Dear, the editor is here again, it's not easy to be original, please move your little hands, like, forward and comment, thank you ^-^
Yesterday, I decided to go to the bank and deposit 50,000 yuan. According to the process, I queued up at the door of the bank to draw numbers, and finally it was my turn, I walked to the staff, and was just about to start handling business, she suddenly asked me: "What business do you want to handle?" I replied bluntly, "I want to save 50,000 yuan." However, my next question surprised me a little.
She then asked me, "So, where does this money come from?" "Then I was also asked to show some supporting documents, such as a certificate of work and a household registration booklet.
I was a little confused and complained: "This is the money I have earned from my hard work, I just want to simply save money and earn some interest, I didn't expect it to be so troublesome." "In the face of my complaints, she stuck to her post and asked me to provide more proof.
When the communication was fruitless, I reluctantly chose to leave. I met a friend on the way, and she shared a similar experience with me. She said that once she went to the bank for her father to deposit 90,000 yuan, and the bank staff also asked where the money came from. When she said that it was her parents' money and that it was in her father's name, the staff insisted that the person concerned come in person. After explaining that her parents could not come in person, they asked many more questions, and finally she chose to change banks to make deposits because she was bored.
This experience made me wonder why I had so much trouble making money in the bank. While banks need to ensure that funds come from a legitimate source to prevent illegal activities such as money laundering, are such requirements too onerous for ordinary people?
Perhaps we can understand the bank's point of view, they have to take a certain amount of risk, and they need to conduct strict review and management of deposits. For some small deposits, is it possible to simplify the process and reduce red tape? Especially for those hard-earned money, people want to be able to conveniently deposit it in the bank and enjoy some interest income.
Of course, we can also consider other ways to store funds, such as internet banking, Alipay, etc. These emerging financial services provide more flexible and convenient ways to make deposits, which not only facilitates people's daily lives, but also brings more options for the management of funds.
However, both traditional banks and emerging financial services are necessary to review and manage the source of funds to maintain the security and stability of the financial system. We can understand the cautious attitude of banks, but we also hope to provide people with more convenient deposit services on the premise of ensuring safety.
The red tape in the bank deposit process can be a bit annoying. On the premise of ensuring the safety of funds, banks can consider simplifying the process, reducing unnecessary review requirements, and improving service efficiency. At the same time, people can also explore emerging financial services and find more flexible and convenient ways to deposit.
It is only published on the headline account, and other platforms are all portable
The picture comes from the Internet, invaded and deleted.
It's not easy to be original, welcome to forward!