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An agreement for an individual to borrow money from a company

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An agreement for an individual to borrow money from a company

Collection of Personal Loan Agreements with Companies 1

  Lender:

  Borrower:

  In order to expand production and operation, the borrower borrows money from the lender, and after friendly negotiation between the two parties, this contract is hereby concluded to show its integrity.

  Article 1 Purpose of borrowing.

  The loan amount under this contract is used for the company's business activities.

  Article 2 The amount of borrowing.

  The lender voluntarily lends RMB yuan (¥) for the borrower's production and operation. The actual loan amount and date are subject to the receipt in the attachment!

  Article 3 Interest on loans.

  The interest on the loan is in the form of fixed interest, which does not change with the interest rate of the People's Bank of China, and the annual interest rate is.

  Article 4 Loan and Repayment Period:

  The loan period is for a total of years, _____starting on _____________________________________ The lender will make a lump sum payment to the borrower's finance department or remit the money to the borrower's bank account by _____________________________________

  Account Name:

  Bank:

  Account number:

  If the lender fails to recover the principal in time after the expiration of the contract and the borrower notifies it to recover the principal, the lender shall be deemed to have intended to continue to lend the funds, and the relevant provisions of this contract shall be implemented, and the contract will be automatically renewed for one year.

  Article 5 Repayment and Interest.

  The borrower can choose the following options for repayment of principal and interest payments:

  1) The borrower pays the borrowing interest on a monthly basis, and the monthly interest is calculated as follows:

  Monthly interest = (loan principal * annual interest rate)/12, the last day of each month is the interest payment date, and the borrower will repay the principal and pay the interest of the current month on the maturity date of the loan.

  2) The borrower shall repay the principal and interest in a lump sum on the day of expiration of the contract.

  Borrowing interest = borrowing principal * borrowing period

  Article 6 Source of Funds for Repayment.

  The source of funds is the income from the production and operation of the borrower

  Article 7 Withdrawal of capital.

  1. If the loan contract expires

  If the borrower and the borrower have no intention of renewing this contract, the lender shall have the right to recover the principal in advance and obtain the interest due to the loan for the current period free of charge.

  2. If the loan contract has not expired

  If the lender needs to recover the principal in advance, the lender shall notify the borrower in writing 30 days in advance, and the interest shall be cleared to zero from the time the notice is issued to the agreed date. On the agreed date, the borrower will repay the principal of the loan.

  The lender needs to recover the principal in advance, and cannot notify the borrower in advance, the borrower only needs to repay the principal, and the lender needs to compensate the borrower for the liquidated damages of 0.3% of the loan amount and the economic losses caused by this to the borrower's production and operation.

  Article 8 Rights and obligations of both the borrower and the borrower:

  (1) Obligations of the borrower.

  The borrower must use the loan in accordance with the purpose specified in the loan contract, and shall not divert it for other purposes, and shall not use the loan to carry out illegal activities.

  The borrower shall repay the principal and interest within the time limit agreed in the contract.

  (2) Obligations of the lender.

  The lender shall deliver the money to the borrower on time and in full.

  Article 9 Liability for breach of contract:

  After the formal signing of this Agreement, if either party fails to perform or does not fully perform the terms of this Agreement, it shall constitute a breach of contract. The breaching party shall be responsible for compensating the non-breaching party for all economic losses caused by its breach.

  In the event of a breach of contract by either party, the non-breaching party shall have the right to require the breaching party to continue to perform this Agreement

  Article 10 Modification or Termination of Agreement:

  1. If the borrower needs to extend the loan term, it shall apply to the lender within 30 days before the maturity date of the loan and obtain its consent.

  2. If the contract cannot be performed due to force majeure accidents, the company shall liquidate. The borrower may apply to the lender to change or terminate the contract and be exempted from liability for breach of contract.

  3. The change of this agreement must be negotiated by both parties and a written change agreement must be concluded.

  Article 11 Methods of Resolving Contract Disputes:

  Any dispute arising from the execution of this contract shall be settled by the parties through negotiation. If the negotiation fails, either party has the right to file a lawsuit with the people's court where the company is registered. Article 12 Miscellaneous

  If there are any matters not covered in this contract, the parties to the contract shall jointly negotiate and make written supplementary provisions, which shall have the same effect as this contract.

  The original of this contract shall be executed in duplicate, one copy for each party, and the two copies shall have the same legal effect.

  Borrower (stamped):

  Lender (Signature):

  Representatives:

  Legal Representative:

  Identification Number:

  Identification Number:

  Phone:

  Phone:

  Date of Signing: _____________________________________________________

  Date of Signing: _____________________________________________________

Collection of Personal Loan Agreements with Companies 2

  An agreement for an individual to borrow money from a company

  Party A (Lender): ________ Co., Ltd

  Residence: ________________ Contact: ____________

  Contact number: ____________________

  Party B (borrower): ____________ (ID number: ________________)

  Address: ____________ Contact Number: ______________

  Based on the principles of equality, voluntariness, honesty and credibility, Party A and Party B reach this contract through consultation and ensure that they jointly abide by and implement it.

  1. Loan amount: Party B borrows RMB (uppercase) ________ (lowercase: ________) from Party A.

  2. The purpose of the loan is ____________.

  3. Loan interest: The interest rate of the loan is ____% per annum, and the interest settlement is calculated on a daily basis, and the interest is paid off with the principal.

  4. Loan term: The loan term is ____, from ________________ If the actual loan disbursement date is inconsistent with the actual loan date, the actual loan date shall prevail. Party B shall issue a receipt after receiving the loan, and the IOU issued by Party B shall be an annex to this contract and have the same legal effect as this contract.

  5. Party A shall transfer the loan amount to Party B's account as follows:

  Party B's username: ________________________

  Account:__________________________

  Bank: ______________________

  6. Warranty:

  1. Party B must use the loan in accordance with the purpose specified in the loan contract, and shall not divert it for other purposes, and shall not use the loan to carry out illegal activities. Otherwise, Party A has the right to require Party B to repay the principal and interest immediately, and Party B shall be responsible for the legal consequences arising therefrom.

  2. Party B must repay the principal and interest within the time limit specified in the contract.

  7. Liability for breach of contract

  1. If Party B fails to repay the loan to Party A as agreed in the contract, Party B shall pay penalty interest at 5% of the daily interest of the overdue loan amount for each overdue day until the loan is fully repaid. At the same time, Party B shall also bear the economic losses suffered by Party A as well as the attorney fees, litigation costs, travel expenses and other expenses incurred due to the litigation.

  2. If Party B does not use the loan according to the purpose specified in the contract, Party A has the right to withdraw the loan at any time and require Party B to bear the liability for breach of contract of 20% of the total amount of the loan.

  3. When Party A believes that Party B has or may have any circumstances that affect its ability to repay, Party A has the right to recover the loan in advance, and Party B shall return it in time.

  8. Settlement of contract disputes: Disputes arising during the performance of this contract shall be settled through friendly negotiation between the two parties. If the negotiation or mediation fails, a lawsuit may be filed with the people's court where Party A is located in accordance with law.

  9. This contract shall come into force on the date of signature and seal of both parties. This contract shall be executed in duplicate, one copy for each party, and the text of the contract shall have the same legal effect.

  Party A (seal): ______________ Party B (signature): ________

  Authorized Representative: __________________

  Date of Signing: ________________

Collection of Personal Loan Agreements with Companies 3

  An agreement for an individual to borrow money from a company

  Lender (Party A): __________ Investment Co., Ltd. Legal representative: _______________

  Borrower (Party B): _____________ ID Number: _______________ Address: _____________________

  Guarantor (Party C): _____________

  Party B applies for a loan from Party A because of its business needs, and provides ________ as a guarantor, and Party A has corresponding own funds and agrees to lend it. This contract is hereby concluded through negotiation between the three parties (or both parties) for mutual compliance.

  Article 1 The types of loans __________________________________________.

  Article 2 The purpose of borrowing __________________________________________.

  Article 3 The amount of borrowing: RMB (capitalized) ________________ yuan.

  Article 4 Borrowing interest rate: The borrowing interest rate is ______ per 1,000 (monthly interest), and the interest is paid off with the principal, and if the state raises the interest rate, it will be adjusted and calculated at the same time at _______% of the new interest rate

  Article 5 Loan and repayment periods

  1. The term of the loan is from _______, ______, _________ to ______, ______, _________.

  2. The repayment installments are as follows: _____________________________________ (or: one-time repayment of principal and interest upon the expiration of the loan period)

  Article 6 Warranties

  1. Except for Party C to provide guarantee for Party B, Party B uses ________________ as collateral, and Party A has the right to dispose of the collateral if Party A cannot repay the loan when it expires. If Party B repays the loan in full when due, the mortgage right shall be extinguished. The mortgage registration shall be handled by both parties with the assistance of Party A and Party B, and the costs shall be borne as follows:

  2. Party B must use the loan in accordance with the purpose specified in the loan contract, and shall not divert it for other purposes, and shall not use the loan to carry out illegal activities, otherwise Party B shall be deemed to be in breach of contract.

  Article 7 Liability for breach of contract

  1. If Party B does not use the loan according to the purpose specified in the contract, Party A has the right to recover part or all of the loan, and the part used in default shall be subject to penalty interest at twice the interest rate stipulated by the bank in the same period

  2. If Party B fails to repay the loan within the time limit, Party A has the right to recover the loan and charge penalty interest at twice the agreed interest rate.

  Article 8 Settlement of Contract Disputes

  Disputes arising during the performance of this contract shall be resolved through negotiation; If it fails, it shall be submitted to the __________________ Arbitration Commission for arbitration.

  Article 9 Miscellaneous

  This contract does not occur due to the fact that it is permitted by law to change or terminate the contract, and neither party may change or terminate the contract without authorization. When one of the parties requests to modify or terminate this loan contract in accordance with the provisions of the law, it shall promptly notify the other parties in writing and reach a written agreement. After the modification or termination of this contract, the loan that Party B has occupied and the interest payable shall still be repaid in accordance with the provisions of this contract.

  If there are any matters not covered in this contract, supplementary provisions shall be made through mutual consultation between the parties to the contract, and the supplementary provisions shall have the same effect as this contract.

  The original of this contract shall be executed in triplicate, with Party A, Party B and the guarantor each holding one copy; Copies of the contract shall be made in triplicate, one copy for each party.

  Party A (official seal): ______________ Representative (signature): _____________ Address: ___________________

  乙方(签字):______________

  Party C (official seal): ______________ Representative (signature): _________________

  Date of Signing: _______________________

  Place of Contract: _______________________

Collection of Personal Loan Agreements with Companies 4

  Lender (Party A): __________

  借款方(乙方):_____________

  Guarantor (Party C): _____________

  Party B applies for a loan from Party A because of its business needs, and provides ________ as a guarantor, and Party A has corresponding own funds and agrees to lend it. This contract is hereby concluded through negotiation between the three parties (or both parties) for mutual compliance.

  Article 1 The types of loans __________________________________________.

  Article 2 The purpose of borrowing __________________________________________.

  Article 3 The amount of borrowing: RMB (capitalized) ________________ yuan.

  Article 4 Borrowing interest rate: The borrowing interest rate is ______ per 1,000 (monthly interest), and the interest is paid off with the principal, and if the state raises the interest rate, it will be adjusted and calculated at the same time at _______% of the new interest rate

  Article 5 Loan and repayment periods

  1. The term of the loan shall be from _______ ______, _________ to ______, ______, _________.

  2. The repayment installments are as follows: _____________________________________ (or: one-time repayment of principal and interest upon the expiration of the loan)

  Article 6 Warranties

  1. Except for Party C to provide guarantee for Party B, Party B uses ________________ as collateral, and Party A has the right to dispose of the collateral if Party A's loan cannot be repaid when it expires. If Party B repays the loan in full when due, the mortgage right shall be extinguished. The mortgage registration shall be handled by both parties with the assistance of Party A and Party B, and the costs shall be borne as follows:

  2. Party B must use the loan in accordance with the purpose specified in the loan contract, and shall not divert it for other purposes, and shall not use the loan to carry out illegal activities, otherwise it shall be deemed that Party B is in breach of contract.

  Article 7 Liability for breach of contract

  1. If Party B does not use the loan according to the purpose specified in the contract, Party A has the right to recover part or all of the loan, and the part used in default shall be charged penalty interest at twice the interest rate stipulated by the bank in the same period

  2. If Party B fails to repay the loan within the time limit, Party A has the right to recover the loan and charge penalty interest at twice the agreed interest rate.

  Article 8 Settlement of Contract Disputes

  Disputes arising during the performance of this contract shall be settled through negotiation, and if they fail, they shall be submitted to the __________________ Arbitration Commission for arbitration.

  Article 9 Miscellaneous

  This contract does not occur due to the fact that it is permitted by law to change or terminate the contract, and neither party may change or terminate the contract without authorization. When one of the parties requests to modify or terminate this loan contract in accordance with the provisions of the law, it shall promptly notify the other parties in writing and reach a written agreement. After the modification or termination of this contract, the loan that Party B has occupied and the interest payable shall still be repaid in accordance with the provisions of this contract.

  If there are any matters not covered in this contract, supplementary provisions shall be made through mutual consultation between the parties to the contract, and the supplementary provisions shall have the same effect as this contract.

  The original of this contract shall be executed in triplicate, one copy shall be held by Party A, Party B and the guarantor, and one copy of the contract shall be retained by each party.

  甲方(公章):______________

  乙方(签字):______________

  Date of Signing: _______________________

  Place of Contract: _______________________

Collection of Personal Loan Agreements with Companies 5

  Party A (Lender): ________ Co., Ltd

  Residence: ________________

  Contact:____________

  Contact number: ____________________

  乙方(借款方):____________

  (ID number: ________________)

  Residence: ____________

  Contact number: ______________

  Based on the principles of equality, voluntariness, honesty and credibility, Party A and Party B reach this contract through consultation and ensure that they jointly abide by and implement it.

  1. Loan amount: Party B borrows RMB (uppercase) ________ (lowercase: ________) from Party A.

  2. The purpose of the loan is ____________.

  3. Loan interest: The interest rate of the loan is ____% per annum, and the interest settlement is calculated on a daily basis, and the interest is paid off with the principal.

  4. Loan term: The loan term is ____, from ________________ If the actual loan disbursement date is inconsistent with the actual loan date, the actual loan date shall prevail. Party B shall issue a receipt after receiving the loan, and the IOU issued by Party B shall be an annex to this contract and have the same legal effect as this contract.

  5. Party A shall transfer the loan amount to Party B's account as follows:

  Party B's username: ________________________

  Account:__________________________

  Bank: ______________________

  6. Warranty:

  1. Party B must use the loan in accordance with the purpose specified in the loan contract, and shall not divert it for other purposes, and shall not use the loan to carry out illegal activities. Otherwise, Party A has the right to require Party B to repay the principal and interest immediately, and Party B shall be responsible for the legal consequences arising therefrom.

  2. Party B must repay the principal and interest within the time limit specified in the contract.

  7. Liability for breach of contract

  1. If Party B fails to repay the loan to Party A as agreed in the contract, Party B shall pay penalty interest at 5% of the daily interest of the overdue loan amount for each overdue day until the loan is fully repaid. At the same time, Party B shall also bear the economic losses suffered by Party A as well as the attorney fees, litigation costs, travel expenses and other expenses incurred due to the litigation.

  2. If Party B does not use the loan according to the purpose specified in the contract, Party A has the right to withdraw the loan at any time and require Party B to bear the liability for breach of contract of 20% of the total amount of the loan.

  3. When Party A believes that Party B has or may have any circumstances that affect its ability to repay, Party A has the right to recover the loan in advance, and Party B shall return it in time.

  8. Settlement of contract disputes: Disputes arising during the performance of this contract shall be settled through friendly negotiation between the two parties. If the negotiation or mediation fails, a lawsuit may be filed with the people's court where Party A is located in accordance with law.

  9. This contract shall come into force on the date of signature and seal of both parties. This contract shall be executed in duplicate, one copy for each party, and the text of the contract shall have the same legal effect.

  Party A (stamped): ______________

  Date of Signing: ________________

  乙方(签字):________

  Date of Signing: ________________

Collection of Personal Loan Agreements with Companies 6

  Borrower: (hereinafter referred to as Party A)

  Legal Representative:

  Lender: (hereinafter referred to as Party B)

  Identification Number:

  Party A is a limited liability company with a registered capital of 10,000 yuan, and Party B has idle funds due to the temporary need for funds for the implementation of production and operation projects. To this end, in accordance with relevant laws and regulations, on the basis of equality and voluntariness, in order to clarify responsibilities and abide by credit, both parties A and B sign this loan contract through full consultation and ensure that they jointly abide by and implement it.

  1. Loan amount:

  Yuan (capitalized: RMB 10,000 yuan).

  2. Loan term:

  From 20____ to 20____, the term of the loan is one year. If there is no objection between the two parties after the maturity of the loan, the loan contract will be automatically extended for one year.

  3. Borrowing interest rate and collection method:

  1. The interest on the loan is annual, and the interest is calculated on the date when Party A receives the loan.

  2. One-time repayment of principal and interest at maturity.

  Fourth, the purpose of the loan:

  This loan is limited to Party A's production and operation projects, and must be earmarked, and Party A shall not be diverted for other purposes without the consent of Party B.

  5. Loan repayment:

  1. If Party A fails to repay the loan on time, it shall apply to Party B for extension at least 15 days before the loan expires, and Party B can decide whether to extend it on the basis of negotiation between the two parties.

  2. If Party B needs to recover the loan temporarily, it shall submit an application for repayment to Party A 15 days in advance, and the interest on the loan shall be calculated according to the actual number of days borrowed.

  VI. Breach of Contract and Handling of Breach of Contract:

  (1) The following circumstances are Party A's breach of contract:

  1. Party A fails to use the money and repay the principal and interest according to the contract plan.

  2. Change the purpose of the loan or divert it for other purposes without the consent of Party B.

  3. Party A violates other terms of this contract.

  (2) According to the breach, Party B has the right to take the following measures:

  1. Penalty interest will be charged on the defaulted part of the loan.

  2. Take necessary legal measures until the unpaid principal and interest of the loan and expenses are claimed in accordance with the law.

  7. Entry into force of the contract: This contract shall come into force after being signed (sealed) by both parties A and B. There are two copies of this contract, one for each party. If there are other matters not covered by this contract, the two parties will further agree on supplementary terms.

  Borrower (Party A):

  _______, ________, __________

  (stamped) Lender (Party B):

  _______, ________, __________

Collection of Personal Loan Agreements with Companies 7

  Party A (Lender):

  Party B (Borrower):

  Based on the principle of mutual benefit, Party A and Party B have reached the following loan agreement on the basis of equality and voluntariness:

  Article 1 The amount of borrowing

  __________________________ ______________ (uppercase) RMB.

  Article 2 Purpose of borrowing

  __________________________________________________________。

  Article 3 Interest on loans and payment methods

  1. The interest is calculated on the basis of the principal of the loan and is calculated at the _____ of 10,000 per day.

  2. The interest payment method is _____________________________.

  Article 4 Term of Loan

  The term of the loan is from _____, _____, ______ to ___, _____, ______.

  Article 5 Repayment Method

  1. Party B shall return the principal of the loan in a lump sum before _____ _____, ______, and the interest part shall be returned in accordance with the third clause. or

  2、 _____________________________________________________。

  Article 6 Rights and Obligations of the Parties

  1. Party A shall provide Party B with a one-time loan amount agreed in the contract before _____ _____ ______.

  2. Party A has the right to supervise Party B to use the loan according to the purpose agreed in the contract.

  3. Party B shall return the interest and principal at the time and in the manner agreed in the contract.

  Article 7 Warranties

  Party B provides a mortgage guarantee for Party A with _________________________________, and if Party B fails to repay the loan when due, Party A can directly auction the collateral and enjoy the priority right to be repaid for the auction money.

  Article 8 Liability for breach of contract.

  1. If Party A fails to provide the loan on time, it shall bear the liability for breach of contract according to ____/10,000 of the day of the unprovided part.

  2. If Party B does not use the loan according to the purpose specified in the contract, Party A has the right to recover the loan in advance and may require Party B to pay the interest during the used period.

  3. If Party B returns the principal and interest within the time limit, it shall be liable for breach of contract according to ____/10,000 of the day of the part to be returned.

  Article 9 Dispute Resolution

  Any dispute arising from the execution of this contract shall be settled by the parties through negotiation; If the negotiation fails, a lawsuit shall be filed with the court where the contract is signed.

  Article 10 Miscellaneous

  This contract shall be executed in duplicate, one copy for each party A and B.

  Party A (Signature): Party B (Signature):

  Representatives:

  _____/_____/______ ______/_____/_____

  Place of contract: