The man only has 100,000 yuan, but he regrets buying a house of 1.91 million, and adults always have to pay for their actions!
According to Zhejiang TV: "Recently, Mr. Yu said that he bought a house with a contract price of 1.91 million yuan in Hangzhou, Zhejiang. According to the local house purchase policy, the payment shall not be less than 20% of the record price of the house, and a down payment of at least 380,000 yuan is required, but he only has 100,000 yuan in his hand, and the developer gave him 280,000 yuan, which will be returned in the form of gold coupons, plus the 280,000 yuan in total, which is just enough for a down payment of 380,000 yuan. ”
Mr. Yu also said: "After buying a house, I have a monthly salary of more than 5,000 yuan and a monthly mortgage of more than 7,000 yuan. And admit that I booked a house with a hot mind at that time"
"Now I can't afford to repay, the risk is too great, if the bank finds out, I can immediately repay the 1.9 million, if I can't pay it back, the house will be auctioned. ”
However, after returning home, I made many inquiries and believed that the developer's operation was suspected of violating the rules. Therefore, I don't want this house anymore, and I want to get my deposit back.
In the end, under the coordination of the housing management department, the developer expressed its willingness to refund Mr. Yu's deposit.
Xiao Hei has something to say
The man spent 100,000 yuan to buy a house, but he couldn't afford the monthly payment, which caused widespread discussion. This situation is not an isolated case, and it also reflects the impulse of some people when buying real estate, ignoring their actual financial ability and ability to repay.
The occurrence of this kind of problem has also made some people reflect on how much they are capable of doing and how much they are capable of, and adults are always responsible for their own actions.
My uncle's child, who just graduated from college last year, took a fancy to a suite in Xi'an Port District, and paid the deposit with the 10,000 yuan he had saved without discussing with his family.
This house is worth more than 1.8 million, which is nothing more than a burden for a rural family of 40,000 or 50,000 a year. After discussing with his family, even if the family paid the down payment, his salary would not be enough to pay the monthly payment, let alone live in Xi'an.
So I went to check out, the sales staff said very well, out of the subway mouth, the actual situation is one or two kilometers away from the subway entrance!
But these are all verbal words, and I have no evidence, so in the end, it is still unresolved. The deposit will not be refunded at all.
Although 10,000 yuan is not much for most people, it is a year's living expenses for a rural family.
In the context of the current hot real estate market, many people have thrown themselves into the wave of home buying out of worries about the future, vanity or face. However, there are many problems and hidden dangers behind the blind purchase of real estate.
First, high housing prices make it impossible for many people to afford a down payment, which means that they lose sight of their financial means before making a purchase.
Secondly, many people ignore whether their own repayment can support the long-term monthly payment pressure in the process of borrowing, and once the pressure is too high, it is difficult to bear.
Adults should be responsible for their own actions, and how much ability to do how much is also a manifestation of their own responsibility.
When it comes to buying a home, we need to make decisions based on our actual financial situation and ability to repay.
If you buy a home more than you can afford, it will not only put a lot of pressure on your life in the long run, but it may also affect your quality of life, family relationships and mental health.
Therefore, we must be clear about our own capabilities and needs, buy houses rationally, and not blindly follow the trend.
Finally, in the face of this situation, we should start from our actual situation and do what we can. Before buying a house, you should have a clear understanding of your financial situation, including income level, household expenses, repayment ability, etc.
It is necessary to have a comprehensive understanding and analysis of the demand and price of buying a house, do not be confused by the superficial prosperity, and it is best not to take the good words of the salesperson too seriously.
In addition, in the process of buying a house, it is necessary to actively communicate with the bank, understand the loan policy and interest rate changes, and make adequate preparations and plans.
For those who blindly follow the trend and over-buy houses, learning lessons and stopping losses in time is the most important thing. Finally, I would like to remind everyone that you must be cautious and cautious when buying a property, so as to avoid falling into trouble and bring better protection to your life and family. #Article Launch Challenge#