#负债累累的情况下上班还是创业#
I owe a lot of debts, and I can't pay off my debts with the money I earn from my part-time job, and I want to start my own company.
This is a question that he and his friends often discuss, that is, how to choose if there is too much debt.
The word entrepreneurship seems to be beautiful, but in fact it is very dangerous, it can achieve the pinnacle of life, but also drag people into the abyss, and the reality is that people who can succeed in entrepreneurship in addition to their ability also need excellent luck.
What is entrepreneurship as we ordinary people understand it?
Please forgive me for my narrow-mindedness, I don't have enough funds, I don't have enough funds, I can't get enough wealth, so for an ordinary businessman, starting a business is an easy thing. Most people have heard that a certain industry is very profitable, but they don't know enough about the market, so they gather a few friends, form a team, and then do it themselves.
In the past three years, they have been the most vulnerable to collapse, because they do not have enough funds to withstand any storms. Over the years, many people have asked me if I want to start my own business, and my opinion is negative. So, who is the right person to do business?
The following is my personal superficial opinion, I hope it can serve as a reference for people in need, and it is also some ideas for an entrepreneurial project that I have been exposed to, and I hope that friends with the same experience can communicate with each other.
The first aspect is that your understanding of the field, your understanding of the field, whether you heard it from your friends or researched it yourself, the cost is proportional to the benefit.
The second problem is the problem of funds, they already owe a lot of debt, where do they get the start-up capital, open a stall, have to spend money to buy goods, and they have to buy an electric car.
The third problem is time, how long does it take for a person to earn money back, for a person who is in debt, time is very precious, he will have several days to repay the money, every day he will be very nervous, how can he survive the life without income.
For a debtor, it is very important to have a stable income, whether it is 10,000 a month or 3,000, it is the only asset in your life and survival, not the limit on online loans and credit cards, which will be emptied as your debts continue to increase!
With a stable income, you don't have to worry about next month's rent, you don't have to worry about eating, and you don't have to worry about using money if something happens. Only by solving the problem of food and clothing can we put the matter of repaying debts on the agenda, and can we know when to pay off and how much to repay.
Even if you want to start a business, you must have a stable job, and only by eating well and sleeping well can you have more energy to increase your income after work. Whether it's a technical upgrade or other small business, we must have a stable mentality.
If you are really tired, you can chat with someone, not to help you, but to vent your feelings, I am sure, you will have such a friend.