#万一创业不成功面对负债该怎么办? #
This is a very serious topic.
Many large companies are in debt, let alone a small business, and even the decoration and franchise fees of the store have to be spent, in the final analysis, there is still a lack of knowledge.
Instead of making money, they went into debt. I have seen a lot of this kind of thing, and here, I advise you, don't spend all your money on renting a house, borrowing money to start a company!
Well, then again, whatever you do and do, you have to pay it back.
1. Open communication with creditors is essential.
Tell them clearly that you are willing to pay it back and that you should never pay it back.
For peace of mind, you can give them your phone number so they can stay in touch.
Also, have a detailed plan, including monthly or quarterly repayments, and tell them where your income comes from, work plan, and workplace.
This kind of transparent and sincere attitude can help them alleviate their worries and prevent them from constantly collecting debts, affecting your work and life, causing more income loss, and forming a vicious circle.
2. It's just as important to be honest with your family.
When you are in debt, the first thing to do is to ensure the normal functioning of the family.
You may consider selling some of your possessions to ease the financial strain on your family. You should be responsible for all bad debts and do not affect your family.
If the debt is not large, then as long as everyone works together, it can still be paid off in three and five years.
When it comes to entrepreneurial debt, you need to communicate openly and honestly, develop a clear repayment plan, and work together with the help of your family, in which case you will get through this difficult time and set yourself on the road to success again.
3. Ultimately, what I would say to the debtor is:
First, it's important to maintain a calm mind.
It doesn't matter if you're in debt or in debt, whether it's working, eating, sleeping, or doing a side hustle, it can't put you in debt.
Some people feel that debt can make life difficult, but that's just our imagination.
Moreover, he also has to control his own expenses, some money, some money, he can sell his property and make a profit.
Second, we need to find effective solutions. This requires us to focus on the areas where the costs are lowest and are on the rise.
If the debt is smaller, we can work longer hours or even more jobs.
But when you're in debt and need to pay it off and turn things around, you have to start a new business.
And we must engage in virtuality, networking, networking, self-media, light entrepreneurship, zero-cost entrepreneurship, and not the real economy.
In the eyes of people who are really capable, you can start a company for a thousand dollars, which is no different from opening a company for a million! I can't bear to debunk you, I'm a fool...