At this time of the year, it is the period of payment for farmers to participate in cooperative medical care, although the payment time is different in various places, but the basis of payment is the same, some places are more, some places are lower, this is mainly due to the economic situation of each region is different, but in general, the difference is not big.
Now the new rural cooperative system is called "new rural cooperative system", from the initial 10 yuan, to now has passed 18 years, these 18 years, every time is increasing, and this year, everyone has to increase 40 yuan, that is, the standard of the new rural cooperative system, year by year higher and higher, this point, once again attracted a lot of people's attention, many people expressed their opinions, that with the current medical situation, farmers friends are to make or not?
First, because it is increasing every year, they don't know why they want to add money, they don't know how much money to add, and they don't know what day they want to add it, and second, some peasant households have a very heavy economic burden, according to last year's 320 yuan per person, a peasant household of five or six people has to pay more than 2,000 yuan at a time, which makes peasant households who only rely on farming for a living feel a great burden.
The payment of NCMS is a voluntary method, and no one forces them to pay, nor does they force them to pay, but from a personal point of view, it is better to keep paying if you can, which the author explains with a practical example from his own village.
The fourth grandfather is a very thrifty person, at the beginning, he has paid for the New Rural Cooperative Medical Care for several years, and then cut off the relationship with the New Rural Government, he feels that his income is getting more and more year by year, and it is getting higher and higher year by year, so he will cut off the relationship. As the saying goes, "People have three urgencies, and the fourth uncle is so unlucky, he was originally healthy, but now he has bowel cancer."
For this reason, the fourth uncle thought about whether to see a doctor, but he was afraid that he would spend so much money and affect his children, but the children could not ignore it, so he did another surgery, and the result was very smooth, and the fourth uncle's illness was much better, but he spent nearly 200,000 yuan in medical expenses, and he failed to get compensation.
For this matter, the fourth uncle approached the people in the village several times, and wanted him to make up for the money of the NCMS, but obviously, the fourth uncle's efforts were in vain. In addition, he was not familiar with the regulations of the NCMS, and he regretted it very much, so he preached it everywhere, and even regarded it as a model of the rural cooperative medical system. It can be seen that the majority of farmers still need to pay medical insurance in time, and the following can analyze its advantages and disadvantages.
1. No one wants to get sick, and no one can ensure that they don't get sick.
As the saying goes, if you get sick, no one can stop it, everyone wants to be in good health and live a long life, but no one can guarantee that they will not get sick for the rest of their lives, if they are sick, they need to be treated, if they have money, they have money, and if they have money, there will be no problem, most of the farmers are earned by farming or working, and the family has to support the family, and it is difficult to save much savings, in case there is a serious illness in the family, with the current medical expenses, I am afraid that the whole family will become poor.
In this case, the annual payment of NCMS cannot be stopped, in our parlance, it is exchanged for money, and the peasants do not have a stable wage in the city, nor do they have a sound social security system for urban residents, and most of the peasants live on the wages of one or two people, and their ability to bear risks is very weak. Everyone who pays for NCMS is equivalent to giving their family an extra layer of insurance.
2. The cost of new rural cooperative medical care has increased, but it has also brought more benefits, and it can also be compensated higher
Although the cost of NCMS has only risen by a dozen yuan a year, the treatment is getting better and better, and the treatment is getting better and better. For example, this year's personal payment and subsidy amount have increased, from 550 yuan last year to 580 yuan, and some people may not know that these money are directly credited to personal accounts.
Secondly, in terms of medical insurance, chronic disease compensation has been added, which is a good treatment for farmers, who used to rely on medicine to eat and were not eligible to see a doctor in the hospital, but now, with this policy, many farmers who have been taking drugs for a long time have received great benefits. Moreover, the compensation standard of the hospital has been raised to ensure the treatment of serious diseases.
3. The reimbursement ratio is increased, and the reimbursement ratio of drugs is increased
In the past two years, when farmers enjoy the new rural cooperative medical care, they are often affected by various factors, such as the cost of medical care in rural areas, and many medicines, which cannot be paid. Because more and more farmers are going out to work, this has brought great inconvenience to the reimbursement of farmers to other places for medical treatment, and the scope of payment and compensation in other places will be expanded in the future, and migrant workers can also enjoy medical insurance treatment in other places. At the same time, the compensation for drugs will also be expanded, and some drugs that cannot be paid will also be compensated.
In the past, they were paid at the village committee in the village, but now, no matter where they are, they can be paid online, rather than being limited by geography. Combined with the analysis of the above three aspects, I think farmers should have some understanding after reading it, and it is best to hand over a copy.