Professor Zheng is an authoritative expert in the field of social security, he reminded us that don't look at the current social security is quite reliable, but with the intensification of aging, the pressure of the country is also increasing, and the replacement rate of pension insurance may decline in the future.
This means that even if you pay social security on time, you may not receive more money in retirement than you would when you work now. Therefore, it is proposed to start the personal pension plan as soon as possible.
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As soon as the expert's words came out, netizens couldn't sit still!
Post-80s netizens said: You post-90s handover, or the post-80s can't get it, and any bad things are indispensable to the post-80s
The old man and the old lady in the park are very rich
This netizen's idea is good, but you must know that the cost of raising a child is much greater than social security
Yes, now the aging is indeed serious, and the fertility rate is low, and the old-timers born in 63 and 64 years of our unit have retired a batch, and suddenly feel that the buildings are empty.
So this is the crux of the problem, life is already difficult, where is there spare money to prepare for retirement
You're really planning ahead, but the quality of life has obviously dropped, what's the point
How can you get it if you haven't handed it in
It's really not easy for young people now
By 2050, the ratio of retirees to employees will be 1 to 1, which is equivalent to your own children providing for you, and what pension do you get
It's too hard
Good thoughts, you come on
It is really difficult for young people nowadays, but for young people, it is definitely not unfounded to start planning for retirement early while they are young and energetic. Whether it is saving some "special funds for the elderly" every month, or choosing an investment channel that suits us, as long as we hold our money bags tightly, distribute them reasonably, and accumulate a lot, we can enjoy a carefree life when we reach the age of retirement. #春日生活打卡季#
Friends, what do you think of the experts' suggestions? Welcome to chat in the comment area and tell us your opinions!!!