Two days ago, a piece of news appeared on the hot search list - Fudan graduate student died in mountaineering in the Mount Everest area.
It happened on February 3 this year, 26-year-old Lu Wen, a graduate student at Fudan University, who is usually adventurous, so he plans to travel to the Everest region of Nepal. Before leaving, he sent a WeChat message to his father Lu Huaimin: "Dad, don't worry, the travel insurance has also been bought." ”
Sent along with WeChat, there is also a screenshot of his insurance policy, the insurance he purchased is "Meiya Le Travel Asia Travel Insurance", and it was not until he got on the plane that the electronic version of the policy was sent to his mobile phone.
And there is a detail on the insurance policy that finally turns Ruwen's adventure into a journey of death.
Due to weather and other factors, the climb scheduled to start on February 5 had to be postponed, and on February 6, Ruben launched a challenge trip, however, everything did not go so well.
In fact, Nepal's Mount Everest region is one of the most desirable mountaineering destinations in the world. This magnificent region is not only home to the world's highest peak, Mount Everest, but also majestic snow-capped mountains, magnificent glaciers, pristine forests, and is a paradise for adventurers.
But there is sometimes only a thin line between heaven and hell, and there are many potential dangers hidden in the Everest region. The first is altitude sickness, due to the extremely high altitude of the area and the thin air, it is easy to cause altitude symptoms such as headache, nausea, vomiting, etc. The second is the sudden change in weather, the weather in Nepal's Everest region is unpredictable, and it can turn from sunny to snowstorm or bad weather in a short period of time, bringing unexpected risks to climbers. In addition, natural factors such as glacial collapses, avalanches, crevasses, and steep cliffs also increase the risk of mountaineering.
On the afternoon of February 11, on the way back, Levin began to have a high reaction. At a distance of 900 meters from the hotel, he used his last strength to send a distress signal with the signal light above his head, after which he fainted.
But fortunately, he was found, and several enthusiastic travelers participated in the rescue at that time. According to one of them, they carried him back to his hotel room to rest.
But on the evening of February 12, when Ruwen's condition began to become critical, he saw his enthusiastic travelers who had come to visit him, so he entrusted him with his insurance, his father's phone number and passport number.
Donkey Friendly did not easily contact the insurance company, hoping that the other party would arrange a helicopter for rescue, but the insurance company refused. They said that the insurance product that Ruben had purchased did not cover relief in Nepal.
Looking at Luwen's insurance policy, the coverage area is impressively written "Asia (except Nepal)".
Human life is at stake, so he expressed the hope that the insurance company will directly provide the rescue company phone number, which can be paid for at his own expense.
On February 13, Lu Wen's father, Lu Huaimin, received a call from the insurance company, which informed him of the situation, and the insurance company said that Lu Wen's insurance did not cover emergency rescue.
The other party asked to transfer US dollars to their company's account, but unfortunately, it was the fourth day of the Lunar New Year, and the nearby banks were closed, and Lu Wen's father did not have a foreign currency account and did not know how to send them US dollars.
At that time, the situation was very urgent, so Lu Wen's father said that he hoped that the insurance company would pay in advance, and it was important to save people, and he would definitely not repay the debt, but the insurance company still refused.
I finally found a friend who could speak English and contacted the helicopter rescue company, who said that he had to pay first, and the plane would take off only when the money arrived. Lu Huaimin kept begging them to save people first, and he would definitely find a way to send money.
At half past four in the afternoon of the 13th, the helicopter finally took off, but unfortunately, when the helicopter reached the area where Ruben was, it could not land due to environmental reasons, so it had to come back the next day, and just a few hours later, Levin died.
On the morning of the 15th, the helicopter finally arrived at the hotel, but it brought back Ruwen's body.
On a day like the fourth day of the Lunar New Year, his son, who should have a bright future, left like this, how could Lu Huaimin feel relieved? He recalled that when he saw his son, he couldn't wipe away Lu Wen's tears with a whole bottle of water, and his son was so unwilling to leave.
Lu Huaimin said that when he opened the product introduction on the page where his son bought insurance, he found that there was indeed no obvious statement on it that Nepal was not covered by the guarantee, and it could only be seen on the insurance policy, and the insurance area was written except for Nepal. But doesn't such an important piece of information need to be reminded to the buyer?
In this regard, the insurance company said that you can read the policy after purchase, and the policy has detailed information.
Netizens also found that if you buy this company's insurance products on other platforms, you can see that Nepal is not covered by the introduction.
In this regard, netizens were divided into two factions.
Some people think that insurance companies are too cold-blooded, after all, human life is at stake, and Lu Wen's father also said that he would pay for it himself, and it was because he couldn't find a place for foreign exchange on the fourth day of the Lunar New Year. And it's really possible that you didn't notice the insurance coverage area when you bought it, after all, I think it's Asia.
But some people said that the insurance policy clearly stated that Nepal was not covered, and this insurance was cheap, and if you think about it, you know that it is impossible to include helicopter rescue, so you can only blame yourself for what happens.
It's a shame that a life is lost, and it's such a good talent.
People challenge nature and pursue various extreme sports in order to explore the limits of human beings, challenge themselves, and experience the passion and vitality of life. This brave spirit and exploration of the unknown shows the spirit and courage of human beings to keep moving forward. Whether it's climbing a steep mountain, crossing a treacherous river, surfing a raging wave, or skydiving into a freefall, every extreme challenge is a test of self-ability and will, a cherishing and love of life.
It is precisely because of these courages that human society will continue to progress.
However, we also need to recognize that safety is always a primary consideration when challenging nature. While pursuing extreme sports, we must fully understand and respect the laws of nature, make adequate preparations, and take effective safety measures to ensure the safety of ourselves and others. After all, nature is so powerful, and we are always small.
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