Next Friday is Chinese New Year's Eve, it seems that there is no feeling at all, to be honest, these days bank employees are relying on their minds to stick to their posts, for the sake of money, and then be patient.
Obviously, everyone's state is almost at the limit, from the "year-end sprint" to the "good start", the banking business is non-stop, everyone's face is full of exhaustion, and they urgently need the Spring Festival holiday and a huge year-end bonus to soothe their souls.
However, as the Spring Festival is approaching, many things will be settled, and bad news is gradually spreading, which really confirms the saying, "If you don't have hope, you won't be disappointed."
Every year before the Spring Festival, among the employees of major banks, the most discussed topic is the year-end bonus, before they asked each other how much, but now the situation has changed, and they directly ask if there is a bonus this year.
It is reported that a number of bank colleagues revealed to me that their banks have cancelled the year-end bonus this year, and four banks in the province are currently involved, including a large state-owned bank that we are familiar with, as well as several top-ranked joint-stock banks.
This kind of news, for bank employees, is simply a "bolt from the blue", hard work for a whole year, usually low salary, is relying on a bonus at the end of the year to return to blood, and now suddenly notify the year-end bonus is not issued, I really don't know how to spend the Spring Festival.
The bank also gave some more official explanations, mainly because the overall revenue has dropped sharply, the assessment ranking is poor, and the risk exposure needs to be digested, etc., and said that the difficulties are only temporary, and they will definitely get better and better in the future.
So, many friends have questions, if the bank will not issue year-end bonuses in the future, does it mean that the resignation of bank employees is coming?
In my opinion, turnover is normal and necessary, but there will never be a wave of departures, and banks can take advantage of this opportunity to transform.
1. It takes a lot of determination to leave the banking industry.
The employment scope of bank employees is relatively narrow, and it seems that the nature of the work is very exercised, but in fact, it is to cultivate "professionals", especially the old employees who have been in the industry for many years, and may not be familiar with other tracks except for the financial industry.
Now a number of banks have fired the first shot to cancel the year-end bonus, and more and more banks will definitely join in the future, no one knows whether their choice is correct, it is better to watch while walking, and talk about it after a few years.
If you choose another industry, it is tantamount to starting over, it takes a lot of determination and courage, and now all walks of life are facing challenges, and not every bank employee dares to zero everything before.
2. The old employees are relatively stable.
The banking industry is not as good as a year, and employees have some expectations in their hearts, and everyone can guess that this year's bonuses will be less or not at all, and the methods they can think of will actually be tried a long time ago.
Now it is decided to cancel the year-end bonus, which will only boost those wavering employees, and other employees will not be so impulsive for the time being, after all, the major banks are similar, and there is no need to jump from one pit to another.
Including many banks and risk fund system, if you resign, you can't get a penny, the old employees have been working for so many years, the standard of basic salary is quite high, thinking that there is more than the upper than the bottom, they will slowly convince themselves not to jump ship.
3. Salary adjustment is also a delaying measure.
The bank has issued a year-end bonus for so many years, and it was suddenly canceled, whether it is the president or ordinary employees, they must not feel very comfortable, and they must comfort everyone from other aspects.
For example, a joint-stock bank has notified that it will adjust the salary system from 2024, adjust the annual bonus to be paid quarterly, and reduce the proportion of the year-end bonus in the annual income to reduce everyone's expectations for one-time income.
In fact, there are many drawbacks to the quarterly bonus distribution, such as reducing the incentive for employees, predicting the assessment in advance, and paying more taxes, etc., each time it is less, it will be "boiled frog in warm water" unconsciously.
The management of the bank is not afraid of the resignation of employees, and the enthusiasm of the team can only be guaranteed by the turnover of employees, but it is afraid that all employees will leave at one time, and the business will not be able to continue.
The cancellation of the year-end bonus this time is a temptation to clean up the unstable personnel of the army, redistribute work responsibilities by the way, and complete the task of reducing costs and increasing efficiency.
Now it seems that the bank employees have lost again.
(Thank you for your attention, I am a little boss in the financial circle, looking forward to your consultation and message!)