Zhu Qiang was arrested after all.
In the face of hard facts, Zhu Qiang is afraid that it is impossible not to admit his guilt.
In this case of leakage of depositors' personal information, Zhu Qiang took advantage of Bai Jue's frequent vacancy in the toilet to copy the depositor's personal information in Bai Jue's computer, and then made a fake bank card to cash out more than 30 million depositors.
Gall-like Great.
The key point is that Zhu Qiang committed a crime, but he almost made Bai Jue "carry the black pot".
If Tao Wuji hadn't stood up first and identified the personal information leaked by Zhu Qiang, Bai Jue might have really jumped off the building. Tao Wuji later reported to Zhao Hui and Miao Che some anomalies he had observed before the leakage of Zhu Qiang's personal information, so he made "plausibility doubts". As Miao Che said, Tao Wuji's eyes are poisonous enough, his heart is ruthless enough, and his reaction is fast enough, and he is a good seedling for auditing.
Sure enough. After the investigation by the public security, it was confirmed that Zhu Qiang was the real criminal.
Zhu Qiang thought that his operation was seamless, and the information was leaked from the computer where Bai Jue worked, and no one would have thought that he was the real mastermind behind the scenes.
However, "Skynet is magnificent, negligent but not leaky".
The next Zhu Qiang will inevitably be punished as he deserves.
Zhu Qiang knew that leaking depositors' personal information and stealing it was a crime, but he still did it, and it has to be said that he was bold.
It's just that what is the psychology that drives Zhu Qiang's crime?
understands Zhu Qiang's forcing Tao Wuji and Hu Yue to pull deposits, and understands Zhu Qiang's true intention of saying that he can pull large depositors to transfer deposits
Bank tellers are faced with the problem of having to pull customers to deposit more than 30 million yuan. If you don't complete the task, the year-end bonus will be gone.
Tao Wuji and Hu Yue are both children of ordinary families, and they spent a lot of effort and tried everything they could, Tao Wuji only completed half of the task, while Hu Yue only completed 40% of the task.
Zhu Qiang then found Tao Wuji directly after the weekly meeting, saying that he had a way to help him complete the problem of pulling deposits. Zhu Qiang said that he knows a large number of VIP customers who have made large deposits, and as long as the money of these customers is "one out and one in", and after the assessment is passed, the problem of pulling deposits will be solved.
The premise is that Tao Wuji has to pay more than 3 points of interest to the customer.
Judging from the case of the theft of money from depositors in Shenmao Bank, Zhu Qiang told Tao Wuji that he knew many customers with large deposits, and it was obvious that he not only completed the task of the bank to pull deposits by stealing customer deposits, but also earned a large amount of additional "interest", which was actually illegal gains. Because Tao Wuji is unwilling to do this, it does not mean that other tellers are unwilling to do this.
"I often walk by the river, how can I not get my shoes wet."
Zhu Qiang has repeatedly "helped" the teller to complete the annual task of pulling deposits. He himself became "more golden" and bought a new watch or something.
But I didn't expect that I really ran into a depositor who was in urgent need of money, and found out that my money was stolen. This is when the East Window incident happened.
After the problem appeared, Bai Jue was about to jump off the building on the rooftop, Zhu Qiang said vigorously Bai Jue, we know that you are not easy, you have made mistakes, we can also understand, even if you squat in prison, it is better than you jumping off, you think about your family, think about your husband, think about your mother-in-law.
In and out of these words, they are stimulating Bai Jue, first of all, they are preconceived, convicting Bai Jue, saying "she made a mistake", which made Bai Jue feel that she "can't wash it when she jumps into the Yellow River" this time. Secondly, he said that even if she went to prison, it was better than jumping off a building. It made Bai Jue feel the horror of squatting in prison, which increased Bai Jue's pressure psychologically.
Zhu Qiang was thinking that through these seemingly reasonable words on the surface, he was actually exerting psychological pressure on Bai Jue and making her jump off the building directly, as long as Bai Jue jumped off the building, then all the problems would be solved, and Bai Jue would have this black pot on his back.
This is Zhu Qiang's viciousness.
Zhu Qiang was arrested on suspicion of at least three crimes
Fortunately, there is Tao Wuji.
Under Tao Wuji's analysis and reasoning, the investigation thinking of the public security was reversed, and the case of leakage and theft of depositors' personal information was also accelerated, and Bai Jue was returned to his innocence.
Zhu Qiang was eventually arrested on suspicion of at least three crimes.
One case is the crime of divulging personal information. As a banker, protecting depositors' personal information is the most basic working principle. Zhu Qiang knew that this was a hard rule, but he knowingly committed it, and the crime was added to the first degree.
The second case is theft. To put it bluntly, this is stealing money. In the past, cash was kept in the family, and thieves stole money and called stealing. The depositor's money is stolen at the bank for no reason, which is also stealing. It's not that in the end, the money is back in the card after a turn, it's not stealing, the behavior is the same.
Three cases, the crime of unjust enrichment. Zhu Qiang helped other tellers solve the problem of pulling deposits by stealing depositors' deposits, and obtained high "interest" from them, and of course he had to accept legal sanctions.
It wasn't until the case was clarified that it was discovered why Zhu Qiang dared to risk leaking depositors' personal information to steal cash
It can be said that Zhu Qiang's method of "stealing cash" is not the first time at all. Judging from the fact that he persecuted Tao Wuji so skillfully and pointed out the "clear way" to Tao Wuji, he was a habitual offender at first glance.
It's just that Zhu Qiang "knows that there are tigers in the mountains and prefers to go to the tiger mountains", on the one hand, it is the temptation of interests that pushes him to do this.
However, the fundamental reason why Zhu Qiang dared to act so boldly and recklessly was not only the temptation of interests, but also the most important and biggest inducement was that the cost of committing a crime was too low.
The cost of crime is too low.
Judging from the current facts of Zhu Qiang's crime of stealing 30 million from depositors, that is, he was sentenced to less than three years in prison, and if it is serious, it may be aggravated.
Theft 30 million, 3 years in judgment.
3 and a half points of interest, a month's interest reaches 1.05 million yuan, and a day's interest can reach 35,000 yuan.
You can earn a small 100,000 yuan in a few days.
This is a windfall profit within a profiteering.
Under the huge profits, the cost of crime is too low, and it is easy to blame others for the crime.
It was precisely under this series of interests that Zhu Qiang dared to take risks.
Therefore, the cost of crime is too low, which is the most fundamental reason for Zhu Qiang's "moth throwing fire".
It's scary to think about.