There are 13 days to go
It's the "May Day" Golden Week
Where are you going to play on May Day?
However, today Xiaote just opened Weibo
What catches your eye is-
Tickets are sold out, tickets are sold out, hotels are sold out
Never mind
Shenzhen-Hong Kong ERS also has a perfect solution for holiday travel
- Play with each other!
Since the year
深港“双向奔赴”换城游日益热络
in Shenzhen
Hong Kong tourists shop at major supermarkets
Milk tea, coffee and barbecue
It has become the most popular combination of Hong Kong people in mainland consumption
Passenger flow in Shenye Uptown filmed in Shenzhen. Xinhua News Agency
in Hong Kong
Mainland tourists are also staging a Citywalk
Check in to the tea restaurant
Climb to the top of Victoria Peak overlooking Victoria Harbour......
Tourists take a group photo on the Avenue of Stars in Hong Kong. Photo by Xinhua News Agency reporter Chen Duo
Shenzhen and Hong Kong citizens are so keen to "visit the door"
Thanks to the increasing convenience of cross-border payments
Cross-border payments between Shenzhen and Hong Kong
How "silky" is it?
Let's take a look
In the past, Hong Kong and Macao compatriots and foreigners
Pay "Adaptation"
Largely because of getting used to it
Credit cards are used as the main payment channel
To this end, Shenzhen took the lead in exploring
Multi-category and multi-variety cross-border payment methods
Three main points
By card + cash + digital yuan + mobile payment
The series "Combo Punch"
Build a demonstration area for global payment in Shenzhen
Let overseas personnel enjoy the convenience of payment in Shenzhen
In the second half of 2023, he was sent to Shenzhen to carry out local business, before his departure, he applied for a UnionPay card in South Korea, and after landing at Shenzhen Airport, he immediately saw the relevant publicity of the entry guidelines for foreigners, and since then, he has been using UnionPay cards to shop, eat, take the subway and pay for hotel accommodation in the days when he works and lives in Shenzhen. "The use of overseas UnionPay cards in Shenzhen is not only convenient, but also safe and reliable. ”
The coverage rate of commercial digital RMB payment services in the terminal of Shenzhen Airport exceeds 80%. Photo courtesy of correspondent Shi Daoxiong, Cai Rongrong, intern Gan Zhaohua
"I thought it would be a cumbersome thing to open a credit card, but I didn't expect it to take less than 10 minutes to complete the application. In the branch of the Agricultural Bank of Shenzhen Shenye Shangcheng Branch, the reporter met Mr. W, an overseas person who came to Shenzhen to open an account, he learned about the activities of the Shenzhen payment season, and the use of Shenzhen credit cards can enjoy many discounts, so he took advantage of the weekend to consult the bank to open a card.
The most popular overseas credit cards for expats can also be used smoothly. "I was pleasantly surprised by the ease with which my VISA card can be used here, whether it is to purchase duty-free goods or pay for all kinds of food and beverages. Mr. Jay, a tourist from the United States, said in an interview with reporters that Shenzhen's payment environment shows a high degree of internationalization and compatibility.
However, it is consumed in the mainland
Due to the fact that there is a general handling fee for the use of foreign cards
This part of the fee is borne by the merchant who swiped the card
As a result, many merchants are reluctant to accept foreign cards
In order to break through this difficulty
Smooth for foreigners to spend small amounts
At present, WeChat, Alipay
All of them have been supported to be bound to overseas bank cards for payment
In December last year, WeChat Hong Kong Wallet expanded the scope of acceptance in China, and the scope of merchant acceptance was expanded from directly connected merchants to interconnected merchants, and the coverage was expanded from the Guangdong-Hong Kong-Macao Greater Bay Area to the whole country.
Today, Hong Kong and Macao people can freely use various mini-program services in the mainland, covering more than 10 million mainland merchants in high-frequency scenarios such as travel and transportation, food and beverage delivery, and online shopping.
The reporter learned from Tenpay that the cross-border payment experience will continue to be improved through "external card internal binding" and "outsourcing and internal use" services. In February this year, Tenpay launched a tiered verification solution, which allows foreigners to directly bind a foreign card with only a simple identity information, and can pay in all livelihood scenarios within a certain amount. The transaction volume of WeChat Pay foreign cards has maintained steady growth, with a cumulative transaction amount of more than one billion yuan and a cumulative number of transactions exceeding 10 million in 2023.
"It's very convenient to go out now, just bring a mobile phone is enough!" Ms. Chen from Hong Kong told reporters that at the invitation of her colleagues, she has come to Shenzhen to play in recent weekends, and with the help of friends, she has opened and experienced WeChat binding foreign card payment, which can be paid smoothly in just a few seconds, and you can also enjoy a lower exchange rate than exchanging cash.
In addition to WeChat, Alipay
Use a digital yuan hard wallet
More experiential
"Touch" to pay!
In February last year
Shenzhen was launched for the first time in the country
Digital RMB hard wallet self-service card issuing machine
And take the lead in realizing the domestic digital yuan "hard wallet"
With Octopus, a third-party payment platform in Hong Kong
Connectivity
The e-CNY hard wallet has the advantages of easy access, ease of use and strong privacy, and is an important means to meet the payment needs of short-term overseas visitors to China. At present, overseas visitors to China (including compatriots from Hong Kong, Macao and Taiwan) can apply for a multi-functional digital RMB hard wallet card with their passports, and cardholders can pay for dining, shopping, and daily consumption without mobile phones and networks.
"It is becoming more and more convenient for foreigners to spend and pay in Shenzhen, and I haven't brought cash out for a long time, and I can pay quickly with a digital currency hard wallet card or WeChat. Mr. Lee, a Chinese-Canadian engineer, said.
So many cross-border payment methods
How do you get started?
The guide is here!
Method 1
WeChat, Alipay
Starting from July 2023, overseas users can use WeChat and Alipay to bind overseas bank cards to pay.
Overseas users need to download, install and register WeChat and Alipay first, and then prepare an international bank card and relevant identity documents for binding.
At present, WeChat and Alipay have supported bank cards issued by mainstream overseas bank card organizations
如Visa、Mastercard、Diners Club、Discover等
The specific binding method and
Directions for use
Look here
↓↓↓
Hong Kong compatriots can bind the Hong Kong version of WeChat Pay HK to Hong Kong mainstream bank cards to pay for consumption in Hong Kong dollars in the mainland.
The specific binding method and
Directions for use
Look here
↓↓↓
In addition, you can also download and install the Hong Kong version of AlipayHK mobile app, and use Alipay by binding a local bank credit card or recharging your balance to use Alipay, and pay directly in Hong Kong dollars.
Method two
Digital Yuan
In March 2023, Shenzhen will launch a self-service card issuing machine for digital RMB hard wallets (set up at Luohu Port and other places), and Hong Kong compatriots can use the "Octopus" APP to redeem their Guangdong-Hong Kong-Macao Greater Bay Area hard wallet cards for consumption in Shenzhen, and recharge and refund.
On September 22, the payment service of e-CNY for overseas visitors to China was further upgraded, and the e-CNY APP launched the "recharge before use" function of foreign cards, which allows foreigners to use their overseas mobile phone numbers to register and open e-CNY wallets, and then use overseas bank cards of Visa and Mastercard to recharge and use.
Method three
cash
In order to respect the cash payment needs and consumption habits of some foreigners, the counters and ATMs of all bank outlets in Shenzhen support the cash withdrawal business of foreigners.
Foreigners can withdraw RMB cash at the business outlets of the domestic branches through the corresponding branches of overseas banks in China, with valid identity documents and corresponding overseas bank cards, and pay in cash after the withdrawal.
At the same time, Shenzhen continues to optimize the cash use environment, focusing on improving the cash service level in shopping malls, supermarkets, restaurants, parking lots and other scenarios with high cash utilization rates.
Method four
Domestic bank cards
(1) Foreigners can choose a Chinese commercial bank branch to open an account over the counter. Depending on the requirements of different banks, it is usually necessary to prepare the following documents: a valid passport, proof of work or study, a temporary residence permit.
(2) Hong Kong and Macao residents can open a bank card account in person at a bank branch in the Mainland, and any bank outlet in the Mainland supports Hong Kong and Macao people to open a bank card account. In addition, Hong Kong and Macao residents can also apply for opening a personal bank account in the Mainland directly at the Hong Kong and Macao witness bank outlets without going to the Mainland, i.e. Hong Kong and Macao residents do not need to go to the Mainland, they only need to bring their Hong Kong or Macao permanent resident identity cards and Mainland Travel Permit for Hong Kong and Macao Residents to apply for opening a personal bank account in the Mainland directly at the Hong Kong and Macao witness bank outlets, so as to enjoy the convenience of consumption and payment in the Greater Bay Area.
Method five
Overseas credit cards
Overseas credit cards can be paid in China through UnionPay lines or international credit card channels such as VISA and MasterCard.
(1) Overseas persons can use overseas credit cards to make purchases at merchant POS machines with "VISA" or "MasterCard" logos;
(2) Overseas residents can use UnionPay lines to make purchases at merchant POS machines marked with the "UnionPay" logo with overseas UnionPay cards.
Overseas credit cards
When used domestically
The following points need to be noted
(1) Check whether your credit card can be used in Japan. Some credit cards may have regional restrictions that need to be used in the region where the card is issued.
(2) Confirm that you still have sufficient credit on your credit card. If you don't have enough credit, you may not be able to complete the payment.
(3) Confirm whether the merchant's payment system and network are stable to avoid payment failures or other problems.
In fact, "silky" cross-border payments
and Shenzhen and Hong Kong citizens "two-way travel" to change cities
It is just a microcosm of the integration of Shenzhen and Hong Kong
Recently
The close cooperation between Shenzhen and Hong Kong in various aspects such as finance, science and technology innovation
It's even more obvious to all
In terms of cross-border financing
February 26 of this year
Cross-boundary Wealth Management Connect 2.0 was officially launched
Cross-boundary Wealth Management Connect business
Since the pilot in 2021, it has attracted much attention from the market
As of the end of January this year
The Guangdong-Hong Kong-Macao Greater Bay Area participates in the Cross-boundary Wealth Management Connect business
There are 71,000 individual investors
Cross-border wealth management remittances amounted to $13.8 billion
"On the day of the official launch of the 'Cross-boundary Wealth Management Connect 2.0', I submitted the qualification documents for the 'Southbound Scheme' on the mobile banking of Bank of China, and the application materials were reviewed online. Ms. Zhang, a citizen of Shenzhen, told reporters that as a practitioner in the financial industry, she has been paying attention to the field of cross-border investment, and the adjustment of access conditions made her eager to try. "As a newbie to cross-border financial management, I would prefer short-term deposit products, which are relatively low risk and have considerable returns. ”
In terms of financial cooperation between Shenzhen and Hong Kong
After the implementation of the "30 Financial Support for Qianhai".
Shenzhen has achieved 15 projects
The "first batch" and "first initiative" in the country——
The RMB NRA account funds can be used to purchase large-value certificates of deposit, enriching the domestic RMB deposit product options of overseas institutions, and increasing the enthusiasm of overseas institutions to use RMB, with a total business amount of 390 million yuan;
The first batch of RMB denominated settlement business for cross-border spot transactions of bulk commodities was launched, with a cumulative transaction settlement amount of RMB 21.5 billion;
The first batch of commercial factoring companies to handle international trade background factoring business, with a total amount of US$336,000.
The first "Qianhai Port Enterprise Loan" has facilitated 6 Qianhai Port-funded enterprises to obtain overseas financing of 21 million yuan, opened up the Shenzhen-Hong Kong cross-border financing channel, and helped Hong Kong people and enterprises innovate and start businesses in Shenzhen.
Pioneered the QFLP total volume management pilot, which granted a one-time quota to QFLP management enterprises, allowing flexible and independent allocation and replacement of investment projects, effectively improving the efficiency of cross-border private equity investment, and three Hong Kong-funded QFLP institutions carried out a total pilot quota of US$900 million.
In terms of Shenzhen-Hong Kong co-operation in science and technology innovation
April 12-15
At the 2nd Hong Kong International Innovation and Technology Fair
The organizer of the event actively invites all parties
Visit the Shenzhen Pavilion
Make the Shenzhen Pavilion a place at the exhibition
Required "Check-in Point"
Shenzhen Pavilion during the Hong Kong International Innovation and Technology Fair
For the first time, the roadshow was released in the exhibition area
Shenzhen has also become the exhibition of this year
The only participating city to organise a roadshow on-site
During the exhibition
The Shenzhen Pavilion has been carried out cumulatively
29 roadshow launch events
Covering 18 companies' new product releases,
Multiple policy recommendations
and the signing of 1 Shenzhen-Hong Kong cooperation project
High-rise building fire-fighting drone is the main product of Si Block Technology (Shenzhen) Co., Ltd. in this exhibition, and the series of emergency rescue products exhibited by the company have attracted attention from all parties. "The Hong Kong Fire Services Department is very interested in the simple operation and high stability of our products, and will further cooperate with them in the future. ”
Representatives of Shenzhen Advanced Innovation Technology Co., Ltd. believe that this exhibition is conducive to enterprises to further accurately connect with customer groups and gain insight into market demand, and also provides more opportunities for R&D teams in Shenzhen and Hong Kong to explore cooperation space. "As a start-up, it's a rare opportunity. The promotion at the government level has also made global merchants more trusting of our products and services. ”
Representatives of Shenzhen Machine Age Technology Co., Ltd. said that with the opportunity of this exhibition, they had full exchanges and negotiations with buyers and peers from Hong Kong, China and all over the world, which not only expanded their international vision, but also injected new momentum into the company's "going overseas". Representatives of Shenzhen Vehicle Electronics Network Co., Ltd. also believe that this exhibition allows enterprises to truly feel Shenzhen's efficient and professional service awareness and the close cooperation between Shenzhen and Hong Kong, which will help enterprises harvest more opportunities and resources conducive to development and growth.
According to incomplete statistics
Shenzhen Pavilion on-site exhibitors for 4 days
It has received more than 7,000 buyers and visitors
Connected with more than 1,500 potential customers
Attracted from France, Germany, Colombia,
Argentina, Australia, Romania,
Singapore, Japan, Thailand, Lebanon, etc
Buyers from more than 20 countries and regions visited and exchanged
Shenzhen enterprises have gained a lot at the Hong Kong International Innovation and Technology Fair
Comprehensive Preparation: Yang Yujia, Review, Zhang Xuesong, Second Trial, Gui Tong, Third Trial, Xu Song
(Author: Shenzhen Special Zone Daily reporter Zou Yuan, Zhao Xinming, Zhang Ming)