The gold jewelry bought for 16,000 yuan fell by 5,600 yuan in less than an hour? Netizen: The depreciation is also too fast
Per editor: Sun Zhicheng, Du Yu
The gold jewelry bought for 16,000 yuan, in less than an hour, actually fell by 35%? What's going on here?
According to Shanghai TV News Workshop reports, recently, a customer in Anqing, Anhui Province said that the gold he bought for 16,000 yuan was not opened, and it took it to the store to change the style, and the clerk said that he needed to charge a 35% depreciation fee, which was about 5,600 yuan. The customer and the store got into an argument and then called the police.
The store's Laomiao Gold (Anqing Taihu Main Store) said that the customer bought two bracelets and a set of chains, and the replacement style was treated as recycled, charging a 35% depreciation fee. Finally, make an exception to help it replace it for free, and the original jewelry can only be disposed of according to the recycling, and cannot be put in the cabinet again for sale.
In this regard, some netizens said that they did not expect that buying gold jewelry would depreciate so quickly. Some netizens also wondered, isn't the product returned for seven days without reason?
Diamonds, gold, jewelry
Returns cannot be made without a reason
According to the official WeChat account of the Zhejiang Consumer Protection Commission, Article 25 of the Law on the Protection of Consumer Rights and Interests stipulates that the four categories of goods are not applicable to seven-day return without reason, and also specifies that other goods that are not suitable for return according to the nature of the goods and confirmed by consumers at the time of purchase are not applicable to return without reason.
Diamonds, gold, jewelry, etc. are special commodities, and often the words "I have confirmed" have been indicated on the warranty policy when the transaction is signed, so the store said that it cannot return the goods without reason within the warranty commitment period.
Consumers should be aware of these matters when receiving similar services:
1. Carefully understand and choose carefully. Many one-price gold craft jewelry looks beautiful, but the gram count is not high, and its price is often many times higher than the full gold. Consumers must be careful when choosing.
2. Carefully review the policy signature. After the transaction of the goods, when signing the merchant's warranty policy, it is important to carefully review the terms and fully understand the merchant's exchange rules and after-sales commitments.
3. Retain evidence to protect rights rationally. When consuming, pay attention to retaining evidence, such as contracts, receipts, invoices, and transaction records, in case of rights protection. If the negotiation with the merchant fails, you can apply to the consumer association for mediation. If mediation is not possible, it may choose to file a lawsuit in court.
The price of gold has risen sharply, is it now suitable to "chase" to buy gold?
In the past two weeks, the international gold price has risen by more than 8%, and the quotation of domestic gold jewelry has also risen, reaching a maximum of 615 yuan / gram, a new high since 2010.
On October 25, the international gold price remained above $1,970 an ounce. Despite some volatility, the international gold price rose by more than 8% in two weeks. On Friday, the price of December gold futures on the New York Mercantile Exchange briefly exceeded $2,000 intraday.
Domestic Shanghai gold futures also soared, after the long holiday, Shanghai gold futures touched 449.32 yuan per gram, and then turned upward, the highest rose to 479.44 yuan, a stone's throw away from the year's high of 480.26 yuan.
According to Shangguan News, in terms of physical gold, the gold quotations of many well-known gold jewellery brands such as Chow Tai Fook, Lao Fengxiang and Chow Sang Sang have recently jumped to a new high for many years. Taking Zhou Shengsheng as an example, the price of gold jewelry was 614 yuan per gram on October 20, and rose to 616 yuan on October 26, a new high.
According to the 21st Century Economic Herald, Zhu Zhigang, vice president and chief gold analyst of the Guangdong Gold Association, believes that the current round of gold price rise is led by the international rise. The rise in risk aversion triggered by tensions in the Middle East was the main factor in the sharp rise in gold prices. But at present, whether it is a "V" shaped rebound or a reversal is still inconclusive. In the short term, the direction of gold prices depends on the severity of the conflict in the Middle East, if the conflict is suspended, then gold prices are expected to recover, otherwise gold prices may continue to rise. In the medium and long term, the probability of gold prices rising is still high.
For gold individual investors, Zhu Zhigang said that in recent years, every fall in gold prices is an opportunity to buy, gold has both commodity and monetary attributes, as part of family asset allocation, it is still very effective in preserving and even increasing value.
The price continues to rise, making gold a "sweet potato" sought after by investors, especially more and more young people have begun to join the "gold rush" army.
On social platforms, many young people began to "save golden beans". A golden bean weighs about 1 gram, only needs a few hundred yuan, has strong value retention, and has a low purchase threshold, which is their "entry product" for "gold panning".
However, Zhu Zhigang, vice president and chief analyst of the Guangdong Gold Association, reminded that consumers should not blindly "chase the rise and kill the fall", but should adopt a small batch investment strategy to reduce investment risks according to the actual market and demand. In addition, it is also necessary to continue to pay attention to the difference between domestic and foreign prices, and if the difference is large, you need to be cautious when buying gold.
Li Bo, assistant dean of the School of Finance of Anhui University of Finance and Economics, reminded consumers that buying gold and silver jewelry needs to pay attention to purity, the higher the purity of the investment value, the low purity of the investment value is relatively weak, so it is more cost-effective to buy the highest purity gold bar directly, and the processing fee mixed in is relatively small.
Editor|Sun Zhicheng, Du Yu, Du Bo
Proofreader|Lu Xiangyong
Daily Economic News Comprehensive Shanghai TV Newsroom, Shangguan News, 21st Century Business Herald,
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