"72 hours to the account, 90 yuan recharge phone bill is worth 100 yuan. ”
"The internal staff charge 80 yuan to 100 yuan! 3-15 days can be received. ”
This so-called "slow charge"
Do you often see them on the Internet?
The discount is much larger than the official channel
Many people are eager to try it
Attention!
This is how to charge the phone bill
You may be helping someone launder money
Or will bear the legal consequences!
The man recharged 300 yuan for 270 yuan
Inexplicably involved in a fraud case
A few days ago, Mr. Wang, who lives in Yueqing, Zhejiang, received a text message saying that his mobile phone was shut down. He called the operator and learned that his mobile phone number was temporarily shut down due to fraud, and he needed to cooperate with the public security organ to verify it, and then go to the business hall for verification.
"I am a good citizen, I have never violated the law, why is the mobile phone card involved in fraud?" Mr. Wang came to the nearest police station with doubts, and after talking with the police, he recalled that a few days ago he saw an advertisement for "low-cost recharge phone bills" in the circle of friends, so he contacted the other party for a transaction, and recharged 300 yuan with 270 yuan and successfully arrived in the account within 72 hours.
The public security organs confirmed that the phone bill charged into Mr. Wang's mobile phone was the defrauded funds of a victim in another province, and the process of "recharging" the phone bill actually completed the "whitewashing" of the stolen money, so Mr. Wang was inexplicably involved in the fraud case. Later, after the public security organs verified, Mr. Wang's suspicion of fraud was ruled out, and Mr. Wang returned the 300 yuan stolen money and got the supporting materials, and the mobile phone was finally restored.
Afterwards, Mr. Wang said with emotion: "This wool is really unacceptable! The mobile phone was stopped for a week, and he entered the police station for the first time in his life......
Charging phone bills but becoming a money laundering tool?
Demystifying new money laundering schemes
It seems to be a simple phone bill recharge transaction, but behind it is a money laundering routine, and the process is complicated and interconnected.
Step 1
The slow charging platform publishes services such as "slow charging of phone bills", "recharging of fuel cards" and "recharging of electricity bills" that are far lower than the market price on various online platforms such as "Moments, a second-hand trading platform, and short videos" to attract potential customers who do not know the truth to buy.
Step 2
After multi-level transmission, the orders are transmitted overseas, and the criminals then defraud unspecified objects according to the needs of the order, guiding them to recharge the fraudulent funds to different customers in various forms such as scanning code payment, completing tasks or charging gambling funds, so as to complete the recharge of phone bills and the laundering of the funds involved in the case.
Step 3
As a result, the fraud gang completed the "laundering" of the fraudulent money through the "recharge" of mobile phones, and the potential customers who placed orders indirectly became accomplices of the money laundering gang. This results in the suspension of mobile phone cards and associated accounts.
It is used for "slow charging".
Is there legal liability?
Lawyer: It depends!
According to Article 191 of the Criminal Law of the People's Republic of China, for the purpose of covering up or concealing drug crimes, organized crimes of an underworld nature, terrorist activities, smuggling, corruption and bribery, crimes of undermining the order of financial management, Where the proceeds of financial fraud crimes and the sources and nature of the proceeds thereof are committed, the proceeds of the crimes described above and the proceeds thereof are confiscated, and a sentence of up to five years imprisonment or short-term detention is to be given, and/or a fine, and where the circumstances are serious, a sentence of between five and ten years imprisonment and a concurrent fine is to be given:
(1) Providing a funding account;
(2) Converting property into cash, financial instruments, or negotiable securities;
(3) Transferring funds through transfer or other payment and settlement methods;
(4) cross-border transfer of assets;
(5) Using other methods to cover up or conceal the source and nature of criminal proceeds and their proceeds.
Therefore, the constitutive elements of the crime of money laundering are: subjectively the perpetrator clearly knows that his or her conduct is covering up or concealing the source and nature of the illegal criminal proceeds and the proceeds thereof, and objectively engages in one of the acts above (1) to (5).
Generally speaking, customers who complete the top-up without knowing it, and the amount involved is very small, the number of times is small, and the circumstances are minor, and they are generally not suspected of committing a crime. On the contrary, if there is evidence to prove that the user knows that the recharge is money laundering for the purpose of committing a crime, and continues to choose to participate in the recharge because of the greed to save money or even profits, or if the other party uses a large amount of rebates or rebates as bait, it may also be presumed that the user knew and should have known, and in this case, the user continues to participate, and there is a possibility of constituting a crime and convicting the user.
Police Reminder:
4 points to note in daily life
Beware of Money Laundering Traps!
Scammers use high discounts to attract consumers to pay for telephone, electricity, water, gas and other livelihood expenses, which are small, scattered and hidden, so that consumers unknowingly become "accomplices" in money laundering.
Consumers should beware of money laundering traps by:
● Do not rent, lend, or sell personal ID documents or bank accounts.
● Protect personal privacy, refuse to tell others key information such as user names, passwords, and dynamic passwords of online banking accounts, and avoid getting involved in information network criminal activities.
● Choose a formal official channel for recharge and payment, the discount is small but guaranteed.
● Don't believe in large discount recharge advertisements and be wary of low-price recharge traps.
Treasures should be vigilant
Protect against new types of scams
Protect your personal information
Pay and recharge
Be sure to use official channels
-END-
Edit | Yao Taosheng
校对 | 郑芳、魏鼎、王建交
Proofreading | Dong Fangjun
Executive Producer | Weekly
Source of information | Shenzhen Trade Union