In the new environment of bailout in 2024, 3 types of houses may become golden houses, and insiders have begun to buy

After the market correction in 2023, the trend of the real estate industry is gradually becoming clear: the property market is entering a period of stability, and the price surge or collapse that people once feared has not occurred. House, as the cornerstone of life, is closely related to our daily life, from young people's marriage and love, children's education to medical resources and social welfare, all of which are closely related to real estate. Therefore, for those young people who intend to put down roots in the city for a long time, buying a house is undoubtedly the starting point for them to integrate into the city, and it is also the core reason why people pay close attention to the dynamics of housing prices.

Looking back over the past 20 years or so, it seems that house prices have been climbing until they reach the limits of most people's purchasing power. However, in the past two years, housing prices in mainland China have finally ushered in an adjustment, bringing hope to many home buyers. The current real estate market is neither a frenzied upswing nor a panicked crash, but a market that is gradually maturing and stable.

In this transition period, home buyers are beginning to look at real estate with a more rational eye, and they no longer blindly pursue high-priced properties, but pay more attention to the actual value of the house and the quality of life. Developers are also actively adapting to this change by launching more affordable residential projects that meet the needs of the market.

However, the fall in house prices has also raised concerns. Those who have already bought a home are worried about the continued decline in house prices, while those who have not yet bought a home are equally worried. This concern is not groundless, the current housing price level in the mainland is still high, and the national average housing price is still close to 10,000 yuan. Buying a home is still a daunting task for most average families. At the average house price, it takes at least one million dollars to buy a house, which is undoubtedly astronomical for many young people, especially those living in first- or second-tier cities. As a result, many young people have to exhaust their family's savings for decades in order to buy a house, and even have to take on a heavy mortgage for two or three decades. This means that the house is not only a symbol of family wealth, but also a concentrated expression of the family's savings and future income. As a result, even those who have not yet bought a home are uneasy about the fall in house prices.

So, where will house prices go from here, will they continue to fall, or will they bounce back as they have done in the past? To answer this question, we need to analyze the current housing market environment in depth. At present, the property market policy is extremely beneficial to the development of the real estate industry and provides a good environment for people to buy houses. From 2022 to 2023, rescue policies have been introduced in various places to stabilize the property market, and in 2024, these favorable policies have sprung up. Today, in many cities and regions, restrictions on purchases and sales are dead in name only, and mortgage rates and down payment ratios are at record lows. This means that the restrictions on people buying a home are greatly reduced, and the threshold and cost of buying a home are also greatly reduced. In addition, there is plenty of room for buyers on the market, whether it is a second-hand home or a new home, there is plenty of room for buyers to choose from.

Driven by favorable policies for the property market, house prices should rebound and grow significantly, similar to the overall upward trend after 2015. However, the reality turned out to be contrary to expectations, and house prices did not rise as expected. The deep-seated reasons behind this indicate a profound change in the pattern of the property market.

At present, the property market adheres to the regulation principle of "housing for living, not speculation", and this concept has gradually taken root in the hearts of the people. More critically, there is already a severe surplus of housing resources, while demand is shrinking. With the gradual departure of property speculators, the future demand of the property market will mainly rely on buyers who are just in demand and improving. However, the demographic dividend of the real estate industry is gradually disappearing, the speed of urbanization construction will slow down, and the number of post-00s and post-10s is 103 million less than that of post-80s and post-90s, indicating that the number of home buyers will continue to decrease.

Therefore, the new normal of the property market in the future will be that supply exceeds demand, and the property market will enter a buyer's market. However, the scarcity of resources means that property values will continue to rise in some areas and locations in the future.

In the new property market environment like 2024, which houses will have higher appreciation potential? This is a question that investors and home buyers are concerned about at present. In this regard, there are 3 types of houses that may become golden houses in the future, and insiders have begun to buy them.

1. Western-style houses on the outskirts of first- and second-tier hot cities

The weather vane of the property market always guides the eyes of home buyers. Low-rise bungalows, with their elegant living environment and comfortable living experience, have always been favored by buyers who pursue quality of life. However, the high price is often prohibitive, and it has become an unattainable dream for many buyers who just need to buy a home.

However, as time flies, cities change, and so do opportunities. Nowadays, in the suburbs of popular first- and second-tier cities, the price of low-rise bungalows has gradually become affordable, sometimes even lower than that of high-rise residences in the main urban areas. Such a price advantage has undoubtedly opened a door to a quality life for many buyers.

Note, however, that such opportunities are not everywhere. It only favors those cities that have great potential for development, and those that will continue to expand and grow in the future. As the city continues to move forward, the former suburbs will eventually become bustling new towns. There is a better planning and design, a better living environment, and the value of low-rise bungalows will continue to grow over time.

2. Lakes and parks in the city, the habitat of the soul

In the busy city life, we often long to escape the concrete jungle and find a world of tranquility and nature. Parks, especially those with lakes, are like a piece of pure land in the city, providing us with solace for the soul.

Lakes and parks, as a scarce resource in the city, especially in the northern cities, lakes are even more rare. As a result, homes close to these natural treasures have become a destination for many home buyers. They not only bring a peaceful and harmonious living environment to the occupants, but also become a rare leisure destination in the city.

Imagine taking a family stroll along the park's lakeside trail on a weekend afternoon, feeling the breeze and watching the lake and mountains. For the elderly, it is a good place for them to exercise in the morning and look at it in the evening, and for children, it is a paradise for them to get close to nature and let go of themselves.

However, as the city continues to expand and develop, these homes close to parks and lakes will become more and more precious. They are not only ideal for living, but also potential stocks for investment. Therefore, such a home is undoubtedly a rare treasure for those buyers who pursue a high quality of life and love nature.

3. Better old community

Some of the older communities, which have been carefully renovated=, are not only rejuvenated, but also attracted attention for their excellent location and abundant resources.

When people think of these old neighborhoods, the first thing that comes to mind is often the prime location in which they are located. Although the years have left their mark on them, they still have more transportation, business and educational resources than any other region. In the territory of the city, most of the top educational resources are gathered in the core area, as the old saying goes, "those who get the education get the world", which also makes the charm of the old community enduring.

Nowadays, with the acceleration of urban renewal, many old houses have been renovated. Especially those old communities that are originally young and located in prime locations, after the transformation, the living environment has been greatly improved. What's even more gratifying is that many of these old communities have also installed elevators, making the living experience comparable to that of newly built commercial housing. They not only retain the advantages of the location, but also occupy unique advantages in education, medical care, etc., so they are favored by home buyers.

At present, the property market will gradually shift from undersupply to oversupply, and this trend is likely to continue. In this context, when choosing a property, buyers should not only consider the quality of the house, but also pay attention to its value preservation. After all, everyone wants their property to maintain and increase in value. The above-mentioned old community, due to its scarcity and location advantages, is expected to rise steadily in the future and become a leader in the property market.

So, what do you think of these houses?