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My name is Liu Xiaoming, I am 28 years old and I work in a company, and my wife Wang Yueting is 27 years old and I work in a bank. We have just been married for two years and have been renting a house. It wasn't until last year that we decided to buy a house and started a long process of buying a house.
We were looking for a property online and looked at a lot of properties. After careful comparison and investigation, it was finally decided to buy a two-bedroom house in the city center. In order to buy this house, we tried our best, in addition to saving an extra two years of savings, we also borrowed 200,000 yuan from Wang Yueting's parents, and finally scraped together enough for the down payment.
When we came to the real estate agency, we carefully discussed various details with the agent. The agent told us: "Since you are buying a house loan, you need to write the names of two people on the house book. "After discussing with Yueting, I felt that although her parents lent us money, it was a house for the two of us after all, so we discussed writing the names of the two of us in the house book.
Yueting looked at me and said, "Actually, my parents have to write the house in my name alone, they say that this way can better manage the house in the future." I didn't have much of a problem and just complied with their request. "
I was a little puzzled and asked, "But, this house was bought by the two of us together, why does it have to be written in your name alone?"
Yueting explained: "You know, Mom and Dad have so much money, and they want to have better control over the property. Moreover, if there is any problem in the future, it is easier to operate. You know your father's temper, and he doesn't want you to be involved. "
It doesn't sound a little comfortable to me, after all, the two of us bought this house together. But seeing Yueting's embarrassed face, I didn't want to say anything, so I had to nod and say, "Okay, I know." "
Over the next few days, we were busy with all kinds of formalities. Sometimes I had to sign for it, which made me even more convinced that the house really belonged to the couple.
One day, more than a month later, I came home from work and found that Yueting's expression was a little unnatural. I asked her what was wrong, and she hesitated and said, "My parents are coming to our house to discuss something." "
Sure enough, Yueting's parents came to our house that night. Yueting's father said: "We discussed it and felt that it would be better for this house to be written in Yueting's name alone. After all, it is our down payment, and if anything changes in the future, it can be better managed. The names of the two of you are written on it, and it will be more troublesome in case something goes wrong in the future. "
It doesn't sound a little comfortable to me, after all, the two of us bought this house together. But seeing Yueting's embarrassed look, I didn't say anything, just nodded silently.
A few days later, I came home from work and found Yueting on the phone with the bank. I got closer and listened, and it turned out to be a matter of applying for a real estate certificate. Yueting looked anxious, and it seemed that something was wrong.
After hanging up the phone, Yue Ting said helplessly: "The bank said that since there is only my name on the house book, then I can only take out a loan." Also, I was asked to provide a guarantor. "
I was a little puzzled: "Didn't I participate in this loan too, why can't I write my name?"
Yueting smiled bitterly and said, "Mom and Dad said that since they made the down payment, I should be responsible for the loan alone." Moreover, they have already found a guarantor, which is my father. "
I gritted my teeth and didn't say anything more. Yueting saw my displeasure, and hurriedly comforted me and said, "It's okay, it's our couple's house anyway, and we repay the loan together." In the future, the house will be divided equally between the two of us. "
Although Yueting said this, I still felt a little uncomfortable. After all, both of us paid for this house, why should it be completely written in Yueting's name alone?
I hesitated for a moment, but still proposed my thoughts to Yueting: "Otherwise, can we add my name as well?"
Yueting was silent for a long time, and finally said: "Mom and Dad said that since it was their down payment, I should bear the loan alone." I had no choice but to do what they wanted. "
Hearing this, my heart was a little lost. However, I still chose to be understanding and tolerant, but I secretly decided in my heart that when I had my own money in the future, I must buy a house and write my name on it.
One day, a few months later, I came home from work and found Yueting sitting in the living room with a somewhat uneasy look. I asked her what was wrong, and she stumbled and said, "My parents came today and said they wanted us to sell the house." "
I was stunned and asked, "Why?" "
Yueting sighed and said, "They said that house prices rose very quickly some time ago, and if you sell them now, you can make a lot of money." Moreover, they also said that in the future, if we change to a better house, they will continue to pay for the down payment. "
I was even more puzzled when I heard this, why did we have to sell our house all of a sudden? Moreover, although this house is in Yueting's name, the two of us repay the loan together.
I said, "But we bought this house together, so why should we sell it?" "
Yueting said tangledly: "I was also reluctant, but my parents said that if we don't agree, they won't help us buy a house in the future." "
Hearing this, I sighed helplessly. I knew that Yueting's parents wanted to help us, but they always had to control everything, which made me a little uncomfortable. But since Yueting has already said so, I can only obey their wishes.
A few days later, we sold the house. I thought that with this money, we would be able to buy a house on our own and put my name on it.
However, what I didn't expect was that when we started looking for a new house, Yueting's parents appeared again. They said that since our previous house had been sold, they wanted to buy a new house directly with full payment this time, and write the house book in Yueting's name.
I couldn't believe my ears. I said dissatisfiedly: "This time the house was bought by the two of us, why do we have to write it all in Yueting's name?"
Yueting's parents said: "We made all the down payments, so of course the house should be written in Yueting's name." The two of you are usually not short of money, and when you have your own money in the future, it will be good to buy a house. "
I was speechless. Of course, I know that Yueting's parents made all the down payments, but after all, this house was chosen by our husband and wife together, so why did it have to be written in Yueting's name? I was a little angry, but seeing Yueting's embarrassed face, I could only give up.
In this way, we bought a new house, and there was still only Yueting's name on the house book. I've always been a little unhappy with this, but there's not much I can do. After all, this is the money from Yueting's parents, and I don't have much to say.
However, just the other day, on my way home, I saw a new property that was selling well. I walked in and saw that the price of this house was about the same as the one we had bought before. I couldn't help but pause, and suddenly understood something in my heart.
It turned out that the reason why Yueting's parents repeatedly asked for the house to be written in Yueting's name before was to prevent me from taking a share of the family property when the two of us split the family property in the future. They don't want to have anything to do with this property, so they must write the house book in Yueting's name.
Thinking of this, I couldn't help but smile bitterly. It seems that the purpose behind the in-laws lending us money to buy a house is to firmly control the property. And we can only reluctantly accept it, because this is the price we pay for buying a house.
I've been thinking about this for the next period of time. I understand that Yueting's parents are well-intentioned and want to give us a stable life. But I also knew that they clearly wanted to take control of the property, which made me uncomfortable.
Sometimes, I would secretly talk to Yueting about it. But every time she just said, "I know what Mom and Dad are doing this, but I can't help it." Anyway, we live in this house together, so you don't have to worry too much. "
I could only nod helplessly. I know that Yueting can't change this status quo, after all, it's her parents' money. But I still feel a little dissatisfied in my heart, and I feel that this is really a bit unfair.
Just the other day, I heard a message by chance. It turned out that Yueting's parents were recently considering transferring the house to their name. I couldn't help but be taken aback, and hurriedly confirmed this matter with Yueting.
Yueting was a little anxious after hearing this, saying that her parents did have this plan. They thought that since it was their down payment, they should be in full control of the property.
I listened to it with mixed feelings. This is undoubtedly an insult to our husband and wife. Obviously, this house was bought by the two of us together, why should it be completely owned by Yueting's parents?
I said excitedly, "This is impossible! This is obviously a house for the two of us, why should it be completely owned by your parents? We also contributed a lot of money, doesn't it count?"
Yueting's face also showed an embarrassed expression, she said: "I'm also angry, but since they made the entire down payment, I don't have much position to oppose." You know, we were able to buy this house thanks to their help. "
I took a deep breath, suppressed the anger in my heart, and said, "Since that's the case, let's go buy a house of our own." This time we will buy it with our own money, and your name must be written in it as well. "
Yueting smiled slightly after hearing this, and said, "Okay, you must write your name this time." I also don't want mom and dad to be in control of our lives all the time. "
And just like that, we set out to find a new house. This time, we were determined to buy it with our own money and put my name on the book.
In the process of searching for a home, I noticed that Yueting's attitude towards her parents had changed. She was no longer as obedient as before, but began to take the initiative to express her thoughts.
Once, Yueting's parents came to our house again and offered to transfer the house they had just bought to their name. Yueting refused directly, and said word by word: "This house was bought by me and Xiaoming, not yours." We will not agree to transfer it to your name. "
Yueting's father obviously didn't expect to encounter such a situation, and said with some dissatisfaction: "This house is our down payment, why can't we manage it? You have also lived on our money all these years, why are you so stubborn now?"
Yue Ting replied calmly: "Dad, I understand your good intentions, but this house belongs to me and Xiaoming after all." We have decided that the next time we buy a house, we must also write Xiaoming's name into it. You don't have to get involved. "
I listened to Yueting's words, and I couldn't help but feel excited in my heart. It turns out that the idea that I have been sticking to so hard, Yueting also feels the same way. It seems that she is also gradually realizing that what we did before seems to be unfair.
Seeing this, Yueting's father looked displeased, and said loudly: "This is impossible! This house is our money, and you want to completely control it in the hands of the two of you? No, we must transfer it to our name!"
Yue Ting did not back down and said firmly: "Since you don't agree, then there is no need for us to continue to live in this house." We will move out as soon as possible and buy another house for ourselves. "
Hearing this, Yueting's parents were obviously a little panicked. They quickly softened their tones and said, "Okay, well, then let's continue to live here with you." We're not going to touch it anymore, you decide. "
Seeing that her parents finally relented, Yueting breathed a sigh of relief. She looked at me with determination and determination in her eyes.
From that day on, we set out to find a new house. This time, we made up our minds to put my name on the book at the same time.
In the process of looking at the property, I found that Yueting was more active and decisive than before. She no longer passively accepts her parents' demands as before, but begins to make her own choices for our future lives.
Eventually, we found a two-bedroom house in the city center. This time, we carefully discussed various details together, including the loan plan. In the end, we decided that the two of us would share the loan.
When going through the formalities, I specifically asked to write the names on the house book on both me and Yueting. The bank staff was a little confused and asked if we were sure we wanted to do this. I nodded firmly and said, "Yes, this house was bought by the two of us together, so of course the names of both of us should be written in the house book." "
In the end, the bank staff didn't say much, and successfully wrote my and Yueting's names into the room book.
The moment I got the book, I felt a sense of pride. This house finally really belongs to me and Yueting.
After moving into our new house, we were all very happy. Every day when I come home and look at the house that belongs to the two of us, I feel a sense of satisfaction in my heart.
However, in the midst of this joy, I also faintly noticed some changes. Yueting's parents didn't seem too happy about our new home.
Once, I happened to hear Yueting arguing with her parents on the phone. She said in a resolute tone: "Mom and Dad, this time the house belongs to me and Xiaoming, you don't need to get involved anymore." We ourselves have the ability to take care of our own lives. "
Yueting's parents seemed to be very upset, and some disgruntled words came from the phone. But Yueting never backed down, and finally hung up the phone directly.
Looking at Yueting's determined expression, I couldn't help but feel proud of her. It turns out that what I have been longing for, she is gradually realizing it. Step by step, we are building our own lives, no longer subject to the will of others.
It makes me look forward to the future. Although there are still some frictions and contradictions, as long as we stick to our own ideas, we believe that one day we will be able to have a life that truly belongs to us.