Recently, a netizen posted on a social platform: [My mother was 51 years old and I didn't know that she didn't buy social security] rushed to the hot search, which caused heated discussions among netizens for a while! Everyone said: The gap between people is too big!
Some netizens answered: This situation can't be handed over, and the system can't enter it. Commercial endowment insurance can be bought and can be used as a strategy, but if you are ready to pay for the pension yourself, it depends on you. There is also medical insurance, which must be bought, and my mother has no social security medical insurance to buy it, and she needs to be sick or something.
Some netizens revealed: I work in the social security center, and I just want to say that even if I only have more than 1,000 yuan a month when I get old, it is more dignified than reaching out and asking my children for money. Moreover, social security is more cost-effective than any financial products and insurance on the market, and it is basically risk-free. If you want to have extra money, you can save money, buy insurance and buy financial management, and if you don't have any extra money, you should pay pension insurance first.
Some netizens also shared: For ordinary people, the main role of paying social security is to have medical insurance when they are old, I calculated, buying the lowest grade of flexible employment social security is similar to buying the resident social security of a few hundred yuan a year! The difference isn't huge, unless you can live past 80! The difference between flexible employment medical insurance and resident medical insurance is not very large, one reimbursement is 80%, and the other is 90%.
What do you think about this?