A girl who died at the age of 4 was "resurrected" 25 years after her death and was also saddled with a bank loan of "millions of yuan". As the investigation deepened, the judge found that there was a case within a case.
The girl died at the age of 4
Twenty-five years later, he was saddled with a million-dollar loan
In January 2023, the Jiangjin District People's Court of Chongqing Municipality accepted the application of a bank in Jiangjin for the execution of Chen's notarized loan, with an enforcement amount of 1.39 million yuan. After receiving the case, Luo Jian, the judge's assistant, first initiated an inquiry into the property of the person subject to enforcement, Chen Moumou, in the court's enforcement system in accordance with the procedure.
Luo Jian, Assistant Judge of the Executive Bureau of the Jiangjin District People's Court of Chongqing Municipality: After we initiated many inquiries, the system prompted that Chen's identity information could not be verified, usually there are two possibilities in this situation, one is that when the information of the person subject to enforcement is entered, the information is entered incorrectly, and the other possibility is that the person subject to enforcement has died, and the public security organ has cancelled her identity information.
Luo Jian repeatedly checked the identity information of the person subject to execution many times to confirm that his operation was correct, so he went to the public security organ to verify Chen's information, and the results of the public security organ's inquiry surprised him. The pedestrian Chen Moumou had died in 1998, 25 years, and was only 4 years old when he died.
In order to solve this mystery, Luo Jian, the judge's assistant, decided to lead a team to Wanzhou District, Chongqing City, where Chen's household registration is located, to conduct an investigation.
Luo Jian, assistant judge of the Executive Bureau of the Jiangjin District People's Court of Chongqing Municipality: According to the information provided to us by the public security organs, the person subject to enforcement, Chen Moumou, did die in 1998, but after her death, the public security organs did not cancel her household registration in a timely manner.
According to the information provided by the police, the person subject to execution, Chen Moumou, was only 4 years old when he died in 1998, but the bank loan in her name happened around 2021, what happened?
The core of the problem is that after her death, her identity information was not cancelled by the public security organs in time, but an ID card was issued for her in 2014.
After his death, not only was his account not closed
Instead, an ID card was issued
The household registration information of the public security organ shows that Chen's identity information was cancelled around the end of 2021, and the reason for the cancellation was that Chen Moumou was involved in a bank contract fraud case at that time, and the police found that Chen's identity information was fraudulently used by others, and the real identity of the party was Chen. So, why did Chen involved in the case fraudulently use other people's identity information, and what is the relationship between her and the girl who was fraudulently used?
The enforcement judge immediately summoned Chen to the court to explain the situation. In the face of the evidence, Chen truthfully confessed the fact that he had fraudulently obtained his ID card and used the fraudulently obtained ID card to take a loan from the bank.
Chen confessed that her second uncle immigrated to Wanzhou from the Three Gorges in Fengjie in 2008. At the time of immigration, his second uncle did not cancel the household registration of his deceased daughter Chen Moumou, but continued to receive subsidies. In 2014, when he encountered the census, he asked his niece Chen to help him take a photo of his ID card, and went to the local police station to reapply for an ID card with a photo of himself and his name as the daughter of the second uncle's family, Chen Moumou, to cope with the inspection.
Around 2021, Chen was involved in a local real estate contract fraud case involving a large number of people. Chen used his two ID cards to open bank accounts in a number of banks, and then gave loans to the main culprits He and Zhou, who promised to give Chen a benefit fee of 5,000 yuan for each house purchased, and they were responsible for repaying the principal and interest.
In 2021, the criminal gang of He and Zhou was arrested by the police on suspicion of contract fraud, and it is understood that there are more than 200 suspects in the gang, and the case is currently being tried in the People's Court of Banan District, Chongqing. After He and Zhou were arrested, Chen never got the money to repay the loan.
It is precisely because of the contract fraud case of He and Zhou, which has a great impact in the local area, that the public security organs of Wanzhou District, Chongqing, found that Chen had two ID cards, and after verifying that it was true, they cancelled the ID card of Chen Moumou that she had fraudulently claimed in 2021, and recorded Chen's death information.
In March 2024, the procuratorate indicted Chen. After trial, the Jiangjin District People's Court of Chongqing Municipality held that the defendant Chen X used false identification to fraudulently obtain 5 bank cards and obstructed credit card management, the facts of the crime were clear, the evidence was credible and sufficient, and he should be investigated for criminal responsibility for the crime of obstructing credit card management.
On the other hand, the Jiangjin District People's Court of Chongqing Municipality rejected the enforcement application of a bank in Jiangjin in accordance with the law on the grounds that the identity of the person subject to enforcement was wrong, and informed it that it could directly sue the criminal suspect Chen to claim rights. It is reported that the bank involved has filed a lawsuit against Chen with the Jiangjin District People's Court, demanding that he repay the loan.
(CCTV News Client)