2024 is just around the corner, so you must hold your wallet tight. No matter who advises you, don't touch these five things, whoever touches them is unlucky, unless you have money and nowhere to spend, otherwise you won't even be able to find the north, let alone know where the things are.
The first is to invest in brick-and-mortar stores
In the past two years, everyone should know that the real economy is not very good, especially some national chain franchise stores, if you want to join, you must decorate according to their requirements, and then buy some equipment from them, including some raw materials, and also need to pay franchise fees, and some need to pay management fees later, which is not small tens of thousands, more than hundreds of thousands of gone. At the beginning, you may draw a big pie, and you promised to be particularly good, will support you how to do it, and wait for you to decorate the store almost, the franchise fee has been paid, and when you are ready to start business, no one cares, and now the physical store business is not very easy to do, so unless you have money and nowhere to spend, it is best not to go to the franchise chain store.
Second, don't get a membership card lightly
Everyone should have done the membership card, especially some local tyrants, where they must be members, the small gold card is shining outward, and it is awesome class. Let's not talk about whether there is money or not, it shows its superiority. But recently, I can often see some news, such as some large business clubs, gyms, slimming massage parlors, beauty salons, etc., business is not good, just run away.
But friends who have already made members in these stores, there are thousands of dollars to say less, and tens of thousands of dollars are more, and the money will be directly wasted, this kind of thing often happens, and the general boss runs away, and it is rare to be caught. So let's keep our eyes open. It's a trivial matter that the money is gone, and the main thing is that this kind of thing happens to you, which will make people feel very uncomfortable.
Third, don't take out a loan to start a business
With the rapid development of the Internet industry, now as long as you have good credit, you can get some money to spend first on any platform. Have you noticed that when we usually watch videos, all kinds of online loan advertisements can be seen everywhere. Then there are some people who are not very good at the moment.
But what about the people around me, they spend money lavishly, and they feel very rich, so at this time, they will think, everyone is about the same age, why can people easily make a lot of money. So I was unwilling to think about borrowing some online loans to start a business first, and then pay it back when I made money. Online loans, I advise everyone not to touch them easily, and to think twice.
Fourth, don't take out a loan to buy a house
If you just need it, I advise you, don't worry, you can wait, now the interest rate of the loan to buy a house, is falling again and again, why has the interest rate been lowered, or no one buys a house. Because the common people are smart, you only cut the interest rate and do not reduce the house price, and when we finish buying the house, you raise the interest rate again, then we are not falling into the pit? Therefore, as long as everyone is not in a hurry, then the next step is to reduce the house price.
Fifth, don't choose naked words
After the past three years of the epidemic, everyone should feel how difficult it has been in the past three years? First, you can't buy things with money, then you can't go to work, you can't go back to home, and then you can't find a job if you are unemployed, so if you have a relatively stable job now, no matter how much you earn, you must cherish it, don't quit easily, especially if you need to support a family of friends.
Don't cut off our family's only source of income, 2024 will be even more difficult, everyone must hold on. Thank you for your likes and attention, and we'll see you next time!