#Record My 2024#
Yesterday I shared an article about how I sold insurance a few years ago, but I didn't expect the comment area to be scolded, and all the vicious words came out, I trembled when I saw these words, and I really wanted to cry.
I'm really stunned, I tremble when I see these words, this is too vicious! I didn't do anything heinous, I just sold insurance, I didn't steal, I didn't rob, I didn't break the law, I just did a profession that you don't recognize and don't understand, and your disapproval doesn't mean that everyone doesn't need it~
With my own prejudices and without understanding, I am really funny to criticize me for my own ignorance?
This is the title of the article that was scolded yesterday.
I don't understand, what age is it now, and some people think that insurance is a trap! You have to say that it is the people of our parents' generation who read less and don't understand insurance, and think that insurance is useless, and I can understand that they have this kind of thinking, but now it is the 20s of the 21st century, and they are all people who have read books and received new knowledge, and how much should they know a little about insurance, right?
If you are born in this era, if you don't have a sense of insurance, it's your own reason.
You still think I'm cheating by selling insurance? Think about how ignorant you are, how ridiculous you are? Where did you get the courage to condemn me from the moral high ground in ignorance of such things that are beyond your own knowledge?
Simply popularize insurance#Breaking news#
If insurance is not important, why does the state enforce universal social security, even in remote rural areas, it also advocates that every household purchase cooperative medical care. It is not to solve the problem of difficulty in seeing a doctor for ordinary people.
However, the country's economy is limited, the popularization is also limited, and social security can only cover a small part of the ordinary medical expenses of the people. It is not yet possible to fully cover the diseases of the common people.
Commercial insurance is to supplement some of the remaining medical expenses after social security reimbursement, and in the face of major illness, it can pay you hundreds of thousands in advance at one time.
Insurance products are nothing more than some medical insurance, serious illness insurance, pension insurance, and education funds.
In fact, every household needs insurance, but our Chinese people's awareness is not in place, more than 90% of families in developed countries are insured, while our Chinese family's insurance is less than 40%, a large part of the reason is cognitive bias.
#Documenting My Life#
Perhaps, in your opinion, insurance is still cheating. But in my opinion, to do insurance is to do a great good, and insurance is the umbrella of each of our families.
Insurance can help our people solve the problem of difficulty in seeing a doctor, the problem of providing for the elderly, and the problem of children going to school.
Let's first talk about the difficulty of seeing a doctor, how many families have returned to the pre-liberation period with a serious illness, and can ordinary families afford to have a serious illness of 300,000 to 500,000 yuan?
If you have a critical illness insurance, it may only need to pay 10,000 yuan per year to have an insured amount of 30~500,000 yuan, to put it bluntly, it is a leverage principle, and the premium you pay can be leveraged dozens of times higher. You were supposed to spend 300,000 yuan on treatment yourself, and now you spend 10,000 yuan to solve it.
It's like your car has to be repaired and assessed for 20,000 yuan, and the 20,000 yuan is all paid by the insurance company, provided that you spend thousands of dollars in advance to buy insurance for the car. That's what car insurance is all about, it's insurance for a car.
Isn't this the same truth? Life insurance is the guarantor, when the person has a problem and needs to spend 200,000 yuan, then the 200,000 yuan will also be issued by the insurance company, provided that you spend thousands of dollars in advance to buy insurance for someone.
Would you rather buy insurance for your car than for yourself? Are cars more important than people?
Let's talk about the issue of pension. When you are old, do you want to live in poverty and rely on the help of your children, let the children kick around like a ball, and you will be a burden to someone's house and family, you can't eat enough, and you have to look at your daughter-in-law's face to pick up vegetables.
To put it bluntly, you still don't have any money, if you have tens of thousands, hundreds of thousands of pensions every month, the children will treat you as a sweetheart and rush to support you.
I still want to have this kind of "sojourn" and "migratory bird" pension, and have a high quality of life in your later years, so that your later life is rich and colorful. I have an endless pension, and my children are becoming more and more filial, all of them look at your face, this is human nature.
Where does that pension come from? It's not the pension you saved for yourself when you were young.
I don't need to say much about the education gene, if you have the ability, prepare early, and there is no pressure on your child to go to school. If your family has money and you don't use it, you can keep it for your children to start a business.
Or someone said that I have been earning money, and I will give as much as my children want, and there is no shortage of money, and there is no need to save in advance. You have a strong earning capacity. Who will provide for your children to complete their studies and start a family, so for the sake of insurance, it is better to reserve in advance, there is an old Chinese saying "take precautions".
I'm not here to sell insurance today, so I won't say more.
In short, I just want to say that if the financial means allow, there is still insurance. Maybe you spent money to buy it, you can't see it, you can't touch it, and you always feel that you have spent nothing. In fact, it is a tool for you to have a security for the family and a way back when you are embattled.
None of that is the point of my remarks. What I'm saying is that insurance is very important, and I go to sell insurance to my clients with a serious and responsible attitude, because I really want them to have a protection. How to deceive?
The reason why my relatives and friends bought insurance from me was because they listened to my introduction and realized the importance of insurance, so they bought it.
But after a long time, they forget the benefits of insurance, and they don't seem to use insurance when they are healthy, and they feel that insurance is useless and don't want to pay, so this insurance awareness is still very weak, and they have to keep brainwashing.
At that time, as an agent of an insurance company, my task was to popularize insurance awareness to more people, deliver insurance to thousands of households, let more people have insurance, and let people have a way out and one more choice when facing illness and difficulties. Let our life have no worries.
I've always felt like I'm doing a good job, and I've always felt that the insurance industry is a great philanthropic business. #Boutique Long Essay Creation Season#