cash to use in our daily life, after all, although electronic payment can be paid with face or palm print, it is easy to encounter some unexpected situations without networking. At this time, some cash reserves are very important, not to mention the parallel of electronic payment and cash payment, in fact, it can better realize the convenient way of payment.
Judging from this notice, in fact, it is more likely to promote this two-line parallel model, after all, it is also necessary to ensure the convenience of payment for the elderly and foreigners.
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