In March this year, 65-year-old Aunt Huang, who lives in Guangzhou, participated in the fifth phase of the "Guangzhou Mother's Love Program" public welfare project and purchased this public welfare insurance designed to protect women and children's families, adding a guarantee to her old age. For older women, buying insurance can be difficult and expensive.
Since 2012, when Guangzhou launched the "Guangzhou Mother's Love Program" public welfare project, it has broken through the age limit of many ordinary insurance participants, with zero threshold for participation and a wide range of assistance, alleviating the urgent needs of a large number of women in need and reducing the financial pressure of sick families. The "Guangzhou Mother's Love Project" has successively won honors such as the Top Ten Online Public Welfare Projects in Guangdong, the Work Innovation Case of the Guangdong Women's Federation, and the Excellent Case of People's Livelihood Services of the Guangdong Internet Government Affairs Forum.
The "Guangzhou Mother's Love Program" is a public welfare project of the Guangzhou Women's Federation that cares for and serves women, children and families. Since its implementation in 2012, more than 2.77 million people have participated in the activities, more than 11,000 people have received assistance, and more than 110 million yuan of love assistance funds have been provided, providing in-depth help and services for women.
Geriatric Woman Encounters Severe
It's your cover
Breast, cervical, uterine, ovarian cancer...... In recent years, there has been an increasing incidence of diseases that endanger women's health. From the beginning of March to April 30 this year, the fifth phase of the "Guangzhou Mother's Love Plan" entered the insurance period, and many elderly people chose to continue to be insured. Because it covers the treatment of seven major tumors for specific diseases of women (covering specific parts of the breast, vulva, vagina, cervix, uterine body, fallopian tubes and ovaries), participants can receive a one-time critical illness assistance of 12,000 yuan or 24,000 yuan, which is very popular with elderly women. In addition, not only can you participate in the campaign, but you can also insure women at home or around you.
In 2021, Granny Kang, who lives in Liwan District, Guangzhou, is over 90 years old, and her children want to add a protection for her, but due to Granny Kang's age, many commercial insurance companies cannot participate. In March of the same year, when her daughter accompanied Granny Kang to the neighborhood committee, it coincided with the development of the fourth phase of the "Guangzhou Mother's Love Plan", and learned that elderly women over 60 years old could also participate, and the price was not expensive, only 99 yuan in 3 years, so the daughter did not hesitate to sign up for Granny Kang to keep the elderly safe.
In November 2021, Granny Kang was hospitalized unwell and was subsequently diagnosed with primary breast cancer. The daughter immediately contacted the neighborhood committee to apply for assistance. After verifying the information, Granny Kang soon received 12,450 yuan from the "Guangzhou Mother's Love Program". Granny Kang's family said.
"When my mother-in-law was discharged from the hospital, she still needed to pay nearly 10,000 yuan out of pocket after the reimbursement of medical insurance and Huimin security ended. In addition to making up for the self-paid part, we can also buy nutritional products for my mother-in-law to replenish her body, but I didn't expect that the inadvertent insurance at that time became a 'timely rain' in less than a year. ”
It is understood that in terms of critical illness protection, the maximum age for most critical illness protection products on the market is 50 years old, and the coverage of the "Guangzhou Mother's Love Plan" public welfare project covers elderly women over 60 years old, filling the gap in the protection of critical illnesses of elderly women, so that the elderly can have medical treatment.
640,000 women in the city participated in the fourth phase of the program
The oldest participant is 103 years old
According to the statistics of the fourth phase of the "Guangzhou Mother's Love Program", 640,000 women in the city participated in the fourth phase of the activity, of which 18% were elderly women over 60 years old, and the number of participants exceeded 115,000, and the oldest insured person was 103 years old. From the perspective of the age group that received the fourth phase of the activity, 24% of the elderly women over 60 years old received the assistance. Breast cancer has the highest incidence of more than 60% of the types of diseases receiving assistance, followed by uterine cancer (14%) and cervical cancer (12%).
Aunt Shen, a 68-year-old who is insured this year, praised.
"Participating in the 'Guangzhou Mother's Love Plan', it is only 33 yuan a year, which is equivalent to one day's vegetable money, and you can get 365 days of protection. ”
Compared with previous periods, the public welfare attributes of the fifth phase of the "Guangzhou Mother's Love Program" are more prominent. Xiaobian learned that all women working and living in Guangzhou can participate, no household registration restrictions, 99 yuan/person/share/three years, and its protection covers 12,000 yuan for women's specific diseases (seven types of tumors), and provides 250,000 yuan of accident insurance for transportation, 200 yuan/day of hospitalization allowance for women's specific critical illness, and 10,000 yuan for accidental injury and disability, with a maximum protection of 290,000 yuan. At present, the oldest insured person is 106-year-old Grandma Cai.
In addition, the fifth phase of the activity has also been upgraded according to the previous assistance situation and the rising trend of medical expenses, and participants can choose to participate in up to 2 insurances, that is, 198 yuan/person/share/three years, and the maximum coverage can be as high as 580,000 yuan.
Escort one old and one young
Forming a "protective shield" with multiple guarantees
During the development of the fifth phase of the "Guangzhou Mother's Love Program", many old neighbors inquired:
"While participating in other guarantees, can I still get assistance funds if I participate in the 'Guangzhou Mother's Love Program'?"
Xiaobian understands that this is a public welfare activity that does not conflict with all protections, and it is a way to provide a fixed amount of subsidy when diagnosed, which is a powerful supplement to medical insurance, Suisuikang and commercial insurance.
In 2023, 63-year-old Aunt Qin, who lives in Nangang Street, Huangpu District, Guangzhou City, often gasps for breath and has difficulty breathing, and was diagnosed with ovarian cancer after going to the hospital for examination. From the beginning of the treatment to November 2023, Aunt Qin's treatment cost exceeded 185,000 yuan, and she needed to be treated with a white needle every 21 days. In the process of treatment, Aunt Qin received many subsidies.
"At that time, I was reimbursed 127,000 yuan with medical insurance, Suisuikang reimbursed 24,000 yuan, and I still had 34,000 yuan at my own expense. ”
Later, with the help of the community neighborhood committee, Aunt Qin received a one-time compensation of 12,000 yuan for specific female diseases and a subsidy of 400 yuan for hospitalization for the first diagnosis from the "Guangzhou Mother's Love Program", totaling 12,400 yuan, which greatly reduced the financial burden of the family.
In addition, the fifth phase of the "Guangzhou Mother's Love Program" will expand the participation group to minor children under the age of 18 (regardless of gender), expand the content of assistance to 30 major diseases (such as severe malignant tumors, etc.), and increase the amount of assistance to 100,000 yuan, improve the ability of families of seriously ill children to cope with diseases and accidents, and provide strong support for promoting the development of women and children's welfare. In terms of health services, on the basis of the previous health hotline, multidisciplinary consultation, health lectures, free clinics, etc., mental health counseling services for women and children have been added this year.
Chita D
How do I participate and how do I make a claim?
The registration period for the fifth phase of the "Guangzhou Mother's Love Program" is from March 1 to April 30, 2024.
Online Participation:
- Press and hold to identify, pay attention to "Guangzhou Women", enter the menu bar, and find the [Guangzhou Mother] column
- Press and hold to identify, pay attention to "Huacheng People", enter the menu bar, and find the [Guangzhou Mother] column
Offline Participation:
- Individual participation: Participants bring their ID cards to the designated locations in each district to register;
- Unit participation: According to the administrative region where the unit is located, contact the corresponding service commissioner to handle it.
When applying for a claim, the participant or beneficiary of the activity should promptly notify the service commissioner or the consultation service hotline 020-95519 in the community where they are located, and prepare the relevant vouchers.