(The original name of this number was "Bayiji" and "Grassroots of Bayiji", due to the routine inspection of the headline platform, it was found that "Bayiji" was the name of the town where the administrative region was located, which did not meet the platform's personal nickname use specifications, and was randomly changed to fashionable lotus leaf Vr, and renamed at the end of the month.) ）
The world is full of wonders, and the headline platform is a colorful river and lake.
In the past two days, someone actually came to me in the background and asked me to help him write articles to promote their company's financial products, and to give me a commission (pen fee).
I said what age is this, and it is too perfunctory to fool the people to take over in this way, right?
1. Why do people believe in you?
I received a message in a private message, saying that he was an assistant of ***** Financial Insurance Company and wanted to talk to me about cooperation and promote their company's insurance and wealth management products?
He said that his company belongs to ****** (central enterprises) and has opened a new financial insurance company in Lujiazui, Pudong, mainly to develop a series of insurance and wealth management products for the middle class, and guide the middle class to complete property appreciation, health insurance and reasonable investment planning, so as to live a more stable life.
I was stunned when I heard it.
I didn't do this, how did you find me?
He said that he was a fan of mine, and saw the content of my brother-in-law's strong stock speculation and loss of money, and felt that I had a deep understanding of family financial management, and also had insight into the stock market, and the article had a certain influence, so I wanted to take my brother-in-law as an example to see if I could develop the target group of family liquid assets of 50-10 million, 1.4 billion people in the country, according to the proportion of 0.1%, this is a blue ocean market of tens of trillions, and the prospects are great.
When I heard this, I laughed, "Even if there are 1.4 million middle-class people in the country who hold 50-10 million yuan in cash, why should people believe you? When you make money and ask people for a commission, they are happy and you are happy."
But what about the loss, people pay real money, are you unscathed, is it fair?
Now that the financial investment market is so chaotic, the grass and trees are all soldiers, and there are often thunderstorms with broken capital chains, who would dare to invest money in unfamiliar companies?"
He took a long time to explain to me, saying, "First, first brainwash customers, establish a correct view of financial management, if you don't manage money, money will ignore you, let everyone know that cash needs to be taken care of, in order to increase value and maintain value, otherwise it will become more and more hairy;
Second, to convince customers of their professionalism, even if the environment is not good, they can outperform the market and outperform the professionals?
Third ,........"
So I interjected, "Then how do you make people believe you?
He said, "I want to rely on people like you to help us publicize more, and we will publicize it through the Toutiao platform, WeChat public account, etc., to instill in us the correct concept of financial management....... We are not a leather bag company, dozens of people, the boss has invested a lot, the entity does not do it, and I start to enter the industry, I feel that the prospect of this industry is very large, and the risk does not seem to be large. ”
I really couldn't help it, "You guys are called empty gloves white wolf, what age and environment are these, you have no qualifications, no professional ability, and the third is layman airdrops, I don't know how many wealth management companies and fund companies have closed down recently, people are investing a lot of money, you just rely on a mouth, you can fool the middle-class money, people's money is blown by the wind?
There is also such a little white, who is still adopting such a primitive propaganda method, it is really ignorant and fearless, and I don't even know how to communicate with him.
I told him, "Now many companies are thundering, Zhongzhi and others are looting the big and middle class, the stock market and funds are looting the small and middle class, everyone has no money, hold their pockets tightly, and risk prevention is the first;
Poor people choose not to pay five insurances and one housing fund for work, and they have more money in their pockets, where can they still have money for financial management and insurance?
People who are particularly wealthy, and people don't have your insurance, why? People's luxury cars are millions of cash, even if there is any problem with the car, he himself has enough money to solve these problems, and they also have one-on-one financial advisors in financial management, what is the attraction of your company to them?"
He lost his temper at what I said.
2. Family financial planner
Later, he began to talk to me about how family assets should be allocated, and how important should family assets and actuarial insurance be?
And I said, in a word, how do you get me to believe in you?
He is also a talent, and he directly showed me his hole cards, "So, we would like to ask you to help publicize it." ”
I said, "Propaganda, can you fool you?"
I'm really convinced, and I've talked to him so much.
He later said that an article can give me 100-2000 yuan to see the amount of reading and drainage effect.
I asked him, "Do you know how online traffic diversion works? If you want to put your article on the premise and on the hot search, you will have to collect money;
The traffic of many platforms is clearly priced, for example, push 5 days, push 7 days, hang to the top 10, top 100, there are specific charging standards, not that the articles you write are good, just push you more, that is all by money.
Do you know why Internet companies burn money? Do you know the ratio of drainage and transaction? Do you know why so many companies have wasted their initial investment?"
He said, "I know, so I'm going to mobilize more than 50,000 authors to help them publicize." ”
I was really poked to laugh by his ignorance and cuteness;
Thinking that he was also a college student who had just graduated and had not yet been beaten by society, I suddenly sympathized with him, and actually wanted to encourage him, so I talked to him a lot.
Later, he sent me a lot of information.
I researched and found that what their company may want to do is a kind of family financial planning, hoping to make financial products at different stages for specific families through their professional knowledge, and make some considerations and arrangements for family assets in advance.
This is very common abroad, similar to family GP, family lawyer, etc.
The starting point is good, but is it suitable for China's national conditions?
3. Has their company been risk analyzed?
Seeing the profile of their company boss, it seems that an elite person, before doing this company, he also had a lot of titles, I don't know why he withdrew from the original physical industry, and spent hundreds of thousands of dollars every year to rent an office in Lujiazui, hired dozens of people, and entered this industry, with a rent of 2 million a year and personnel expenses, which is indispensable.
I'm wondering, when this company opened, didn't it do the company's financial management and insurance planning, and didn't it do risk analysis?
I suddenly wanted to go to the boss of their company, to analyze the SWOT for them, to remind them of their risk prevention points, at least let them stop losses in time, don't be carried away by their passions, thinking that the blue ocean full of opportunities is actually the red ocean where the smoke of gunpowder has dissipated and the monopoly leader has been established.
On the other hand, there should be fewer investment opportunities in the real industry now, so they plunged in and started from scratch.
It's quite pitiful to think about this company.
The boss who opened this company invested his life, hoping to be small and big, empty gloves and white wolves, to make the difference, who knows what kind of ups and downs he will face in the future?
Dozens of employees in his company are now eager to develop the market, looking for drummers, hoping to grow with the company, but can the future be as they wish?
I hope they can have good luck, and I hope that the fortune of the country will get better and better.
Finally, I would like to remind readers and friends, keep your eyes open for financial investment, consult more Baidu, consult more relevant people, and don't lose the principal because of greed for small profits.
(Final)
Everyone is welcome to like, comment, and forward.
#我来唠家常#
