Recently, there have been some online rumors that if the pension arrives, it must be transferred out, on the one hand, because it is not safe, and on the other hand, considering that the pension amount will be reduced.
Many people wonder whether the pension pension needs to be transferred immediately after it arrives.
The first point is that the current pension social security has entered the third generation, which has a function similar to a bank card. It integrates the comprehensive functions of a bank card and a social security card, embedding a bank card inside, which has exactly the same function as a regular bank card. So, when your retirement pay hits the card, you don't actually need to do anything.
If you need to spend money, take it out and use it, and if you don't need it, you can keep it on your card. In addition, you can also use this card to make fixed deposits or purchase wealth management products without having to withdraw your retirement salary.
It should be noted here that if you don't know about wealth management products, don't listen to the advice of bank staff and use your retirement salary to buy wealth management products to avoid losses. In short, if your retirement salary hits the card, it actually doesn't need to be transferred out.
Second, the social security card has the same function as the bank card, and the social security card can also be used for mobile payment. If the elderly learn to use mobile banking, they can download a mobile banking application and bind their social security cards to facilitate transfers or purchase financial products, which is very convenient.
In other words, you only need to hold your mobile phone to carry out relevant operations, and you don't need to go to the bank to queue up or find a staff to handle it. It can be said that the social security card has the same convenient functions as the bank card.
The third point is that it is more convenient to put the retirement salary directly into the social security card, and there is no problem of unusability or insecurity. In fact, during the hospitalization of many elderly people, the social security card is mortgaged by the hospital waiting for settlement, and when going through the discharge procedures, if there is money in the card, it is very convenient, and the money in the card can be directly transferred. Isn't that very simple? Is it necessary to take out your retirement salary and put it on your bank card to pay? Is that really redundant?
Finally, it's very safe to put your retirement pay in your social security card. This is also the reason why many elderly people transfer out their retirement salary, they always feel that it is not safe to put their money in it, and they are worried that their retirement salary will be monitored by big data and have too much savings, or they will not be able to spend it. Actually, you don't have to worry about that at all.
If you withdraw money immediately after each pension notice, you need to queue up, which is very troublesome. If the elderly are in good health, they can cope with queuing, but if they are not in good health, queuing will increase the trouble. Therefore, it is very safe to put money in the social security card, and the social security card also has interest. There is no need to queue up to take it out immediately after each retirement salary is paid, and you can also withdraw it once every six months on a regular basis, which is okay and can be handled according to individual circumstances.
In short, the retirement salary is very safe to hit the card, and there is no need to take it out immediately.