During this year's 5th Bund Finance Summit, Zhang Xiaojing, director of the Institute of Finance and Economics of the Chinese Academy of Social Sciences and director of the National Finance and Development Laboratory, said in an exclusive interview with Caijing magazine that if housing prices fall sharply, ordinary people will suffer the most. This statement rushed to the hot search for a while, triggering a heated discussion among netizens!
In this regard, some netizens said: He is safeguarding the interests of property speculators. This argument is based on the fact that people who already have a property have lost their assets due to falling house prices. It's like I spent more than 1.7 million to buy a house, and now it's worth 1.2 million, and I'm going to use the money to sell it now, and I found that the sale is only enough to repay the loan, I have a down payment of 500,000 yuan, 300,000 yuan for decoration, and more than 200,000 yuan for three years are gone, which is equivalent to a loss of 1 million. In reality, the real difficulty is that most people who don't own a house can't afford to buy a house.
Some netizens also said: When housing prices rise, other prices also fly, and it is ordinary workers and farmers who suffer. The houses of ordinary Chinese people are bought to live in, not bought for speculation, and not bought to wait for realization, so the reduction of housing prices has hurt the psychology of the people in the past, but it has released economic vitality and innovation vitality for the people in the future.
Some netizens proposed: Housing is a rigid demand of ordinary people, and the shrinkage of housing does not affect residence, and now most young people still hope that the price of commercial housing can be greatly reduced, so that young people can have their own housing.
What do you think about this?