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"Peking University Genius" Ma Jun: He lost 4 million yuan in futures speculation, and he was begging on the street when he was discovered

author:YT Paris Defense

On the morning of January 16, 2016, Beijing Youth Daily published an article titled "Peking University Graduates Speculate in Futures and Wander and Beg After Losing Their Mother's Real Estate". As soon as this report was released, countless people sighed, and no one would have thought that a high-achieving student who had studied at Peking University would be reduced to begging on the streets. The protagonist in the article is named Ma Jun, who entered the Department of Psychology of Peking University in 2011. So what did he go through? Why did he beg on the streets? The most famous person in this issue takes you into the growth history of Ma Jun.

"Peking University Genius" Ma Jun: He lost 4 million yuan in futures speculation, and he was begging on the street when he was discovered

On May 16, 1981, Ma Jun was born in Dayou Beili, Haidian District, Beijing, and his parents were ordinary workers. When Ma Jun was three years old, his parents divorced, and neither of them wanted this son. Father Ma Xiaobin went to Sichuan to start a family again after the divorce, and he didn't care about his son.

His mother also re-established a family in Beijing, and in this way, Ma Jun lived with his grandparents since he was a child. The lack of father's and mother's love in childhood makes Ma Jun often think deeply, why do other people's children have parents but I don't? Although he is introverted, in the eyes of his grandparents, Ma Jun is an obedient and sensible child, who comes home on time after school every day and never fights and skips school.

Even though he received the best education, his academic Xi grades were mediocre.

"Peking University Genius" Ma Jun: He lost 4 million yuan in futures speculation, and he was begging on the street when he was discovered

Beijing University of Chemical Technology

In 1999, Ma Jun took the college entrance examination and watched other students enter Tsinghua University and Peking University and other famous schools, but Ma Jun was reluctantly admitted to Beijing University of Chemical Technology, majoring in character design. Don't look at Beijing University of Chemical Technology is now a 211 school, but at that time, Ma Jun was still studying in this major. So Ma Jun is just a junior college student.

When he was in college, Ma Jun did not live in his grandmother's house, but rented a house near the school with his cousin Ma Rong. Far away from his relatives, Ma Jun was a little indulgent after going to college, he often went out with friends to fool around, and skipped classes at every turn. When he graduated from university, Ma Jun's grades were very average, and he did not master professional knowledge.

"Peking University Genius" Ma Jun: He lost 4 million yuan in futures speculation, and he was begging on the street when he was discovered

Shuang'an shopping mall

So it was difficult for him to find a professional job, and in desperation, Ma Jun simply entered the mall and became a salesman. At that time, Ma Jun was already 21 years old, tall and handsome, so he entered the Shuang'an shopping mall on the side of the Northwest Third Ring Road in Beijing's Haidian District and became a salesperson of Anna Su's perfume.

Ma Jun, who works in sales, is very hard-working, he likes to learn Xi, goes to work every day, and always follows the old staff to learn all kinds of knowledge about perfume. When selling each product, Ma Jun will thoroughly understand the information of the product. As a result, it will be much smoother when explaining to customers, so Ma Jun's performance is very good, and he will soon be promoted and raised.

In this cosmetics store, Ma Jun has been working for 10 years, and in the past 10 years, Ma Jun has become an old man in the cosmetics industry and has also achieved the level of store manager, but in the end he resigned.

"Peking University Genius" Ma Jun: He lost 4 million yuan in futures speculation, and he was begging on the street when he was discovered

Cosmetics store male sales

In 2008, Ma Jun's monthly income at that time had exceeded 10,000 yuan, and he was personally more economical, and he was able to save more than 8,000 yuan every month. At that time, Ma Jun didn't think about getting married and having children, he just thought about whether he could use his current money to earn more money?

One night in May 2008, when Ma Jun was partying with friends, he learned that his friend had made a fortune. It turns out that speculating in futures can make money? Ma Jun seems to have opened up a new world, constantly asking his friends how to speculate in futures.

After returning that night, Ma Jun began to study the industry seriously. At first, he only took $100 to start speculating, and within a few days, his $100 became $200. This greatly increased Ma Jun's confidence, and he found that speculating in futures could really make money. At that time, Ma Jun was doing foreign exchange futures, mainly trading between the US dollar and the euro.

"Peking University Genius" Ma Jun: He lost 4 million yuan in futures speculation, and he was begging on the street when he was discovered

US dollars and euros

Because of the time difference, Ma Jun's time for each transaction is late at night. During that time, he worked during the day and watched the market at night, and the energy consumption of the whole person was very serious. During the day, he was also warned by his manager when he was always performing well. In order to concentrate more on futures, Ma Jun, who has been promoted to store manager, actually resigned. And began to do futures wholeheartedly.

During that time, he slept during the day and watched the market at night, and the jet lag was completely reversed from a normal person. In order to be able to do futures better, Ma Jun bought a large number of financial books, and he also pulled his cousin Ma Rong to speculate in futures together. In addition, Ma Jun also registered for the exam with his cousin.

Ma Jun applied for the Department of Psychology of Peking University at that time. In Ma Jun's view, people who speculate in futures are people, and psychology is the study of people, as long as he can understand people's psychology, Ma Jun himself can guess the direction of futures, so as to make a lot of money in it.

"Peking University Genius" Ma Jun: He lost 4 million yuan in futures speculation, and he was begging on the street when he was discovered

Peking university

In September 2011, Ma Jun was successfully admitted to the Department of Psychology of Peking University after passing the college entrance examination. In fact, the author is a little puzzled why a junior college student can enter Peking University so easily. If there are no restrictions, the author also wants to try whether he can be admitted to Peking University.

As a 2011 undergraduate student of the Department of Psychology of Peking University, Ma Jun left a good impression on his teachers and classmates at school.

During his studies at Peking University, Ma Jun was still speculating in futures, and during that time, his good luck was gone, and he lost money almost every day, but Ma Jun didn't know how to stop, and he lost all the money he could earn. At that time, in order to save money, when he ate during the day, he used two steamed buns to soak in water.

"Peking University Genius" Ma Jun: He lost 4 million yuan in futures speculation, and he was begging on the street when he was discovered

Ma

In 2012, Ma Jun still wanted to get back the lost money from the futures, so he began to cheekily ask relatives to borrow money, aunts, mothers, grandparents, cousins and cousins. As long as it is a blood relative, Ma Jun has borrowed it, and at first, the family members didn't think so, and they all borrowed it from Ma Jun.

Later, Ma Jun borrowed money frequently, from 1,000 or 2,000 at the beginning to directly ask his aunt to borrow 200,000. My aunt was very surprised and asked Ma Jun what he was borrowing money for? Who knew that Ma Jun replied directly to his aunt: "Don't ask, the less you know, the safer you are, they want my life!"

And this time, my aunt refused to lend the money to Ma Jun, and in desperation, Ma Jun began to borrow from a loan shark outside. But unfortunately, the money was quickly lost again. (Actually, it's not unfortunate, this is originally gambling, and you deserve it if you lose, I advise you not to touch this thing) At that time, Ma Jun lived in the shadow of debt collection every day.

And the negative impact of long-term loss of money eventually made Ma Jun suffer from mental illness, it is hard to imagine that a person who studied Xi psychology ended up suffering from mental illness, which is really embarrassing. The scientific name of the mental illness that Ma Jun suffers from is a behavioral disorder. What does that mean? He would often stand still and not move, sometimes he would stand for a day without eating or drinking.

"Peking University Genius" Ma Jun: He lost 4 million yuan in futures speculation, and he was begging on the street when he was discovered

cliff

In fact, it's not that he can't walk, but that he tells him in his heart that he can't walk, in his subconscious, he is surrounded by cliffs, and it is safe to stay where he is. So this is his mental illness, because of the aggravation of the disease, Ma Jun even began to skip class, of course, he could not attend classes with peace of mind, and finally he was persuaded to quit by the Department of Psychology of Peking University.

In 2015, Ma Jun returned to society, at that time, he could no longer take care of himself, and in desperation, his mother returned to his side and began to take care of him. At this time, the mother found out that Ma Jun had lost nearly 4 million yuan in futures speculation, and owed 3.5 million in debt, and every day, she and her son's residence would be harassed by debt collectors.

In desperation, the mother had no choice but to sell the old house for many years, in exchange for 3 million yuan in house payment, all of which were paid off to her son by usury, and after that, her son's foreign debts were left with hundreds of thousands. After paying off part of the debt, Ma Jun's illness has also improved a lot, and he can take care of himself.

His mother helped him re-rent a house and encouraged him to regain his confidence and be a good person. After that, the mother will give her son more than 9,000 yuan per month for living expenses. After Ma Jun rented a house, he did not continue to speculate in futures, and he began to work again. Every day, I would go to Beijing Fangzhuang Market to sell balloons and roses, and although I didn't earn much in a day, it was enough to eat and drink.

"Peking University Genius" Ma Jun: He lost 4 million yuan in futures speculation, and he was begging on the street when he was discovered

Ma Jun sells roses

Ma Jun's business is very strange, he is unkempt every day, he does not wash his hair or face for several days, and he never washes clothes. On the streets, he was ingenious and could weave all sorts of patterns with balloons, and children would stop when they passed by. And every night when selling roses, Ma Jun will also talk sweetly, when he sees a little couple, he will take the initiative to promote his roses, what is the meaning of roses, he is right. It is difficult for unfamiliar people to see that Ma Jun is a person with mental illness.

It's just that when there is no business, Ma Jun begins to be in a daze, standing there motionless. In fact, at this time, when he was sick, he didn't dare to leave, and someone needed to help him, otherwise, he would stand for a day and a night.

In November 2015, in this cold winter season, Ma Jun was accidentally injured. Because he usually likes to walk with his head down, and when he was on the road, he accidentally bumped into a person who turned on the water. After the boiling kettle fell to the ground, his right leg was burned, and he had blisters at that time, which was very serious, because he had no money to see a doctor, so Ma Jun bought some ointment.

"Peking University Genius" Ma Jun: He lost 4 million yuan in futures speculation, and he was begging on the street when he was discovered

Ma Jun's injured right leg

The next day, Ma Jun still insisted on going out to set up a stall, but in the cold winter of Beijing, Ma Jun could only stand on the streets of Beijing with his bare right leg and hawk. At that time, Ma Jun walked with a limp, and it was very difficult to go up and down the stairs every day, and one night, because of his immobility, he fell down the stairs and broke his arm.

In this way, Ma Jun couldn't sell balloons, so he could only go out at night to sell roses. At that time, some well-wishers passed by, and although they did not buy his things, they would also throw money at him.

From this moment on, Ma Jun seemed to have discovered a new way to make money - begging. In the days that followed, when Ma Jun went out to set up a stall, he would also put a cardboard box on the sole of his feet, and this cardboard box was used to hold money. With this cardboard box, Ma Jun begs enough money every day for his daily expenses. In this way, a former Peking University genius fell into the situation of begging on the street, which is really embarrassing.

However, in today's society, social welfare is generally better. Begging obviously affected Beijing's appearance, and soon the relevant departments found Ma Jun and sent him to the aid station of the Civil Affairs Bureau of Haidian District, Beijing. Here, the relevant departments give Ma Jun a minimum living security subsidy in line with the principle of 'should be guaranteed'. He also gave Ma Jun a coat, a down jacket, a pair of shoes and a backpack.

"Peking University Genius" Ma Jun: He lost 4 million yuan in futures speculation, and he was begging on the street when he was discovered

Aid station

At that time, Ma Jun's father Ma Xiaobin had divorced his wife in Sichuan, and returned to Beijing again, huddled in the old house with Ma Jun's grandmother, relying on the pension to Japan, talking about Ma Jun, Ma Xiaobin felt that his son was very healthy, not to mention that he was not able to take care of Ma Jun.

After Ma Jun's mother answered the phone, she said directly: "I don't want to see him." Obviously, Ma Jun has disappointed his mother enough.

In fact, since the winter of 2015, reporters from Beijing Youth Daily have been following Ma Jun. It wasn't until January 16, 2015 that the reporter published an article titled "Peking University Graduates Speculate in Futures and Lose Their Mother's Real Estate and Wander and Beg". This article chronicles Ma Jun's life in detail.

"Peking University Genius" Ma Jun: He lost 4 million yuan in futures speculation, and he was begging on the street when he was discovered

When Ma Jun was found

It is reported that the day before the report was issued, when the reporter saw Ma Jun on the street, he found that Ma Jun was unkempt, one trouser leg was rolled up to the knee, and his bloody knee was exposed. There is a cardboard box in front of him and a stool behind him. But Ma Jun rarely sat down, and he stood there almost all the time, motionless. Occasionally, passers-by will throw some money at him, and it is obvious that Ma Jun is still begging for a living, so the reporter will use the street begging as the topic.

When the reporter asked Ma Jun about his future plans, Ma Jun did not forget to emphasize that his debts would be paid off immediately, and then he would open a cosmetics store and start his old business again. In addition, Ma Jun also told reporters that he should still speculate in futures in the future, but it will be more rational.

"Peking University Genius" Ma Jun: He lost 4 million yuan in futures speculation, and he was begging on the street when he was discovered

Beijing Youth Daily article

When the article about Ma Jun was published, it caused a lot of ridicule on the Internet. There is very little sympathy for Ma Jun's experience, and it is obvious that all this is Ma Jun's own doing. If he hadn't indulged in a Ph.D., he would have been able to graduate from Peking University. At that time, with a Peking University diploma, he will also become a leader in the workplace, but unfortunately, there is no if.

Now, six years later, it is difficult for us to find any clues about Ma Jun from the Internet. If nothing else, he is still alive, and if he really changes his mind, he should be doing well, because his grandmother's family still has an old house, and his parents have a pension. He will find another job on his own, and there should be no problems in his daily life.

Reference: Beijing Youth Daily "Peking University Graduates Speculate in Futures and Lose Their Mother's Real Estate After Wandering and Begging" 2016.1.16