It is about to usher in 2024, which will be a threshold for many people, especially those whose rural ID cards were born in 1963-1973, they may all face 4 major problems, understand early and plan early.
Let's take a look first, by 2024, people born in 1963 will be 61 years old, according to the mainland folk saying "60 Yijiazi", such an age is already considered an old man. #Autumn Life Punch Season##Magic Pen Flower Creation Challenge##Headline Creation Challenge##讲好中国文化#
Even those born in 1973 have passed the 50-year-old mark and have officially entered the stage of middle-aged and elderly people. In this way, over time, these groups of people will also face some special dilemmas. Among them, for the vast majority of people of this age, they will face four major dilemmas, I hope everyone understands and plans early.
Dilemma 1: Employment problems, jobs will become more and more difficult to find
For many rural people in 1963-1973, they may not have received much formal education when they were young, and are therefore not competitive in the job market. These people entered the city to work in the early days, and they mainly worked at various construction sites, which is commonly known as "migrant workers".
But now as they get older, it will become more and more difficult for them to find work, because many construction sites now have "withdrawal orders", and for men over 60 and women over 50, they will not be allowed to hire in the future.
This will make it increasingly difficult for many migrant workers to find a stable job. In addition, many traditional industries are gradually disappearing due to technological advances and automation, which makes the employment situation even more severe.
For this type of people, it is already difficult to improve the level of skills, learn new skills, and adapt to the new working environment. So the road in front of them is really a bad choice. But this also reminds some young people to study more and strive to have a skill, so as to avoid the difficulty of finding a job when they are old.
Dilemma 2: Children are starting families as adults, and the pressure on expenses is also great
People in this age group usually have children who have grown into adults, and some children have even begun to start families. However, due to the rising cost of education and the increasing demand for academic qualifications in society, the pressure on these children in education is also increasing.
If the children are going to start a family, then the pressure is even greater, because the cost of marriage is not low now. The bride price alone will empty many families' savings for many years, and if you have to buy a car or a house, the cost will be even greater.
But now that I am older, it is not easy to find a job, but there are a lot of expenses, so the pressure on my parents is also very high. Because of this, many parents have to go out to work or do a lot of farm work when they are old enough to help their children lighten their burden.
Dilemma three: physical health problems
As they age, people born between 1963-1973 may begin to face physical health problems. Due to long-term exertion and poor living habits, their bodies may gradually develop various diseases.
Especially some years ago, the body has begun to decline significantly, and some of them have fallen a lot of old diseases, such as rheumatism, joint pain, and some chronic diseases such as diabetes and high blood pressure.
In this way, not only regular medical check-ups are required in order to detect and treat potential health problems in a timely manner. And if there are chronic diseases or health problems, it costs money to actively cooperate with doctors for treatment and management. Although there are new agricultural cooperatives now, many people are reluctant to buy them because of the high cost.
Dilemma 4: The problem of old-age care
At this age, the issue of old-age care should also begin to be taken seriously. At this age in the city, they are basically retired. Every day, I read the newspaper and dance square dances, and the days are very leisurely
Then, for many elderly people of the same age in rural areas, due to the imperfection of the social welfare system and the inadequacy of the pension system, the pension problem of these people may become very difficult.
In the past, it could also be referred to raising children to prevent old age, but now most young people work hard in the city, and young people are also under great pressure. If you don't need the help of your parents, you will be content in the future, so the traditional pension model is outdated.
Therefore, for this type of people, it is still necessary to plan for the pension as soon as possible and understand their pension system and related policies. If necessary, you can consider buying commercial pension insurance or other financial products to increase your pension income.
In short, people born between 1963 and 1973 may face a series of difficulties and challenges as they enter middle age, each of which is difficult. But to sum it up, there is still a problem, and that is money. If there is enough money to live and spend money, then all problems will be solved.