As the Spring Festival approached, everyone began to take stock of their annual earnings.
I listened to a friend's experience at a recent party, and it was really touching. This friend is in the middle level of a multinational company, with a high salary, and he is usually the object of envy in everyone's eyes. But last year, several stocks he selected performed poorly, and he originally wanted to be a long-term investment for a few years, but his father-in-law suddenly had a serious illness and urgently needed money, so he could only cut his flesh and shoot, not to mention that he didn't make any money inside and out, and he lost a lot of money.
In the end, he said with some emotion: When people reach middle age, there are old and young, and they really can't bear any high risks. When investing in the future, you can't look at the master and fight for luck, or be safe, and it is best to make steady profits without losing money. Otherwise, it may really not matter in normal times, and when you need money, you can only do it in a hurry.
In fact, this is not only his idea, we also feel the same way. The experience of the past year has made many people now only seek the word "stability" in their financial management. Even if you have surplus food in your hands, you don't dare to make a move easily. Otherwise, reverse repos of treasury bonds would not have been so popular recently.
However, the reverse repurchase of treasury bonds also requires a stock account, and requires a certain degree of professional ability, and many friends also find it a little inconvenient to take care of it. I looked at many wealth management products issued on the market now, and found that it is very similar to the low-risk and stable income of treasury reverse repo, but it is more convenient and faster to operate, and it can be carried out with only a Yu'e Bao account #2024 Spring Festival Financial Strategy#.
Positive returns, as the name suggests, are recommended for more than seven or eight consecutive quarters since their inception. Because of the endorsement of the historical performance of "never losing money", there is no need to worry about the market when you buy it, and it is a down-to-earth steady profit.
Of course, as long as some people see "steady earning", the first thing that comes to mind is to deposit in the bank and eat interest. However, recently, major state-owned banks have lowered their deposit interest rates, and the annualized demand has been reduced to 0.2%, the one-year has dropped to 1.45%, and the three-year rate is only 1.95%. Compared to previous years, yields have fallen considerably.
The Wealth Black Card Positive Income Series is not only stable, but also has an attractive yield. Whether it is a positive monthly return or a positive quarterly return, the annualized rate of return can easily exceed 3%. I flipped through the recommended products on the official page, and the target rate of return ranged from 3.39% to 5.15%, which is frankly a bit amazing.
In addition, the monthly positive income can be held on a rolling basis, and the quarterly positive income product income is also higher and more flexible than the income of savings insurance, which is the main high-yield and stable income. You can choose your favorite products according to your own financial needs.
If you buy it on the eve of the Spring Festival, lock it for 30 days, and you don't have to worry about the market during the New Year, and truly realize the ideal of "lying down for a Spring Festival and lying out of a New Year's fee".
In addition, wealth black card users can also receive 398 yuan of red envelopes per month, which can also be used to deduct the cost of buying funds, if this dividend package is full, it is 4776 yuan a year.
Speaking of the Spring Festival, we have to mention a icing on the cake feature of the wealth black card, that is, in addition to buying income can make a steady profit without losing money, black card users can also enjoy a number of real rights and interests during the Spring Festival.
Taking tourism as an example, overseas travel during the Spring Festival has been a popular trend among white-collar workers in recent years. There are at least two concerns when traveling overseas, one is the exchange rate, and the other is shopping.
In terms of exchange rate, as we all know, there are too many uncontrollable factors that can cause changes. Before traveling, accounting for this part of the exchange rate fluctuation loss is also a must-have homework for many veteran tourists. However, Fortune Black Card users can use the Global Black Diamond Exchange Rate Card to enjoy the best exchange rate when traveling overseas, and there is no need to worry about this. For many people's favorite program when traveling - duty-free shopping, Fortune Black Card users can enjoy the super money-saving rights and interests of 30,000 minus 2,000 at DFS Global Duty Free Stores, and it is covered by DFS stores worldwide. In addition, airport security checks and chauffeur-driven transfers during travel can also make the whole trip more comfortable and effortless.
If you don't want to go abroad and just want to travel domestically, black card users can choose a gas card of 1,200 yuan per year, plus a maximum of 450 yuan consumption red envelopes and 12 Starbucks latte coupons, movie tickets and phone bill red envelopes.
If you don't have a wealth black card, as long as Alipay has a comprehensive allocation of 300,000 yuan, you can upgrade it immediately and enjoy the above benefits.
Looking back on the past and looking at the Year of the Dragon, more and more people are discovering that no matter what the year is, steady profit is the best choice for everyone. Whether it is investment and financial management, or daily life, it is the right way to have no worries and then seek the icing on the cake. Having said so much, interested friends can go to Alipay to search for wealth black cards, and see what wool can be picked, and it is a loss if you miss it.