Can I still negotiate after being sued?
Ms. Jing Qi, Gold Medal Debt Planner of Dasheng Team, Project Leader of Dasheng Financial Operation Center.
If I am sued after the arrears are overdue, can I still negotiate repayment? The answer is yes and negotiable. For credit card or platform debts, whether overdue or not, as long as you have the ability to repay, it is recommended to actively negotiate repayment with the other party to avoid being sued. However, it is still possible to negotiate after being sued, but the difficulty and cost of negotiation may increase.
After being sued, even if the other party agrees to installments, the number of installments is generally between 3-6 installments, and the maximum is 18-24 installments. At the same time, many people need to pay a 20%-30% down payment, and the rest is then installments. Of course, for special cases, it is also possible to get a longer installment plan after being sued. In addition, after being sued, it is usually necessary to bear legal fees and lawyer fees, and the ability and cost of repayment will increase. Therefore, try not to wait until you are sued to consider repayment.
If you need to negotiate repayment, you can call the court that accepts the case. If you do not know the court phone number or cannot be connected, you can check the area code of the location of the accepting court, dial the area code +12368, transfer to the court, and then contact the other party's lawyer through the court to express your willingness to repay. At the same time, emphasize the difficulties and try to try to reduce them or settle them in installments.
Do you understand all of the above? I am Jing Qi, and I am willing to walk with you to solve the debt problem together!
