One of the main reasons why so many people are willing to save is to be prepared in case of any accidents. And this kind of accident, the first thing to consider is the people at home. This is due to the fact that in real life, poverty and poverty due to disease are not uncommon.
Although the compensation rate and coverage of NCMS have increased in recent years, the cost of inspection is still higher than that of buying medicine, which has caused great economic pressure on many farmers. In particular, when conducting physical examinations in various hospitals, the medical examination reports of the two companies cannot be recognized by each other, which leads to the fact that if a person goes to another hospital for treatment, he or she has to have a new medical examination.
For this point, many people are puzzled, why do Western doctors not have some practical experience in medicine? Is it possible to make a diagnosis based on the patient's performance and a simple test? In addition, is it possible for most farmers from modest families to get some help if they lose their income due to serious illness? The above issues are also the focus of this medical reform.
Why are healthcare costs so high in rural areas?
The purpose of "separation of medicine" is to put an end to the phenomenon of "minor diseases and big treatments". But in fact, it is because they do not have this ability that they need the guidance of a doctor. In this way, it is impossible to truly separate "medicine" from "medicine". In addition, in the name of "more accurate diagnosis", doctors rarely prescribe strict limits on the items of examination, resulting in higher prices than prescriptions.
At the same time, from the standpoint of the hospital, the inconsistency of the test report is to ensure the accuracy of the test report on the one hand, and to confirm the progress of the disease on the other hand. However, now medical devices have become a means of auxiliary diagnosis, and many devices are still imported from foreign countries, so it is unreasonable to not be able to recognize each other in the short term. However, in many places, the medical examination reports of the same province are not mutually recognized, which makes farmers and other social groups often have to pay for the medical examination.
In short, because "medicine", "medicine" and "examination" are all one and the same, it cannot be absolutely divided, nor can the quantity and amount be clearly limited. Moreover, the results of medical examinations are not mutually recognized, which leads to an increase in the cost of medical treatment for patients. Therefore, the government should reduce the price of physical examination to a minimum and implement medical insurance settlement, so as to better solve the problem of "expensive medical treatment".
In order to enable the vast number of peasants to spend less money, a major reform has been carried out in the mainland's medical insurance system, and one of the provinces has carried out mutual recognition of medical examinations throughout the country.
Recently, Zhejiang Province has taken the lead in establishing a unified national health data management system, uploading patient data to the "cloud", realizing the networking of more than 3,000 hospitals in the province, covering five levels of health status at the provincial, municipal, county, township and village levels. From this method, it can be seen that the medical insurance system of "one diagnosis per household, networked throughout the province" implemented by Zhejiang Province on a pilot basis has greatly reduced the cost of physical examination for rural households and other social groups. Moreover, it is quite possible that this attempt will be extended to more places.
In addition, in the "Opinions on Improving the Medical Insurance and Assistance System for Serious and Serious Diseases", it is also mentioned that in addition to the implementation of "medical insurance" for people living in extreme poverty and low-income people in rural areas who are very likely to be "impoverished due to illness", certain subsidies will also be given to patients with serious illnesses caused by high medical expenses. It can be seen that the government's coverage of medical insurance has been expanded, and its cost-effectiveness for rural households has also been improved.
What issues do farmers need to pay attention to in this NCMS reform?
The term "medical assistance" above refers to participation in the new Rural Health Insurance (NCMS). By submitting an individual application, a certificate of family income status (which can be issued by the village committee), a copy of the medical certificate and medical records, a copy of the medical reimbursement voucher and a copy of the receipt of medical expenses, a copy of the applicant's ID card and family household registration, and a copy of the applicant's rural commercial bank passbook.
