Preface:
Seriously, it's time to buy a house now, house prices have indeed bottomed out, and the day of rebound is just around the corner.
Of course, when I say that house prices are about to bottom out, I don't mean nationwide, but first-tier cities and some strong second-tier cities, except for third-, fourth-, five- and sixth-tier cities.
Lao Tie, who has been paying attention to me for a long time, should know that I have always been not good at the real estate market in third-four, five- and sixth-tier cities, and the house prices in these cities will always fall, and there is no possibility of improvement at all, I said a few years ago, the house prices in these small cities will rise before, completely caused by human factors, and seriously lack the support point for house price rises, so once the human impact does not exist, house prices will also enter a long-term decline cycle.
The house prices I said are about to bottom out, mainly for first- and second-tier cities, so for friends in these cities, it is indeed time to buy a house.
Why is it time to buy a house, when house prices have bottomed out?
First, the premise of rising house prices.
The rise in housing prices requires conditions, that is, we often say the economic foundation, industrial structure, population situation, land supply and policy regulation and so on.
First-tier cities and some strong second-tier cities have all the factors supporting house price increases, while third-, fourth-, five- and sixth-tier cities do not.
Second, the policy continues to exert force.
Since August 30, the large-scale rescue of the country has been vigorously carried out, the early stage of the rescue, the main direction is to reduce the down payment, reduce the mortgage interest rate, relax the purchase limit loan and sale, reduce the purchase tax and so on, and recently, the policy continues to increase the stimulus, such as the Ministry of Natural Resources issued a document, suggesting to cancel the upper limit of land prices, such as the National Bureau of Statistics to support the real estate market, that the real estate industry still has huge space and time for development, such as just People's Bank of China President Pan Gongsheng said, It will further push financial institutions to lower real lending rates, etc.
Third, housing prices in first-tier cities have stopped falling and turned up.
The National Bureau of Statistics has just released the September commodity housing price change index, the data shows that the first-tier city house prices have stopped falling and turned up, although only a slight increase, but it is enough to show that the real estate market in first-tier cities has a recovery trend.
Fourth, historical experience.
The development of the real estate market is cyclical, and we can verify the development of the mainland property market based on the historical experience of some developed countries.
We all know that whether it is Japan or the United States, house prices are extremely differentiated, small city house prices have indeed fallen to the bottom, even for nothing no one wants, but big city house prices have been rising, even if the housing bubble has burst in Japan, its Tokyo house prices, is also beyond the reach of ordinary people.
Summary:
Xiaobian is neither the air force of housing prices, nor the multi-army of housing prices, but a real estate media person who seeks truth from facts.
Regarding the future trend of China's housing prices, I still maintain a consistent view, that is, there is still more room for real estate development in first- and second-tier cities, while third-, fourth-, five- and sixth-tier cities will always decline.
At present, for people in first- and second-tier cities, it is indeed a good time to buy a house, on the one hand, house prices have fallen in place, and there is not much room for continued decline, on the other hand, with the continuous development of stimulus policies, various favorable policies continue, house prices may start an upward trend.
Therefore, if you are in a first- and second-tier city, you are rigid demand, now you can really start, of course, the possibility of short-term house price increases does not exist, therefore, you can slowly choose, encounter the right house can be decided.
Do you agree with me? Do you agree that high-quality real estate in first- and second-tier cities has long-term holding value?
Pay attention to property market explorers, take you to learn more about real estate, so that you can buy a house without detours.