Recently, a discussion on the pension issue has rapidly fermented on the Internet and become the focus of heated public discussion. The discussion stemmed from a public lecture by Yang Yansui, a sociologist and professor at the School of Sociology and Population at the Chinese People's University. Professor Yang pointed out that the main problems facing the current pension are "empty accounts" and "gaps", and the root of these problems lies in the significant increase in the number of retirees in recent years.
According to Professor Yang, the "empty account" refers to the imbalance of the actual income and expenditure of the pension insurance fund, and there is not enough money in the personal account to pay the future pension. The "gap" refers to the fact that the income of the pension insurance fund cannot meet its expenses, resulting in a shortage of funds. These two issues are intertwined, making the ability to pay pensions face serious challenges.
Professor Yang further analyzed that the peak of births in 1963 led to a significant increase in the number of retirees today. Women of these people have already been able to retire and receive pensions, while men will also reach retirement age in the coming years. This demographic change has put tremendous pressure on pension funds. It is estimated that in just one year, the number of retirees increased by nearly 8 million, which undoubtedly exacerbates the pressure on pension payments.
In the face of such a grim situation, Professor Yang believes that only by increasing financial subsidies can the balance of pensions be maintained. However, this plan has also sparked widespread controversy. It has been argued that the increase in fiscal subsidies means that the government needs to bear more fiscal pressure, which may have a negative impact on the country's economic development. There are also concerns that this practice may lead to an unsustainable pension system that will ultimately harm the interests of retirees.
Netizens discussed
This discussion quickly aroused the attention of all sectors of society. Many netizens expressed their concerns and concerns about pension issues on social media. Some netizens said they were worried that their pensions would not be received on time and in full, while others called on the government to take measures to solve the problem of empty accounts and gaps in pensions.
In order to gain an in-depth understanding of the actual situation of the pension issue, the reporter visited a number of regions and relevant departments. In interviews, some local social security bureau staff said they did feel the pressure on pension payments. Due to the increase in the number of retirees and the increase in the level of pensions, the expenditure of pension insurance funds is constantly growing, while the source of income is relatively limited.
Retiree reactions
In addition, some retirees have also expressed their concerns to reporters. They said that although they are still able to receive their pensions on time, they are worried about the future. They fear that if the pension system is not sustainable, they will face great difficulties in their later years.
In response to these questions, the reporter interviewed a number of experts in the fields of economics and sociology. Experts generally believe that the key to solving the pension problem lies in the establishment of a sustainable pension insurance system. This includes improving the investment and operation mechanism of the pension insurance fund, increasing the contribution rate of the pension insurance, and expanding the coverage of the pension insurance. At the same time, the government also needs to increase support for the pension insurance system to ensure that pensions are paid on time and in full.
In response to the public's concerns and concerns about pension issues, the experts suggested that the government should strengthen communication and explanation with the public. Through open and transparent information disclosure and scientific system design, the public can understand the operating mechanism and risks of the pension system, and enhance the public's trust and support for the system.
To sum up, the pension issue has become one of the focuses of current social attention. In the face of serious problems such as empty accounts and shortfalls, the government and all sectors of society need to work together to ensure that the rights and interests of retirees are effectively protected through reform and improvement of the pension insurance system. At the same time, it is also necessary to strengthen public education and communication to enhance public confidence and support for the pension system. Only in this way can we jointly cope with the challenge of pension pressure and achieve the harmonious and stable development of society.