There are reports that the incidence of thyroid cancer has increased 20-fold in the past decade.
Usually some friends will leave a message asking us: What insurance can thyroid cancer patients buy?
Generally speaking, there are very few insurance policies that can be purchased for cancer, but thyroid cancer is much milder than other cancers, and most patients can be cured, so there is still a good chance to buy suitable products.
Today, we are going to share a real thyroid cancer insurance case, hoping to solve this kind of problem for you.
Personal circumstances
The protagonist of the plan is Ms. Liu, who has suffered from thyroid cancer and found that many products cannot be bought, so she found us for help.
Before designing a solution for her, we need to understand her specific situation so that we can help configure the right product.
According to Ms. Liu's condition, she suffered from papillary thyroid cancer 3 years ago, has undergone surgery, and is now recovering well and has no other diseases.
When she first suffered from thyroid cancer, she also received tens of thousands of yuan in group insurance claims, which made her realize the role of insurance, but now that she has left that company, there is no protection.
After communicating with her, we learned that she was worried about two main aspects, one was afraid of other serious illnesses, and the other was worried about the recurrence of thyroid cancer, hoping that insurance could help share the risk.
Let's take a look at the solution we finally designed for her.
Schematic design
After all, Ms. Liu's disease is cancer, and it is still very difficult to design a plan that can meet her needs.
We searched all over the network for insurance products, and finally designed the following plan, which can better meet her needs:
If you also need to design a plan based on the specific situation, you can click on the background to ask us for help
According to her situation, we selected products with good protection and relatively loose insurance:
- Million Medical Insurance: It is a good medical insurance long-term medical insurance (flagship version), its general medical guarantee renewal for 20 years, cancer and 11 diseases can be guaranteed to be renewed for life, which can solve up to millions of diseases and accidents caused by treatment costs.
- Accident insurance: It is a golden silk armor (classic version), its accident protection is good, there are no health requirements, and Ms. Liu can also buy it directly.
- Critical illness insurance: It is i worry-free 2.0, which can be insured for a lifetime, and her situation can also be insured, if she suffers from cancer, stroke sequelae and other critical illnesses, she will directly pay 300,000 yuan.
- Term life insurance: It is the flagship version of Barley A, in case of unfortunate death due to accident or illness, 500,000 yuan will be paid to the family.
- Nail cancer recurrence insurance: If you are unfortunate enough to have a recurrence of nail cancer, you can pay 100,000 yuan of insurance money, and you can also reimburse 100% of the treatment costs of nail cancer recurrence, regardless of social security, up to 1 million yuan.
Ms. Liu has suffered from papillary thyroid cancer, and according to her situation, after underwriting the medical insurance and critical illness insurance, some diseases such as nail cancer will be excluded, that is, the mentioned diseases are not covered;
If you need to match the right product according to the specific disease, you can click on the background and have a special person to assist you one-on-one.
Such a well-matched plan can well solve Ms. Liu's worries and concerns, whether it is illness or accident, she can share the responsibility through insurance.
Write at the end
With the development of medical technology, more and more diseases can be cured.
If we can buy insurance for the whole family as soon as possible, in case we get sick, we can choose a better treatment method, and the cost can also be solved through insurance, so there is no worries.
If you also want to configure a suitable insurance plan for your family, you can click on the background consultation, and there will be one-on-one service from a professional planner.
May there be no disease in the world~
Pay attention to Deep Blue Insurance, reply to [Benefits], and you can receive it for free:
"Social Security Handbook", "Medical Insurance Strategy", "Insurance Plan", "Pit Prevention Strategy" and other super dry materials.
If you have any insurance questions, please come to me, I will use 6 years of experience to give you appropriate advice;
For fans who have been insured through Deep Blue Insurance, once the insurance occurs, we will assist in the whole process of claiming.