The trend of "Hong Kong people going north" seems to be heading towards a path that no one has ever thought of - "going north to seek medical treatment".
After all, seeing a doctor in Hong Kong is really expensive, and the queue at public hospitals is really long.
Hong Kong, which is full of medical pain points and slots, makes the option of "going north to seek medical treatment" very cost-effective.
Source: Sing Tao Daily
No matter what point is compared with Hong Kong, the superiority of social security is fully reflected.
Compared with private hospitals, the cost is almost the same as no money, and compared with public hospitals, the waiting time is the ultimate embodiment of "Chinese speed".
Just ask you, 14 yuan to extract wisdom teeth and 2,000 yuan to do hernia surgery, is it worth it.
However, China's speed must first be "guaranteed by China", and not everyone can enjoy it.
"Social Security Scheme: Five Insurances and One Housing Fund (Hong Kong Citizen Version)"
UUs who live or work in the mainland must have heard of the "five insurances and one housing fund", that is, social security.
The social security system in the mainland can be traced back to the social security and welfare system introduced in 2011, which consists of "five insurances".
Phoenix TV's data for 2021
Starting from 1 January 2020, Hong Kong residents (including employees, self-employed persons and Hong Kong residents residing but not employed) who are working, residing and providing for retirement in the Mainland can also participate in social security.
Regarding the relationship between "social security" and "Hong Kong people", let's talk about it again and again today.
Q1: Is it mandatory for all Hong Kong people living or working in the mainland to pay social security?
Not all Hong Kong people living in the Mainland are required to pay social insurance.
The compulsion of participation in social security varies according to the employment and employment situation of Hong Kong residents.
Hong Kong residents who are lawfully employed by Mainland employers are required to participate in the Social Security Scheme;
Hong Kong residents who are self-employed, flexibly employed or unemployed in the Mainland can choose whether to participate or not.
Q2: Are the social security benefits enjoyed by Hong Kong people in the Mainland the same if they are in different employment situations?
It's different.
Hong Kong residents who are engaged in self-employed business establishments, are employed flexibly and have applied for "Residence Permits for Hong Kong, Macao and Taiwan Residents" in the Mainland may voluntarily participate in the basic pension insurance and basic medical insurance for employees.
Hong Kong residents residing in the Mainland who have applied for a "Residence Permit for Hong Kong, Macao and Taiwan Residents" but are not employed may voluntarily participate in the basic old-age insurance for urban and rural residents and the basic medical insurance for urban and rural residents.
This involves a knowledge point, come.
Q3: What is a Residence Permit for Hong Kong, Macao and Taiwan Residents?
Source: Hong Kong 01
Hong Kong residents who have resided in the Mainland for more than half a year may apply for a residence permit for Hong Kong, Macao and Taiwan residents with the following documents at the local public security organ, which is valid for five years, and can be renewed upon expiration.
- Valid Mainland Travel Permit for Hong Kong and Macao Residents
- Photographs that have been tested as qualified by the testing center
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Proof of residence for half a year (legal and stable employment/legal and stable residence/proof of continuous enrollment issued by the school)
*Proof of legal and stable residence includes a lease agreement, a property ownership certificate, a purchase agreement, or an accommodation certificate issued by the lessor, employer, or school
- Fill in the Registration Form for Application for Residence Permit for Hong Kong, Macao and Taiwan Residents
Q4: What is the difference between social security and MPF in Hong Kong?
Both social security and MPF require employers and employees to contribute to the fund.
However, the role of MPF is to ensure the basic life after retirement, which can be simply understood as the government's mandatory requirement to save money and manage money, and this money is returned in the form of a sum of money.
BTW, the Hong Kong government does not provide medical insurance, and basically buys it from an outside insurance institution by itself.
In addition to basic endowment insurance, there are medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance.
Q5: Documents required for Hong Kong people to apply for social security/application method
Hong Kong residents applying for social security in Shenzhen are required to bring the following documents to prove it:
- Shenzhen Social Insurance (Hong Kong, Macao and Taiwan) Individual Participation Registration/Change Registration Application Form
- Residence permit for Hong Kong, Macao and Taiwan residents
- Home Return Permit
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A financial social security card opened in Shenzhen
*Hong Kong residents who have not applied for a financial social security card can provide proof of current savings accounts with Shenzhen China, Agriculture, Industry and Commerce, Construction, China Merchants, Communications, CITIC, Ping An and Rural Commercial Bank.
Methods and procedures for Hong Kong residents to apply for social security:
- In person: go to the social insurance agency in the place of residence and the overseas entrusted agency of the cooperative financial institution to handle it by yourself
- Entrusted handling: Entrust the village (resident) coordinator of the place of residence to handle it
- Online application: through the "Guangdong Provincial Affairs" mini program
Of course, if you find it troublesome, you can also go through a "chargé d'affaires" process through the Hong Kong Federation of Trade Unions, which is quite convenient.
Hong Kong Agency of the Federation of Trade Unions for Social Security
Entrusted by the Social Insurance Fund Protection Bureaus of the Mainland cities of the Greater Bay Area, the Federation of Trade Unions will launch the Mainland Social Security Agency Service from May 2023.
"Some minor controversies about social security"
Social security is a benefit that mainland taxpayers should enjoy, and when checking the information on Hong Kong people's social security, such voices were found.
What do you think?