Zhou Yingcan's basic introduction
Zhou Yingcan is a post-90s girl who has shown amazing talent Xi learning since she was a child. She has an indifferent personality, doesn't like to socialize, and all her thoughts are focused on her studies. In middle and high school, he studied in a well-known school in Shanghai, and his grades were among the best all year round, and he was a role model for many children to learn Xi.
During the college entrance examination, Zhou Yingcan went ashore with high scores and successfully entered a top university to study Xi. In the four years of college, she is still diligent and studious, and has won honorary titles such as "Three Good Students" in the school.
In order to further improve her academic qualifications, Zhou Yingcan was admitted to a prestigious British university with excellent results and obtained a master's degree from the University of Bristol. Passing through the test with high scores all the way, Zhou Yingcan's academic resume is extraordinary, and she is also regarded by many as a model of the victory group in life.
Zhou Yingcan borrowed 920,000 yuan from her aunt
In 2017, Zhou Yingcan, who had just entered the society, found a job in Shanghai. In order to facilitate her work, she decided to buy a small apartment in the center of the city as her own residence.
However, due to the high proportion of down payment and the limited income from her new job, she did not have enough savings on hand to make a down payment. In desperation, Zhou Yingcan decided to borrow 920,000 yuan from her aunt to complete the house transaction.
She made a solemn promise to her aunt that she would pay off the loan as soon as her income stabilized. However, after getting the money, Zhou Yingcan did not buy a house, but quietly paid for her study abroad with the money.
She changed the purpose of the loan without consulting her aunt, and did not inform her aunt in time of her plan to study abroad. It wasn't until later that my aunt heard the news that Zhou Yingcan went to study in the UK through other channels, and she knew that her 920,000 yuan had gone into her niece's pocket without explanation.
Zhou Yingcan did not pay back the money in the UK for three years
Flying across the ocean to a foreign country, Zhou Yingcan devoted herself to her studies. She didn't take it to heart about changing the purpose of the 920,000 yuan loan without authorization, but only studied and enjoyed British life.
In the past three years, she has not taken the initiative to contact her aunt to repay the money, and she has never paid back even a penny. The aunt was supportive of Zhou Yingcan's study abroad at first, but after a long time, seeing that Zhou Yingcan didn't mention repayment, the aunt was anxious.
She contacted Zhou Yingcan many times to repay the debt, but each time the reply was ambiguous. 920,000 yuan is not a small amount for the aunt, and if she is lost in vain, her life will also be affected.
In desperation, the aunt decided to sue the court, hoping to recover her hard-earned money through legal channels.
The court ruled that Chow still had to repay the loan
After the trial by the court, the judge ruled in accordance with the law that the defendant Zhou Yingcan should repay the aunt's loan of 920,000 yuan as scheduled in accordance with the loan agreement. The verdict was obvious, Zhou Yingcan was unexpected, she thought that the court would stand on the side of young people, but she didn't expect to support her aunt to seek justice.
After the verdict came out, she did not choose to actively enforce it, but evaporated from the world and was never heard from. Seeing that the loan had come to naught, the aunt applied to the court again for enforcement.
In 2020, Zhou Yingcan was finally included in the blacklist of dishonesty by the court, and was subject to punitive measures such as restricting consumption and restricting high consumption.
Zhou Yingcan's various means to evade court enforcement
Entered the blacklist of dishonesty, Zhou Yingcan not only did not reflect and repent, but intensified her efforts to evade the court to collect debts. She quit her steady job in Shanghai, cut off contact with the outside world without saying goodbye.
The court enforcers have come to collect debts many times, and she can skillfully resolve them. She even pretended to be her twin sister, showed her sister's ID card and mobile phone to the judge, and falsely claimed that she was her sister, successfully tricking the judge to leave.
It turned out that over the years, Zhou Yingcan has done a lot of unsavory things with his scheming and wisdom. She once mortgaged a house to two families at the same time, and she wanted both, and she made a lot of profits.
She also borrowed money from everywhere, but never paid it back, and defrauded others of nearly 2 million yuan over the years. On the surface, he is angry and an honor student, but in fact he is a liar with a bad heart and a mouth full of lies.
Persuasion by law enforcement officers and mothers was to no avail
The enforcement judge went to Chow's residence several times, hoping to communicate with her in person and formulate a reasonable repayment plan. But every time Zhou Yingcan can find a way to escape.
When her mother saw that her daughter was bent on going her own way, she also went to talk to her and persuaded her not to always evade her responsibilities and take the initiative to solve the problem, which was a wise move. But Zhou Yingcan turned a deaf ear, and the mother-daughter conversation broke up unhappily.
In September 2020, the court summoned Zhou's mother for an enforcement conversation. The mother solemnly promised to pay off 400,000 yuan within a year, but the judge saw that this was just a coping word, and Zhou Yingcan had no intention of repaying the money at all.
So the judge advised the mother to let her daughter face all this, but the mother reluctantly said that her daughter had not listened to her for a long time and had turned against her.
Zhou Yingcan took the initiative to contact the court to repay the loan
Day after day, Zhou Yingcan found that her living space was getting smaller and smaller. After the dishonesty was filed, all the credit cards she wanted to apply for were returned, and there was no way to buy a house or a car.
Even if he has twin sisters, he will not be able to escape the punishment of the law in the long run. At the end of 2021, perhaps tired of the endless hiding life, Zhou Yingcan finally took the initiative to contact the court and said that she was willing to repay her debts.
She paid off all the arrears in one lump sum as required by the court. Looking at the young and sensitive woman in front of him, but now exhausted, the executive judge couldn't help but sigh.
He hopes that Zhou Yingcan can learn a lesson and be a new person. Breaking the law is the road to self-destruction, and debts must be repaid eventually. Only by being honest can we gain a foothold in society, otherwise we will be abandoned sooner or later.
The judge believes that the wise Zhou Yingcan will re-examine herself and avoid breaking the law and dishonesty again.
Implications of this case
This case has made us deeply realize that integrity is the foundation of life and the minimum moral bottom line of everyone. Although Zhou Yingcan has made outstanding achievements in her studies, she deceived others and herself because of her lack of integrity, and as a result, her reputation was ruined.
Her mistakes remind us that no matter how clever we are, there will be retribution for breaking our promises. We must be honest with others and stick to the bottom line, no matter how tempting it may be. For lawlessness is the way to destruction, and it encourages fraud, and it must be punished.
Zhou Yingcan's choice to pay off his debts was wise and correct. This case also reminds us that in the face of difficult situations, we should face up to the problem and actively communicate with others, rather than escaping reality.
We need to keep an open mind and communicate with our family and friends to tide over the difficulties together. I hope that Zhou Yingcan can learn a lesson and start anew, and treat everyone with an honest attitude, so that she can get a new life and regain a foothold in society.
epilogue
This case once again shows that integrity is the foundation of life, and it is related to the long-term peace and stability of individuals and society. We must remember that honesty is the most important thing, and even if we can deceive for a while, we will not escape the law.
Zhou Yingcan finally chose to repay the loan, proving that she still retains a wise mind. We should not limit ourselves to the immediate future, but also take a long-term view. Untrustworthy behavior not only ruins one's own reputation, but also deeply hurts others.
Integrity must not be lost at any time. It is the cornerstone for everyone to enter the society and gain a foothold in the society. I hope that Zhou Yingcan can keep her promises and have good thoughts in the future, so that she can gain people's trust and win happiness.