The reason why the poor are poor is that they don't know how to save. In fact, every primitive accumulation of wealth is more than saving. Consumption is just a propaganda way for the rich to harvest the leeks of the poor. As we mentioned earlier, our wealth is accumulated little by little, if you don't have a big opportunity, as long as you learn to save, at least you won't become rich, and you will also be a well-off family.
Saving is actually just a simple game of "adding up", and if you are used to playing this game, you can accumulate the original money. But to win this game, we still need to learn to invest. If we blindly only save, when the country's economic adjustment occurs, the money we save will become depreciated, so saving is just a way for us to accumulate money, and if we want to make money, we have to learn to invest.
If you are a budget-conscious person, when you choose a bank card, you need to learn to choose the bank's own bank card, and don't go to the bank to open a card indiscriminately. If you have too many cards, you will let your property go away. Most bank cards eat money, you think that the bank does not spend money to give you a card, they are not obligatory, they are promoting their own business, since it is the bank's business, the bank card has to make money for the bank. So, if you want to learn to accumulate, first of all, you have to use fewer bank cards, especially credit cards.
When we save money in the bank, we must pay attention to it, if your money is not busy, try to do it for a long time, but if you need to use the money to invest in time or use it urgently, try to do it for a short time. The longer the shelf term, the more cost-effective it is. When we are saving, we need to leave spare money so that we don't end up in a desperate situation. Especially now that there are too many financial management tools in the bank, you must be cautious, especially what insurance financial management projects, if you have little money, try not to handle such a business, this kind of business is deposited, only income, can not be withdrawn.
Finally, we must be clear about the purpose of our savings, choose the type of savings, grasp the opportunity, and choose the right bank for you, so that your small money can become big money. Finally, I remind everyone to pay attention. Bank deposits only earn interest, if your money reaches a certain amount, my personal advice is to invest it, and only by making scientific investments you give, your money can earn more money. Savings and financial management just let us develop a sense of financial management, to make more money, we need scientific and reasonable investment.
The secret of financial management: small money makes a lot of money, and when the funds accumulate to a certain extent, you need to learn to invest!