@银行 "Migrant workers" 2023 per capita salary exposed, has your salary crossed the line?
In the financial sector, represented by banks, employee compensation is often a topic of relish. With the release of the 2023 financial reports of various banks, the status of employee compensation has once again become the focus.
Joint-stock banks "lead"
The "king of retail" has topped the list for 4 years, and the salaries of 8 joint-stock banks have declined
According to the calculation of equivalent manpower, 7 of the top 10 listed banks that currently publish financial reports are joint-stock banks. Among them, China Merchants Bank, the "king of retail", once again held the top spot with an average salary of 613,000 yuan, China CITIC Bank replaced the position of Luzhou Bank in 2022, ranking second with an average salary of 595,000 yuan, and Luzhou Bank ranked third with a gap of 4,000 yuan.
From the perspective of the range of changes, among the joint-stock banks that have disclosed their annual reports, there are 8 banks with year-on-year declines in the average salary of employees, among them, Ping An Bank and Bohai Bank are the top decliners, with a year-on-year decrease of 8.5% and 11.8% respectively, and China Merchants Bank and China CITIC Bank are the same as ranking third from the bottom.
It is worth noting that China Merchants Bank's per capita salary has been "leading" listed banks for four consecutive years. According to the data released over the years, from 2020 to 2023, China Merchants Bank ranked first among listed banks with 526,600 yuan, a year-on-year decrease of 1.89%, 679,000 yuan, a year-on-year increase of 4.5%, 652,000 yuan, a year-on-year increase of 3.9%, and 613,000 yuan, a year-on-year decrease of 6.0%.
However, in the past four years, the year-on-year change in the average salary of China Merchants Bank has shown a downward trend. Specifically, after changing from -1.89% in 2020 to 4.5% in 2021, the average salary of China Merchants Bank showed a downward trend until 2023, when it turned from positive to negative again, falling by nearly 10 percentage points to -6%, which was even lower than the year-on-year change level in 2020.
It is worth mentioning that the trend of the average salary of employees of China Merchants Bank is roughly the same as that of the bank's revenue and net profit in the same period. Specifically, from 2020 to 2023, China Merchants Bank's operating income will be 7.70%, 14.4%, 4.08% and -1.64% year-on-year, and its net profit will be 4.82%, 23.20%, 15.08% and 6.22% year-on-year respectively.
The average salary of the six major banks exceeds 300,000
Bank of Communications' "most generous" China Construction Bank's per capita salary declined
On the whole, the average salary of employees in the six major banks in 2023 will exceed 300,000 yuan. Among them, Bank of Communications continued to take the lead among the six major banks with an average salary of 435,500 yuan, and Bank of China ranked second with an average salary of 357,800 yuan, replacing the second place in the average salary of China Construction Bank in 2022.
The per capita salary of China Construction Bank, Industrial and Commercial Bank of China, and Agricultural Bank of China will all reach 340,000 yuan in 2023, and there is not much difference.
In terms of the range of changes, among the six banks, 5 increased the average salary and 1 decreased. Among them, the average salary of Bank of China in 2023 increased by 6.68% compared with 2022, the largest increase among the six major banks, while the average salary of China Construction Bank decreased compared with 2022.
In addition, the average salary of listed city commercial banks in the same period was generally about 400,000 yuan. Among them, the Hong Kong-listed Luzhou Bank has an average salary of more than 590,000 yuan, continuing to rank among the top listed banks, while the Hong Kong-listed Huishang Bank has a per capita salary of 521,000 yuan, ranking second among the city commercial banks, and the Bank of Qingdao, which is still ranked fourth in 2022, has completed the overtaking of the Bank of Chongqing this year, ranking third among the listed city commercial banks with a score of 446,000 yuan.
However, the per capita salaries of Jinshang Bank, Weihai Bank and Bank of Gansu last year were about 320,000 yuan, 300,000 yuan and 280,000 yuan respectively, which were still relatively low among the listed city commercial banks that had disclosed their annual results.
The per capita salary of rural commercial banks is in the range of 300,000 to 400,000 yuan. Among them, Wuxi Bank continued to lead with an average salary level of more than 470,000 yuan, while Dongguan Rural Commercial Bank, which ranked second in 2022, was replaced by Jiangyin Bank (392,000 yuan) with a year-on-year decline of 4.8%, and Chongqing Rural Commercial Bank (380,000 yuan).