"Hello, I'm CCB, Everbright, Ping An... Bank, do you need a loan?
We now have an interest rate as low as 3%, no mortgage, no guarantee, no husband and wife to sign together, do you need it?"
Do you often get such calls to sell loans?
Do you know who the person calling you is?
Sentence |
Edited by Bluestone Vision
Loans, I think everyone is familiar with housing loans, car loans, some business owners, will come into contact with business loans.
Car loans and housing loans are not on the table, and business operating loans are not among the ones we are talking about today.
Aunt Xiao wants to popularize it to you today, in addition to the consumer loans that banks have vigorously promoted in recent years, there is another loan product that you need to know - credit guarantee loans
Credit guarantee loan, as the name suggests, credit guarantee loan, once the word guarantee is involved, the bosses who have borrowed the money should all understand, and it involves a third-party company.
That's right, the so-called credit insurance loan is a financial credit product cooperated by insurance companies and banks, and this product is involved in major insurance companies, such as PICC, such as the Pacific Ocean, such as the earth, such as sunshine, and then Ping An insurance.
Speaking of which, the boss who has been in contact with him will know what the little aunt is talking about, yes, you are not mistaken, this kind of company is undoubtedly the leader in the business volume of Ping An Puhui.
Secondly, there should be a certain loan from Dadi Insurance, and a certain loan from Pacific Insurance...
In this way, at present, in the loan market, in addition to the mainstream banking and finance, the second line is controlled by such companies, followed by Internet finance.
And you usually receive a local salesman, who says that he is from a certain bank, and asks you if you need a loan, basically a salesman of such a company.
The daily job of the salesman is to find customers to lend loans, they will make a huge number of calls every day, some salesmen will also use AI phones, and some salesmen even hire people to make calls.
The main source of its number is Tianyancha, Qichacha and other platforms, and there are also property or 4S stores outflow of the number source, of course, there is no shortage of some businesses will go out to sweep the building, sweep the car, Mobai, etc., these are the basic operations of the routine.
Its products are essentially selling insurance, but this insurance is credit guarantee insurance, and with this insurance, the bank lends money to individuals.
However, the process from approval to loan is completed by the salesman, who is basically a "mobile bank" in the current mobile office, where they go to lend money, and even without leaving home, they can complete the whole process.
Due to the approval reasons, prudent account managers generally do not choose to remotely, because there is a risk of rejection at any time, and no detailed list is made here.
The old salesmen, basically one person has the business of several companies, even including banking business, of course, there are circles that do loans, this does not approve that batch, and when the amount of funds required by customers is large, they will batch it together with multiple platforms.
Write such an article, let's popularize it for everyone, the loan you took out was a certain benefit of Ping An, a certain loan from the earth, and a certain loan from Taibao... and so on the structure of the loan.
Second, popularize the loan calls you usually receive (local) are mostly from these companies, if your credit is good, need financing loans, boldly go to the bank, they are very welcome.
The pit of the credit salesman is a pit that you can never finish, and the pit that should be directly involved in the loss of funds is the loss of funds, so you must be cautious to avoid being deceived.