In Linyi, Shandong Province, a man opened a fake "Construction Bank" for only 4,000 yuan, which not only convinced the villagers, but also allowed his daughter to bring her classmates to "work".
When the matter was revealed, the man asked rhetorically: "If they can open a bank, why can't I?"
The cause of the incident originated from a whim of the man Zhang. Zhang was originally a businessman, but due to poor management, he owed a huge amount of debt.
In desperation, he turned his attention to the hard-working vegetable farmers around him. He found that because of the remote location, it was extremely difficult for villagers to deposit and withdraw cash, and they often had to spend a lot of time traveling to the county bank.
So, a bold and crazy plan quietly took shape in his mind - to open a fake bank and take advantage of the villagers' trust in the bank to defraud them of their money.
Zhang's actions were swift and decisive. He first contacted a company that had issued a fake certificate and forged the relevant bank procedures and passbooks. Then, he rented a storefront room, hung up a self-made "Construction Bank" signboard, and bought the necessary equipment such as computers and air conditioners.
In order to hide people's eyes, he also deliberately chose blue and white signboards and sets similar to those of regular banks, so that the fake bank looked like the real bank.
What's even more shocking is that Zhang actually let his daughter and her classmates come to work in the "bank". These young children are in the middle of the summer vacation.
was unaware of what Zhang was doing, but felt that this was a rare opportunity for "social practice". At Zhang's instigation, they acted as "staff" of the fake bank and facilitated Zhang's scam.
The villagers were very happy with the sudden appearance of a "bank" in the village. They came to handle deposits and withdrawals, and there was no doubt about the authenticity of this "bank". Lao Liu is one of them, he deposited 40,000 yuan in the "bank" to buy seeds.
However, when he urgently needed money to withdraw money, he was told that the bank could not handle the withdrawal business for the time being. Lao Liu was puzzled, so he went to the county bank to withdraw money, only to find that the passbook in his hand was fake, and he was also deceived.
When the police intervened in the investigation, Zhang had no remorse, but asked rhetorically: "If they can open a bank, why can't I open a bank?" This ignorance and greed make people feel sad.
He seems to have forgotten that banks are financial institutions that are strictly regulated by the state, and not just anyone can open them. His actions not only violated the law, but also seriously damaged the interests of the villagers.
This incident is a wake-up call for us. In our daily lives, we must always be vigilant and enhance our awareness of prevention. In the face of seemingly tempting "good things", we should be more mindful and not easily believe the promises of others. At the same time, we should also strengthen the learning and understanding of financial knowledge to avoid being deceived due to ignorance.
In addition, the incident also exposed some social problems. For example, there are still shortcomings in financial services in remote areas, and the basic financial needs of villagers are not met. Therefore, we should strengthen the popularization and promotion of financial services, so that more people can enjoy convenient and safe financial services.
In short, although the incident of this man spending 4,000 yuan to open a fake bank is absurd, it has brought us a profound lesson. We need to learn from this experience, enhance our awareness of prevention, and avoid repeating the mistakes of the past. At the same time, we should also pay attention to the financial services in remote areas and provide better financial service support for the villagers.
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