At present, the aging population is becoming more and more serious, as more and more young people are unwilling to have children or do not want to have a second child, the demographic structure is inclined to aging, followed by such as delayed retirement, pension greatly reduced and other young people do not want to see the results.
Some experts predict that by about 2050, the population structure of the mainland will be 1:1, which means that the number of people under 60 and over 60 years old will be 1:1. In this way, the issue of pension is a huge pressure.
So, where does the pressure come from? The existing pension insurance is the pension insurance that young people earn money to pay for those who have retired and receive pensions, and the income and expenditure are almost evenly balanced. However, when there are more elderly people and the younger ones remain the same or less, the pension insurance paid by young people cannot guarantee that retirees receive pensions, so that there will be an imbalance in the income and expenditure of pensions, and there will be huge social problems with it. Who will support the elderly?
Therefore, some experts suggest that young people should plan for their pension as soon as possible, and the simplest should be to save a part of the pension for themselves, and do not count on all the pension insurance.
Although, at the moment, the advice of experts is a bit alarmist, but with the serious aging of the population, this issue has to be taken seriously. The state has already released news of policies such as delayed retirement, and continues to explore in order to solve this problem.
Netizens were not calm after hearing the news, saying that we faced employment pressure when we were young, and we had to face pension pressure when we were old, which is really a critical period for our lives!
For this reason, we should not be too pessimistic, although the aging population is the trend, but the country's economy is constantly developing, and in 30 years, our society may develop into something.
As I personally stated, I accept the advice of this expert and plan ahead, friends?