The core business system of the new generation of the Postal Savings Bank was put into full production

　　On January 27, the core system of the new generation of corporate business of the Postal Savings Bank of China was fully put into operation. Following the new generation of personal business core system, PSBC has promoted the re-practice and re-development of key technologies that are fully independent and controllable, and the infrastructure that is fully localized. The successful construction of the new generation of the company's business core system provides a reference practice case for the digital and intelligent transformation of the financial industry, and lays a solid foundation for building a solid security line of defense for the digital and intelligent financial industry.

　　The core system is the top priority of the bank's IT system construction, the brain and heart of the bank, and an important embodiment of the bank's scientific and technological strength. As a large state-owned commercial bank, PSBC has accelerated the implementation of the national innovation-driven development strategy, deeply grasped the opportunities of the financial technology revolution and industrial transformation, made every effort to build a new generation of corporate business core systems, strengthened technology-enabled business development, and created new competitive advantages in the future.

　　The core system of the new generation of corporate business is the "hard-core work" of the Postal Savings Bank that has lasted two and a half years and has carried out scientific and technological breakthroughs with the strength of the whole bank. The system has the following characteristics: First, the enterprise-level modeling method is simple to control the complex. The system construction is based on an enterprise-level perspective, customer-centric, decoupling intertwined processes, reshaping business and service processes, and greatly improving customer experience. The second is the implementation of agile innovation in the implementation of postal storage. The business model and application components are mapped one by one, and more than 5,000 standardized "parts" that can be flexibly assembled are designed, driving business agility with technical agility to meet the needs of personalized, differentiated and customized product innovation. Third, the localization of software and hardware is independent and controllable. The server hardware equipment, operating system and database involved in the system are 100% localized, no longer relying on foreign technology and intellectual property rights, and meet the requirements of the national independent, controllable, safe and efficient financial infrastructure system. Fourth, standardized data governance draws on the strengths of others. Adopt unified enterprise-level data standards, integrate scattered data resources, and comprehensively and quickly respond to the needs of management decision-making at all levels with more intelligent and three-dimensional service methods. Fifth, customer data can be migrated without feeling. After the system is fully put into production, the online migration of all corporate customers will be carried out in a non-stop manner to ensure the company's business continuity and complete the smooth transition of the operation of the new and old company's business systems.

　　With the full launch of the new generation of the company's core business system, PSBC has achieved empowerment and upgrading in key links such as customer service, product management, business process, and risk management and control. First, a new user experience, which is more convenient and efficient. Taking the construction of the new system as an opportunity, PSBC optimized the business process of handling open accounts and products, improved processing efficiency, shortened customer business processing time, and achieved an overall improvement of the company's customer experience. The second is a new functional design, which is more intelligent and powerful. The new system organically combines digital technology with all aspects of business handling, provides intelligent assisted review and various "automation" functions, comprehensively improves the level of digital intelligence of the system, and achieves "simpler to use, more convenient to operate, and clearer prompts". The third is a new data standard, which is more accurate and standardized. Through system construction, improve the cross-line, cross-departmental, and cross-system data integration and application mechanism, unify data standards and specifications, strengthen the enterprise-level integrated management of system processes and functions, and promote the interconnection and data sharing of various business systems. Fourth, new risk management and control, more safe and scientific. Comprehensively sort out the requirements of the regulatory system, embed the system requirements into products and business processes, run "rigid control" throughout, comprehensively improve customer identity verification capabilities through internal and external data applications, automatically intercept abnormal and suspicious transactions, and further improve operational risk management and control capabilities and compliance management levels.

　　The new generation of corporate business core systems of PSBC has been fully put into operation, further promoting the high-quality development of PSBC's financial technology, accelerating the pace of PSBC's digital and intelligent transformation, and providing an important reference for promoting localization at a higher level and continuously improving the level of security and controllability.　　On January 27, the core system of the new generation of corporate business of the Postal Savings Bank of China was fully put into operation. Following the new generation of personal business core system, PSBC has promoted the re-practice and re-development of key technologies that are fully independent and controllable, and the infrastructure that is fully localized. The successful construction of the new generation of the company's business core system provides a reference practice case for the digital and intelligent transformation of the financial industry, and lays a solid foundation for building a solid security line of defense for the digital and intelligent financial industry.

　　The core system is the top priority of the bank's IT system construction, the brain and heart of the bank, and an important embodiment of the bank's scientific and technological strength. As a large state-owned commercial bank, PSBC has accelerated the implementation of the national innovation-driven development strategy, deeply grasped the opportunities of the financial technology revolution and industrial transformation, made every effort to build a new generation of corporate business core systems, strengthened technology-enabled business development, and created new competitive advantages in the future.

　　The core system of the new generation of corporate business is the "hard-core work" of the Postal Savings Bank that has lasted two and a half years and has carried out scientific and technological breakthroughs with the strength of the whole bank. The system has the following characteristics: First, the enterprise-level modeling method is simple to control the complex. The system construction is based on an enterprise-level perspective, customer-centric, decoupling intertwined processes, reshaping business and service processes, and greatly improving customer experience. The second is the implementation of agile innovation in the implementation of postal storage. The business model and application components are mapped one by one, and more than 5,000 standardized "parts" that can be flexibly assembled are designed, driving business agility with technical agility to meet the needs of personalized, differentiated and customized product innovation. Third, the localization of software and hardware is independent and controllable. The server hardware equipment, operating system and database involved in the system are 100% localized, no longer relying on foreign technology and intellectual property rights, and meet the requirements of the national independent, controllable, safe and efficient financial infrastructure system. Fourth, standardized data governance draws on the strengths of others. Adopt unified enterprise-level data standards, integrate scattered data resources, and comprehensively and quickly respond to the needs of management decision-making at all levels with more intelligent and three-dimensional service methods. Fifth, customer data can be migrated without feeling. After the system is fully put into production, the online migration of all corporate customers will be carried out in a non-stop manner to ensure the company's business continuity and complete the smooth transition of the operation of the new and old company's business systems.

　　With the full launch of the new generation of the company's core business system, PSBC has achieved empowerment and upgrading in key links such as customer service, product management, business process, and risk management and control. First, a new user experience, which is more convenient and efficient. Taking the construction of the new system as an opportunity, PSBC optimized the business process of handling open accounts and products, improved processing efficiency, shortened customer business processing time, and achieved an overall improvement of the company's customer experience. The second is a new functional design, which is more intelligent and powerful. The new system organically combines digital technology with all aspects of business handling, provides intelligent assisted review and various "automation" functions, comprehensively improves the level of digital intelligence of the system, and achieves "simpler to use, more convenient to operate, and clearer prompts". The third is a new data standard, which is more accurate and standardized. Through system construction, improve the cross-line, cross-departmental, and cross-system data integration and application mechanism, unify data standards and specifications, strengthen the enterprise-level integrated management of system processes and functions, and promote the interconnection and data sharing of various business systems. Fourth, new risk management and control, more safe and scientific. Comprehensively sort out the requirements of the regulatory system, embed the system requirements into products and business processes, run "rigid control" throughout, comprehensively improve customer identity verification capabilities through internal and external data applications, automatically intercept abnormal and suspicious transactions, and further improve operational risk management and control capabilities and compliance management levels.

　　The new generation of corporate business core systems of PSBC has been fully put into operation, further promoting the high-quality development of PSBC's financial technology, accelerating the pace of PSBC's digital and intelligent transformation, and providing an important reference for promoting localization at a higher level and continuously improving the level of security and controllability.