Facing retirement, Zhang San made full preparations in advance
There are only 3 years left before the statutory retirement age. Early retirement is just around the corner, and as a person with a plan, Zhang San decided to prepare well in advance, and never wait until he is close to retirement to start preparing.
Zhang San checked the company's retirement system and process in detail, and also asked Wang Wu, an old colleague who had retired, in detail, to understand the time node of the entire retirement application and approval, and ensure that he provided sufficient and accurate materials when applying.
Zhang San also carefully calculated the number of years he paid until retirement and the annual payment base. According to the pension calculation formula stipulated by the company, Zhang San calculated that the amount of pension he can get per month is about 3,000 yuan.
This amount is enough for the current Zhang San to live on. But Zhang San realizes that the cost of living could increase dramatically in the next ten or twenty years. Therefore, he plans to save in advance and strive to increase his standard of living after retirement.
Zhang San hopes that his retirement life will be more colorful, and he can travel around the world and participate in his favorite interest classes such as painting and singing. To this end, he began to carefully plan his living expenses, make reasonable use of his current income, and prepare for retirement.
Zhang San understands that the more he plans in advance, the more secure his life will be after retirement. He is determined to take action and not delay any longer to ensure a happy retirement.
In the face of retirement, Zhang San adjusted his mentality to remain peaceful
Zhang San has both yearning and anxiety about his upcoming retirement. After he confided his feelings to his colleague Li Si, under Li Si's suggestion, Zhang San realized that he needed to adjust his mentality in time and face retirement life peacefully.
Zhang San had always dreamed of all kinds of dreams that he could achieve after retirement, such as traveling around the world, learning Xi painting, and fishing every day. But he also worries about whether he will feel empty and lose his sense of belonging when he retires.
Li Si told Zhang San that retirement is a natural stage of life, and there is no need to think too much about it. What Zhang San needs to do is to treat it with a normal heart, don't be too demanding for retirement life, and don't think that life is over because of retirement.
Zhang San understood what Li Si meant, and he began to learn to face retirement with a peaceful mind. He told himself that he could still live a meaningful life after retirement and welcome this wonderful new phase of life with his family.
Zhang San relaxed himself and no longer struggled with the imagination of the definition of retirement. He let it go and let life move naturally. The picture of eating dumplings around the kang with his family and making dumplings together during the Chinese New Year comes to Zhang San's mind, and he will enjoy his retirement life to the fullest.
Pay attention to your duties at work, and exercise to strengthen your body in life
When there were still 3 years before retirement, Zhang San began to do a good job of handing over the work, and he took the initiative to tell the department leaders that he could start training young people, and he only needed to ensure the quality of his own work.
Zhang San no longer forced himself to work overtime to catch up with the project as before, he commuted to and from work on time and left the company at six o'clock every day to go home. Colleague Li Si admired Zhang San's work attitude, and Zhang San told Li Si that he wanted to make his life more fulfilling and rich.
After work, Zhang San will go to the basketball court in the community to exercise his body, exercise and train on the rowing machine and treadmill. He also picked up his favorite table tennis game in college and signed up for the senior table tennis tournament held in the community.
At the invitation of Lao Wang, Zhang San participated in the local amateur table tennis association. Playing table tennis every weekend makes Zhang San feel physically and mentally happy. When participating in the competition, although he could not win every time, Zhang San felt the passion for competition that he had not seen for a long time.
By playing more sports, Zhang San feels that his body is getting stronger and stronger, which will help him have an energetic retirement.
Xi new things, Zhang San keeps his mind sharp
Colleague Li Si suggested that Zhang San could learn some new things to keep his thinking agile and prevent mental decline. Zhang San agreed with Li Si's point of view and began to learn to Xi use some new technology products.
Zhang San watched the evaluation of the latest smartphone, and also went to the electrical store to experience the functions of the new sweeping robot. He found the new technology products to be easy to operate and easy to use.
Zhang San also assembled a voice assistant with his granddaughter, a process that was a bit difficult for Zhang San, but in the end, the successful assembly gave Zhang San a sense of accomplishment. The Xi of these new things enriched Zhang San's life.
In order to make a video blessing for his wife's birthday, Zhang San taught himself how to use video editing software. He selected photos of his wife's life and made a short video with beautiful background music.
The wife was very moved when she saw it.
By Xi learning these new skills, Zhang San feels that his thinking is sharper, and it also adds fun to life. This helps him to maintain a positive mindset after retirement.
Dealing with heterosexual relationships, Zhang San avoids unnecessary trouble
Li Si specially reminded Zhang San to be cautious in handling relationships with colleagues of the opposite sex and not to be too intimate, so as not to cause unnecessary trouble. Zhang San thanked Li Si for his advice, which he realized was very important for his quality of life after retirement.
Zhang San decided to maintain only necessary work contacts with colleagues of the opposite sex, and no longer have private contact outside of work. Even if it is a work communication, Zhang San also maintains a distance of understanding and proportion, and there will not be too many unnecessary jokes or ambiguities.
After work, Zhang San went home directly to have dinner with his wife, watch TV together, chat and take a walk. He always reminds himself that he has entered middle age, and he should cherish his family more to avoid unnecessary trouble.
Zhang San also talked about his thoughts euphemistically, and his wife expressed her satisfaction and support for Zhang San to pay more attention to family relationships.
Zhang San believes that as long as he is moderate and works hard to manage his family, he can avoid many unnecessary troubles and make his retirement life more peaceful.
Save money for old age
Zhang San realized that the economic foundation will directly affect the quality of retirement life. So he decided to actively save money and fully prepare for old age.
Zhang San estimated the standard of living that can be supported by a pension after retirement. He then set a goal of a retirement living reserve, which he hopes to achieve by saving his own money in advance.
Zhang San began to make monthly and annual financial plans for the family. He saves on day-to-day expenses and restricts discretionary spending. Every month, 30% of your net income is put into a retirement reserve account, and you are on track to meet your savings goal.
At the same time, Zhang San also cooperated with the deposit to properly carry out low-risk financial management. He opted for a principal-protected fund and a portfolio of short-term treasury bonds for some additional income.
Although he planned a little late in advance, as long as he worked hard to save money, Zhang San believes that the financial security of retirement life can still be achieved. He hopes to live a happy old age without money worries.