In fact, it is indeed a sad thing to die just after retirement, in fact, there are many people who have died before retirement due to their own physical conditions, and those who have not yet retired can enjoy the same benefits, and the funeral pension can also enjoy inheritance. There is no problem with the balance in the personal pension account, which is equivalent to three parts of income.
Because the funeral pension itself is two, one is the funeral expenses, and the other is the pension and funeral expenses. Basically a fixed amount, no matter how many years your pension insurance has been insured, it is basically issued according to a fixed amount of several thousand yuan, and individual regions may exceed 5,000 yuan, and individual regions may be less than 5,000 yuan, in fact, the average level is about 5,000 yuan. In addition, the pension is determined according to the nature of the work unit where you retire, as a civil servant retirement and retirement of government institutions and institutions, the level of pension treatment will be relatively higher. However, the level of treatment of retirement pensions for enterprises may be relatively lower.
Basically, it is paid according to the number of months of the average social salary, and the retirement of civil servants can reach about 20 to 40 months, and the retirement of public institutions can reach at least 20 to 30 months. The retirement of the enterprise unit is only about 10 months to 20 months, so the retirement of each different work unit is different, his funeral expenses and pension treatment standards are different, and some areas also need to consider the pension insurance years, if the insurance period is longer, then the corresponding pension months and taxes under the same conditions will be relatively higher.
But one thing is for sure, as soon as you retire, basically the money in the personal account pension has not been withdrawn. Therefore, this money can be inherited in full according to the law, including the principal and interest. For example, some people may have participated in pension insurance for many years, and the balance in the personal account is close to 100,000 yuan, so Zhang Yi died after retirement, and almost the balance in this personal account has not been touched much, so the 100,000 yuan can be inherited normally, and the funeral expenses and pensions are calculated separately.
Funeral expenses and pensions are probably about tens of thousands of yuan, the vast majority of people may receive between 50,000 yuan and 100,000 yuan within such a range, of course, the inheritance of personal account pensions, everyone's conditions are different, some people although he said that he has been insured for many years, may not exceed 50,000 people in the final balance, there are also a lot of people, so as long as you look at your family, see what kind of standard is according to the insurance, and finally you can enjoy such three treatments, and there may be no problem with the three together exceeding 100,000 yuan, so this is a family member who can inherit the treatment。
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